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Merge branch 'direct_loan_repayment' of DigiFi/digifi-BankToProductCore into master

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This commit is contained in:
Olusesan Ameye
2025-09-13 20:25:30 +00:00
committed by Gogs
parent f0679b8c1e 2a12215931
commit 363c6b498a
22 changed files with 459 additions and 571 deletions
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app/api/integrations/__init__.py
+2 -1
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@@ -1,2 +1,3 @@
from .simbrella import SimbrellaIntegration
from .kafka import KafkaIntegration
from .kafka import KafkaIntegration
from .events_service import EventServiceIntegration
app/api/integrations/events_service.py
+49
View File
@@ -0,0 +1,49 @@
import httpx
from app.utils.logger import logger
from app.config import settings
class EventServiceIntegration:
BASE_URL = settings.SIMBRELLA_BASE_URL
ENDPOINT_DIRECT_LOAN = settings.ENDPOINT_DIRECT_LOAN
ENDPOINT_DIRECT_REPAYMENT = settings.ENDPOINT_DIRECT_REPAYMENT
@staticmethod
def direct_loan(transaction_id: str):
"""
Calls the Direct Loan endpoint
"""
url = f"{EventServiceIntegration.BASE_URL}{EventServiceIntegration.ENDPOINT_DIRECT_LOAN}"
payload = {"transactionId": str(transaction_id)}
headers = {
"Content-Type": "application/json"
}
try:
response = httpx.post(url, json=payload, headers=headers, timeout=10.0)
logger.info(f"Loan Response: {response.text}")
return response
except Exception as e:
logger.error(f"Direct Loan API call failed: {str(e)}", exc_info=True)
raise
@staticmethod
def direct_repayment(transaction_id: str):
"""
Calls the Direct Repayment endpoint
"""
url = f"{EventServiceIntegration.BASE_URL}{EventServiceIntegration.ENDPOINT_DIRECT_REPAYMENT}"
payload = {"transactionId": str(transaction_id)}
headers = {
"Content-Type": "application/json",
}
try:
response = httpx.post(url, json=payload, headers=headers, timeout=10.0)
logger.info(f"Repayment Response: {response.text}")
return response
except Exception as e:
logger.error(f"Direct Repayment API call failed: {str(e)}", exc_info=True)
raise
app/api/services/provide_loan.py
+15 -3
View File
@@ -13,6 +13,7 @@ from app.api.enums import LoanStatus
from app.extensions import db
from datetime import datetime, timezone
from dateutil.relativedelta import relativedelta
from app.api.integrations import EventServiceIntegration
from app.models import LoanRepaymentSchedule
from app.api.services.offer_analysis import OfferAnalysis
from app.api.helpers.response_helper import ResponseHelper
@@ -172,11 +173,15 @@ class ProvideLoanService(BaseService):
"accountId": account_id,
"msisdn": customer.msisdn
}
event_thread = Thread(target=ProvideLoanService.trigger_loan_disbursement, args=(transaction_id,))
event_thread.start()
# KafkaIntegration.send_loan_request(loan_data = response_data, request_id = request_id)
# Call Kafka in a background thread
thread = Thread(target=ProvideLoanService.async_send_to_kafka, args=(response_data, request_id, "PROCESS_PAYMENT"))
thread.start()
kafka_thread = Thread(target=ProvideLoanService.async_send_to_kafka, args=(response_data, request_id, "PROCESS_PAYMENT"))
kafka_thread.start()
db.session.commit()
return ResponseHelper.success(data=response_data)
@@ -195,4 +200,11 @@ class ProvideLoanService(BaseService):
except Exception as e:
logger.error(f"An error occurred: {str(e)}", exc_info=True)
db.session.rollback()
return ResponseHelper.internal_server_error()
return ResponseHelper.internal_server_error()
@classmethod
def trigger_loan_disbursement(cls, transaction_id: str):
response = EventServiceIntegration.direct_loan(transaction_id=transaction_id)
return response
app/api/services/repayment.py
+13 -2
View File
@@ -11,6 +11,7 @@ from app.api.services.base_service import BaseService
from app.api.enums import TransactionType
from threading import Thread
from app.extensions import db
from app.api.integrations import EventServiceIntegration
class RepaymentService(BaseService):
TRANSACTION_TYPE = TransactionType.REPAYMENT
@@ -79,9 +80,12 @@ class RepaymentService(BaseService):
"debtId": loan_id
}
event_thread = Thread(target=RepaymentService.trigger_loan_repayment, args=(transaction_id,))
event_thread.start()
# Call Kafka in a background thread
thread = Thread(target=RepaymentService.async_send_to_kafka, args=(response_data, request_id, "LOAN_REPAYMENT"))
thread.start()
kafka_thread = Thread(target=RepaymentService.async_send_to_kafka, args=(response_data, request_id, "LOAN_REPAYMENT"))
kafka_thread.start()
db.session.commit()
return ResponseHelper.success(data=response_data)
@@ -101,3 +105,10 @@ class RepaymentService(BaseService):
logger.error(f"An error occurred: {str(e)}", exc_info=True)
db.session.rollback()
return ResponseHelper.internal_server_error()
@classmethod
def trigger_loan_repayment(cls, transaction_id: str):
response = EventServiceIntegration.direct_repayment(transaction_id=transaction_id)
return response
app/config.py
+4
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@@ -46,6 +46,10 @@ class Config:
VALID_API_KEY = os.getenv("SIMBRELLA_API_KEY", "test-api-key-12345")
SIMBRELLA_BASE_URL = os.getenv("SIMBRELLA_BASE_URL", "http://127.0.0.1:6337")
SIMBRELLA_ENDPOINT_RAC_CHECKS = os.getenv("SIMBRELLA_ENDPOINT_RAC_CHECKS","api/rac-check")
EVENTS_SERVICE_BASE_URL = os.getenv("EVENTS_SERVICE_BASE_URL","https://event-core.simbrellang.net")
ENDPOINT_DIRECT_LOAN = os.getenv("ENDPOINT_DIRECT_LOAN","/autocall/direct/loan")
ENDPOINT_DIRECT_REPAYMENT = os.getenv("ENDPOINT_DIRECT_REPAYMENT","/autocall/direct/repayment")
RAC_RESULT_accountStatus = os.environ.get("RAC_RESULT_accountStatus", "true")
RAC_RESULT_bvnValidated = os.environ.get("RAC_RESULT_bvnValidated", "true")
app/swagger/digifi_swagger.json
-12
View File
@@ -134,18 +134,6 @@
"RepaymentResponse": {
"$ref": "swagger/schemas/RepaymentResponse.json"
},
"CustomerConsentRequest": {
"$ref": "swagger/schemas/CustomerConsentRequest.json"
},
"CustomerConsentResponse": {
"$ref": "swagger/schemas/CustomerConsentResponse.json"
},
"NotificationCallbackRequest": {
"$ref": "swagger/schemas/NotificationCallbackRequest.json"
},
"NotificationCallbackResponse": {
"$ref": "swagger/schemas/NotificationCallbackResponse.json"
},
"ApiResponse": {
"$ref": "swagger/schemas/ApiResponse.json"
},
app/swagger/paths/CustomerConsent.json
-56
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@@ -1,56 +0,0 @@
{
"post": {
"tags": [
"CustomerConsent"
],
"summary": "Customer Consent Request",
"description": "Customer Consent Request",
"operationId": "CustomerConsent",
"requestBody": {
"required": true,
"content": {
"application/json": {
"schema": {
"$ref": "../schemas/CustomerConsentRequest.json"
}
},
"application/xml": {
"schema": {
"$ref": "../schemas/CustomerConsentRequest.json"
}
},
"application/x-www-form-urlencoded": {
"schema": {
"$ref": "../schemas/CustomerConsentRequest.json"
}
}
}
},
"responses": {
"200": {
"description": "Successful",
"content": {
"application/json": {
"schema": {
"$ref": "../schemas/CustomerConsentResponse.json"
}
},
"application/xml": {
"schema": {
"$ref": "../schemas/CustomerConsentResponse.json"
}
}
}
},
"400": {
"description": "Invalid request"
},
"422": {
"description": "Validation exception"
},
"500": {
"description": "Internal server error"
}
}
}
}
app/swagger/paths/NotificationCallback.json
-57
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@@ -1,57 +0,0 @@
{
"post": {
"tags": [
"NotificationCallback"
],
"summary": "Loan Information Request ",
"description": "Loan Information Request",
"operationId": "NotificationCallback",
"requestBody": {
"description": "Post JSON to conduct eligibility tests",
"content": {
"application/json": {
"schema": {
"$ref": "../schemas/NotificationCallbackRequest.json"
}
},
"application/xml": {
"schema": {
"$ref": "../schemas/NotificationCallbackRequest.json"
}
},
"application/x-www-form-urlencoded": {
"schema": {
"$ref": "../schemas/NotificationCallbackRequest.json"
}
}
},
"required": true
},
"responses": {
"200": {
"description": "Successful operation",
"content": {
"application/json": {
"schema": {
"$ref": "../schemas/NotificationCallbackResponse.json"
}
},
"application/xml": {
"schema": {
"$ref": "../schemas/NotificationCallbackResponse.json"
}
}
}
},
"400": {
"description": "Invalid request"
},
"422": {
"description": "Validation exception"
},
"500": {
"description": "Internal server error"
}
}
}
}
app/swagger/schemas/CustomerConsentRequest.json
-37
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@@ -1,37 +0,0 @@
{
"type": "object",
"properties": {
"type": {
"type": "string",
"example": "CustomerConsentRequest"
},
"transactionId": {
"type": "string",
"example": "20171209232177"
},
"customerId": {
"type": "string",
"example": "CN621868"
},
"accountId": {
"type": "string",
"example": "ACN8263457"
},
"requestTime": {
"type": "string",
"format": "date-time",
"example": "2019-10-18 14:26:21.063"
},
"consentType": {
"type": "string",
"example": "Revoke"
},
"channel": {
"type": "string",
"example": "USSD"
}
},
"xml": {
"name": "CustomerConsentRequest"
}
}
app/swagger/schemas/CustomerConsentResponse.json
-16
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@@ -1,16 +0,0 @@
{
"type": "object",
"properties": {
"resultCode": {
"type": "string",
"example": "00"
},
"resultDescription": {
"type": "string",
"example": "Request is received"
}
},
"xml": {
"name": "CustomerConsentResponse"
}
}
app/swagger/schemas/EligibilityCheckRequest.json
+11 -11
View File
@@ -3,7 +3,7 @@
"properties": {
"transactionId": {
"type": "string",
"example": "Tr201712RK9232P115"
"example": "TRX201712RK9232P115"
},
"countryCode": {
"type": "string",
@@ -11,19 +11,19 @@
},
"customerId": {
"type": "string",
"example": "CN621868"
},
"msisdn": {
"type": "string",
"example": "8093451342"
},
"channel": {
"type": "string",
"example": "100"
"example": "5268548"
},
"accountId": {
"type": "string",
"example": "ACN8263457"
"example": "4348094226"
},
"msisdn": {
"type": "string",
"example": "2348093451342"
},
"channel": {
"type": "string",
"example": "USSD"
}
},
"xml": {
app/swagger/schemas/EligibilityCheckResponse.json
+20 -20
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@@ -3,19 +3,19 @@
"properties": {
"customerId": {
"type": "string",
"example": "CN621868"
"example": "5268548"
},
"transactionId": {
"type": "string",
"example": "TX12345"
"example": "TRX201712RK9232P115"
},
"countryCode": {
"type": "string",
"example": "NG"
"example": "NGR"
},
"msisdn": {
"type": "string",
"example": "3451342"
"example": "2348093451342"
},
"eligibleOffers": {
"type": "array",
@@ -24,42 +24,42 @@
"properties": {
"offerId": {
"type": "string",
"example": "Offer1"
"example": "SAL90000204"
},
"productId": {
"type": "string",
"example": "Product1"
"example": "3MPC"
},
"minAamount": {
"type": "number",
"format": "decimal",
"example": 100.00
"example": 20000.00
},
"maxAamount": {
"type": "number",
"format": "decimal",
"example": 1000.00
"example": 31257.00
},
"tenor": {
"type": "integer",
"example": 12
"example": 90
}
}
},
"example": [
{
"offerId": "Offer1",
"productId": "Product1",
"minAamount": 100.00,
"maxAamount": 1000.00,
"tenor": 12
{
"max_amount": "31257.00",
"min_amount": 20000.0,
"offerId": "SAL90000204",
"product_id": "3MPC",
"tenor": 90
},
{
"offerId": "Offer2",
"productId": "Product2",
"minAamount": 200.00,
"maxAamount": 2000.00,
"tenor": 24
"max_amount": "20838.00",
"min_amount": 5000.0,
"offerId": "SAL30000205",
"product_id": "AMPC",
"tenor": 30
}
]
},
app/swagger/schemas/LoanStatusRequest.json
+4 -4
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@@ -3,15 +3,15 @@
"properties": {
"transactionId": {
"type": "string",
"example": "Tr201712RK9232P115"
"example": "TRCVIC73089465966"
},
"customerId": {
"type": "string",
"example": "CN621868"
"example": "ZX48440946"
},
"msisdn": {
"type": "string",
"example": "3451342"
"example": "2348093451342"
},
"channel": {
"type": "string",
@@ -19,7 +19,7 @@
},
"accountId": {
"type": "string",
"example": "ACN8263457"
"example": "361005323"
}
},
"xml": {
app/swagger/schemas/LoanStatusResponse.json
+107 -80
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@@ -1,83 +1,110 @@
{
"type": "object",
"properties": {
"customerId": {
"type": "string",
"example": "CN621868"
},
"transactionId": {
"type": "string",
"example": "Tr201712RK9232P115"
},
"loans": {
"type": "array",
"items": {
"type": "object",
"properties": {
"debtId": {
"type": "string",
"example": "123456789"
},
"loanDate": {
"type": "string",
"format": "date-time",
"example": "2019-10-18 14:26:21.063"
},
"dueDate": {
"type": "string",
"format": "date-time",
"example": "2019-11-20 14:26:21.063"
},
"currentLoanAmount": {
"type": "integer",
"example": 8500
},
"initialLoanAmount": {
"type": "integer",
"example": 10000
},
"defaultPenaltyFee": {
"type": "integer",
"example": 0
},
"continuousFee": {
"type": "integer",
"example": 0
},
"productId": {
"type": "string",
"example": "101"
},
"installment": {
"type": "array",
"items": {
"type": "object",
"properties": {
"amount": {
"type": "number",
"format": "float",
"example": 10000.0
},
"repaymentDate": {
"type": "string",
"example": "2025-04-24 10:31:"
}
}
}
}
}
}
},
"resultCode": {
"type": "string",
"example": "00"
},
"resultDescription": {
"type": "string",
"example": "Successful"
}
"type": "object",
"properties": {
"customerId": {
"type": "string",
"example": "ZX48440946"
},
"xml": {
"name": "LoanStatusResponse"
"transactionId": {
"type": "string",
"example": "TRCVIC49381378037"
},
"accountId": {
"type": "string",
"example": "361005323"
},
"loans": {
"type": "array",
"items": {
"type": "object",
"properties": {
"debtId": {
"type": "integer",
"example": 80
},
"loanDate": {
"type": "string",
"format": "date-time",
"example": "2025-09-12T11:58:58"
},
"dueDate": {
"type": "string",
"format": "date-time",
"example": "2025-12-11T11:58:58"
},
"currentLoanAmount": {
"type": "number",
"format": "float",
"example": 30000.0
},
"initialLoanAmount": {
"type": "number",
"format": "float",
"example": 30000.0
},
"defaultPenaltyFee": {
"type": "number",
"format": "float",
"example": 0.0
},
"continuousFee": {
"type": "number",
"format": "float",
"example": 0.0
},
"productId": {
"type": "string",
"example": "3MPC"
},
"installmentAmount": {
"type": "number",
"format": "float",
"example": 10900.0
},
"repaymentAmount": {
"type": "number",
"format": "float",
"example": 32700.0
},
"loanRef": {
"type": "string",
"example": "TRCVIC73089465966USSD3MPC"
},
"status": {
"type": "string",
"example": "active"
},
"tenor": {
"type": "integer",
"example": 90
},
"transactionId": {
"type": "string",
"example": "TRCVIC73089465966"
},
"upfrontFee": {
"type": "number",
"format": "float",
"example": 622.5
}
}
}
},
"resultCode": {
"type": "string",
"example": "00"
},
"resultDescription": {
"type": "string",
"example": "Successful"
},
"totalDebtAmount": {
"type": "number",
"format": "float",
"example": 30000.0
}
}
},
"xml": {
"name": "LoanStatusResponse"
}
}
app/swagger/schemas/NotificationCallbackRequest.json
-50
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@@ -1,50 +0,0 @@
{
"type": "object",
"properties": {
"fbnTransactionId": {
"type": "string",
"example": "123456789"
},
"transactionId": {
"type": "string",
"example": "123456789"
},
"customerId": {
"type": "string",
"example": "CN621868"
},
"accountId": {
"type": "string",
"example": "ACN8263457"
},
"debtId": {
"type": "string",
"example": "987654321"
},
"transactionType": {
"type": "string",
"example": "Disbursement"
},
"amountProvided": {
"type": "number",
"format": "float",
"example": 1000.00
},
"amountCollected": {
"type": "number",
"format": "float",
"example": 0.00
},
"responseCode": {
"type": "string",
"example": "00"
},
"responseDescription": {
"type": "string",
"example": "Successful"
}
},
"xml": {
"name": "NotificationCallbackRequest"
}
}
app/swagger/schemas/NotificationCallbackResponse.json
-16
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@@ -1,16 +0,0 @@
{
"type": "object",
"properties": {
"resultCode": {
"type": "string",
"example": "00"
},
"resultDescription": {
"type": "string",
"example": "Successful"
}
},
"xml": {
"name": "NotificationCallbackResponse"
}
}
app/swagger/schemas/ProvideLoanRequest.json
+9 -9
View File
@@ -3,40 +3,40 @@
"properties": {
"requestId": {
"type": "string",
"example": "202111170001371256908"
"example": "RQID11170001371256908"
},
"transactionId": {
"type": "string",
"example": "Tr201712RK9232P115"
"example": "TRCVIC73089465966"
},
"customerId": {
"type": "string",
"example": "CN621868"
"example": "ZX48440946"
},
"accountId": {
"type": "string",
"example": "ACN8263457"
"example": "361005323"
},
"msisdn": {
"type": "string",
"example": "3451342"
"example": "2348093451342"
},
"requestedAmount": {
"type": "number",
"format": "decimal",
"example": 900
"example": 20000
},
"collectionType": {
"type": "integer",
"example": 1
"example": 0
},
"offerId": {
"type": "integer",
"example": 1127
"example": "SAL900004543304"
},
"channel": {
"type": "string",
"example": "100"
"example": "USSD"
}
},
"xml": {
app/swagger/schemas/ProvideLoanResponse.json
+37 -37
View File
@@ -1,40 +1,40 @@
{
"type": "object",
"properties": {
"requestId": {
"type": "string",
"example": "202111170001371256908"
},
"transactionId": {
"type": "string",
"example": "Tr201712RK9232P115"
},
"loanRef": {
"type": "string",
"example": "1620029887USSDAMPC"
},
"customerId": {
"type": "string",
"example": "CN621868"
},
"accountId": {
"type": "string",
"example": "ACN8263457"
},
"msisdn": {
"type": "string",
"example": "3451342"
},
"resultCode": {
"type": "string",
"example": "00"
},
"resultDescription": {
"type": "string",
"example": "Successful"
}
"type": "object",
"properties": {
"requestId": {
"type": "string",
"example": "81757678335583"
},
"xml": {
"name": "ProvideLoanResponse"
"transactionId": {
"type": "string",
"example": "TRCVIC73089465966"
},
"loanRef": {
"type": "string",
"example": "TRCVIC73089465966USSD3MPC"
},
"customerId": {
"type": "string",
"example": "ZX48440946"
},
"accountId": {
"type": "string",
"example": "361005323"
},
"msisdn": {
"type": "string",
"example": "98016510058"
},
"resultCode": {
"type": "string",
"example": "00"
},
"resultDescription": {
"type": "string",
"example": "Successful"
}
}
},
"xml": {
"name": "ProvideLoanResponse"
}
}
app/swagger/schemas/RepaymentRequest.json
+7 -7
View File
@@ -3,27 +3,27 @@
"properties": {
"msisdn": {
"type": "string",
"example": "3451342"
"example": "2348093451342"
},
"debtId": {
"type": "string",
"example": "10"
"type": "number",
"example": 80
},
"transactionId": {
"type": "string",
"example": "20171209232115"
"example": "TRCVIC73089465966"
},
"customerId": {
"type": "string",
"example": "CID0000025585"
"example": "ZX48440946"
},
"loanRef": {
"type": "string",
"example": "Trx5847365252USSD3MPC"
"example": "TRCVIC73089465966USSD3MPC"
},
"accountId": {
"type": "string",
"example": "ACN8263457"
"example": "361005323"
}
},
"xml": {
app/swagger/schemas/RepaymentResponse.json
+45 -25
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@@ -1,28 +1,48 @@
{
"type": "object",
"properties": {
"customerId": {
"type": "string",
"example": "CN621868"
},
"productId": {
"type": "string",
"example": "101"
},
"debtId": {
"type": "string",
"example": "273194670"
},
"resultCode": {
"type": "string",
"example": "00"
},
"resultDescription": {
"type": "string",
"example": "Successful"
}
"type": "object",
"properties": {
"Id": {
"type": "integer",
"example": 195
},
"xml": {
"name": "RepaymentResponse"
"customerId": {
"type": "string",
"example": "ZX48440946"
},
"debtId": {
"type": "string",
"example": "80"
},
"initiated_by": {
"type": "string",
"example": "USER_INITIATED"
},
"loanRef": {
"type": "string",
"example": "TRCVIC73089465966USSD3MPC"
},
"productId": {
"type": "string",
"example": "3MPC"
},
"repayment_id": {
"type": "integer",
"example": 195
},
"transactionId": {
"type": "string",
"example": "TRCVIC73089465966"
},
"resultCode": {
"type": "string",
"example": "00"
},
"resultDescription": {
"type": "string",
"example": "Successful"
}
}
},
"xml": {
"name": "RepaymentResponse"
}
}
app/swagger/schemas/SelectOfferRequest.json
+15 -15
View File
@@ -3,40 +3,40 @@
"properties": {
"requestId": {
"type": "string",
"example": "202111170001371256908"
"example": "RQID11170001371256908"
},
"transactionId": {
"type": "string",
"example": "1231231321232"
"example": "TRX1231231321232"
},
"customerId": {
"type": "string",
"example": "CN621868"
},
"msisdn": {
"type": "string",
"example": "123456789"
},
"requestedAmount": {
"type": "number",
"format": "double",
"example": 10000.55
"example": "CN6215268548868"
},
"accountId": {
"type": "string",
"example": "ACN8263457"
"example": "4348094226"
},
"msisdn": {
"type": "string",
"example": "2348093451342"
},
"requestedAmount": {
"type": "number",
"example": 20000
},
"productId": {
"type": "string",
"example": "3MPC"
},
"offerId": {
"type": "string",
"example": "101"
"example": "SAL900004543304"
},
"channel": {
"type": "string",
"example": ""
"example": "USSD"
}
},
"xml": {
app/swagger/schemas/SelectOfferResponse.json
+121 -113
View File
@@ -1,121 +1,129 @@
{
"type": "object",
"properties": {
"requestId": {
"type": "object",
"properties": {
"requestId": {
"type": "string",
"example": "81757678225025"
},
"transactionId": {
"type": "string",
"example": "TRCVIC73089465966"
},
"customerId": {
"type": "string",
"example": "ZX48440946"
},
"accountId": {
"type": "string",
"example": "361005323"
},
"loan": {
"type": "array",
"items": {
"type": "object",
"properties": {
"offerId": {
"type": "string",
"example": "202111170001371256908"
},
"transactionId": {
"example": "SAL90000204"
},
"productId": {
"type": "string",
"example": "1231231321232"
},
"customerId": {
"type": "string",
"example": "1256907"
},
"accountId": {
"type": "string",
"example": "5948306019"
},
"loan": {
"example": "3MPC"
},
"amount": {
"type": "number",
"format": "float",
"example": 30000.0
},
"upfrontPayment": {
"type": "number",
"format": "float",
"example": 622.5
},
"interestRate": {
"type": "number",
"format": "float",
"example": 3.0
},
"interestFee": {
"type": "number",
"format": "float",
"example": 2700.0
},
"managementRate": {
"type": "number",
"format": "float",
"example": 1.0
},
"managementFee": {
"type": "number",
"format": "float",
"example": 300.0
},
"insuranceRate": {
"type": "number",
"format": "float",
"example": 1.0
},
"insuranceFee": {
"type": "number",
"format": "float",
"example": 300.0
},
"VATRate": {
"type": "number",
"format": "float",
"example": 7.5
},
"VATAmount": {
"type": "number",
"format": "float",
"example": 22.5
},
"recommendedRepaymentDates": {
"type": "array",
"items": {
"type": "object",
"properties": {
"offerId": {
"type": "string",
"example": "14451"
},
"productId": {
"type": "string",
"example": "3MPC"
},
"amount": {
"type": "number",
"format": "float",
"example": 10000.0
},
"dueDate": {
"type": "string",
"example": "2025-04-24 10:31:"
},
"upfrontPayment": {
"type": "number",
"format": "float",
"example": 1000.0
},
"interestRate": {
"type": "number",
"format": "float",
"example": 3.0
},
"interestFee": {
"type": "number",
"format": "float",
"example": 3000.00
},
"ManagementRate": {
"type": "number",
"format": "float",
"example": 1.0
},
"ManagementFee": {
"type": "number",
"format": "float",
"example": 1.0
},
"InsuranceRate": {
"type": "number",
"format": "float",
"example": 1.0
},
"InsuranceFee": {
"type": "number",
"format": "float",
"example": 100.0
},
"VATRate": {
"type": "number",
"format": "float",
"example": 7.5
},
"VATamount": {
"type": "number",
"format": "float",
"example": 100.0
},
"installmentRepaymentDates": {
"type": "array",
"items": {
"type": "string"
},
"example": [
"2022-11-30"
]
},
"installmentAmount": {
"type": "number",
"format": "float",
"example": 11000.0
},
"totalRepaymentAmount": {
"type": "number",
"format": "float",
"example": 11000.0
}
}
}
},
"resultCode": {
"type": "string",
"example": "00"
},
"resultDescription": {
"type": "string",
"example": "Successful"
"type": "string"
},
"example": [
"2025-10-12",
"2025-11-12",
"2025-12-12"
]
},
"installmentAmount": {
"type": "number",
"format": "float",
"example": 10900.0
},
"repaymentAmount": {
"type": "number",
"format": "float",
"example": 32700.0
},
"totalRepaymentAmount": {
"type": "number",
"format": "float",
"example": 33322.5
}
}
}
},
"xml": {
"name": "SelectOffersResponse"
"outstandingDebtAmount": {
"type": "number",
"format": "float",
"example": 0
},
"resultCode": {
"type": "string",
"example": "00"
},
"resultDescription": {
"type": "string",
"example": "Successful"
}
}
},
"xml": {
"name": "SelectOffersResponse"
}
}