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MermsCoreFlask/app/models/loan_charge.py
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CHIEFSOFT\ameye 987b7d6383 mercore starter
2025-06-22 20:45:07 -04:00

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3.3 KiB
Python

from datetime import datetime, timezone, timedelta
from app.extensions import db
from sqlalchemy.orm import relationship
from app.utils.logger import logger
from sqlalchemy.sql import func
class LoanCharge(db.Model):
__tablename__ = 'loan_charges'
id = db.Column(db.Integer, primary_key=True, autoincrement=True)
loan_id = db.Column(db.Integer, nullable=False)
transaction_id = db.Column(db.String(50), nullable=True)
code = db.Column(db.String(50), nullable=False)
amount = db.Column(db.Float, default=0.0)
percent = db.Column(db.Float, default=0.0)
description = db.Column(db.Text, nullable=True)
due = db.Column(db.Integer, nullable=False)
due_date = db.Column(db.DateTime, nullable=True)
created_at = db.Column(db.DateTime(timezone=True), server_default=func.now())
updated_at = db.Column(db.DateTime(timezone=True), server_default=func.now(), onupdate=func.now())
loan = relationship(
"Loan",
primaryjoin="LoanCharge.loan_id == Loan.id",
foreign_keys=[loan_id],
back_populates="loan_charges",
)
@classmethod
def create_charges_for_loan(cls, loan_id, transaction_id, charges, referenced_amount = 0.0):
"""
Create loan charges for a given loan.
Args:
loan_id (int): ID of the loan to associate charges with.
charges (list): A list of dictionaries with keys:
code (str), amount (float), percent (float), description (str), due (int)
"""
# if not charges or not isinstance(charges, list):
# raise ValueError("Charges must be a non-empty list of dictionaries")
if loan_id is None:
raise ValueError("loan_id cannot be None")
loan_charges = []
now = datetime.now(timezone.utc)
subset_keys = ['interest', 'management', 'insurance', 'vat']
for item in subset_keys:
charge = charges[item]
due_days = charge['due_days'] # getattr(charge, "due_days", 0)
amount = charge['fee'] # getattr(charge, "fee", 0.0)
percent = charge['rate'] # getattr(charge, "rate", 0.0)
code = charge['code'] # getattr(charge, "code","")
description = charge['description'] # getattr(charge, "description", "")
charge_obj = cls(
loan_id = loan_id,
transaction_id = transaction_id,
code = code,
amount = round(amount, 2),
percent = percent,
description = description,
due = due_days,
due_date = now + timedelta(days=due_days),
created_at=datetime.now(timezone.utc),
updated_at=datetime.now(timezone.utc)
)
db.session.add(charge_obj)
loan_charges.append(charge_obj)
return loan_charges
def to_dict(self):
return {
'id': self.id,
'loanId': self.loan_id,
'transactionId': self.transaction_id,
'code': self.code,
'amount': self.amount,
'percent': self.percent,
'description': self.description,
'due': self.due,
}
def __repr__(self):
return f"<LoanCharge {self.id} - Loan {self.loan_id} - {self.code}>"