from datetime import datetime, timezone, timedelta from app.extensions import db from sqlalchemy.orm import relationship from app.utils.logger import logger from sqlalchemy.sql import func class LoanCharge(db.Model): __tablename__ = 'loan_charges' id = db.Column(db.Integer, primary_key=True, autoincrement=True) loan_id = db.Column(db.Integer, nullable=False) transaction_id = db.Column(db.String(50), nullable=True) code = db.Column(db.String(50), nullable=False) amount = db.Column(db.Float, default=0.0) percent = db.Column(db.Float, default=0.0) description = db.Column(db.Text, nullable=True) due = db.Column(db.Integer, nullable=False) due_date = db.Column(db.DateTime, nullable=True) created_at = db.Column(db.DateTime(timezone=True), server_default=func.now()) updated_at = db.Column(db.DateTime(timezone=True), server_default=func.now(), onupdate=func.now()) loan = relationship( "Loan", primaryjoin="LoanCharge.loan_id == Loan.id", foreign_keys=[loan_id], back_populates="loan_charges", ) @classmethod def create_charges_for_loan(cls, loan_id, transaction_id, charges, referenced_amount = 0.0): """ Create loan charges for a given loan. Args: loan_id (int): ID of the loan to associate charges with. charges (list): A list of dictionaries with keys: code (str), amount (float), percent (float), description (str), due (int) """ # if not charges or not isinstance(charges, list): # raise ValueError("Charges must be a non-empty list of dictionaries") if loan_id is None: raise ValueError("loan_id cannot be None") loan_charges = [] now = datetime.now(timezone.utc) subset_keys = ['interest', 'management', 'insurance', 'vat'] for item in subset_keys: charge = charges[item] due_days = charge['due_days'] # getattr(charge, "due_days", 0) amount = charge['fee'] # getattr(charge, "fee", 0.0) percent = charge['rate'] # getattr(charge, "rate", 0.0) code = charge['code'] # getattr(charge, "code","") description = charge['description'] # getattr(charge, "description", "") charge_obj = cls( loan_id = loan_id, transaction_id = transaction_id, code = code, amount = round(amount, 2), percent = percent, description = description, due = due_days, due_date = now + timedelta(days=due_days), created_at=datetime.now(timezone.utc), updated_at=datetime.now(timezone.utc) ) db.session.add(charge_obj) loan_charges.append(charge_obj) return loan_charges def to_dict(self): return { 'id': self.id, 'loanId': self.loan_id, 'transactionId': self.transaction_id, 'code': self.code, 'amount': self.amount, 'percent': self.percent, 'description': self.description, 'due': self.due, } def __repr__(self): return f""