added a new penal charge endpoint

app/models/loan_repayment_schedule.py

@@ -115,7 +115,7 @@ class LoanRepaymentSchedule(db.Model):
             logger.error(f"Error fetching active overdue repayment schedules: {e}")
             return []
     @classmethod
-    def get_overdue_repayment_schedule_with_grace_period(cls, grace_period_days):
+    def get_overdue_repayment_schedule_with_grace_period(cls, grace_period_days, limit=None):
         """
         Get all overdue repayment schedules that are not repaid and beyond the grace period.
         """
@@ -124,7 +124,7 @@ class LoanRepaymentSchedule(db.Model):
             return cls.query.filter(
                 cls.due_date < grace_period_date,
                 cls.paid == False
-            ).order_by(cls.due_date.asc()).all()
+            ).order_by(cls.due_date.asc()).limit(limit).all()
         except Exception as e:
             logger.error(f"Error fetching overdue repayment schedules with grace period: {e}")
             return []
@@ -274,5 +274,25 @@ class LoanRepaymentSchedule(db.Model):
             db.session.rollback()
             logger.error(f"Error applying repayment for schedule {schedule_id}: {e}")
             raise
+    @classmethod    
+    def update_due_process_date_and_count(cls, schedule_id):
+        """
+        Update the due process date to now and increment the due process count.
+        """
+        try:            
+            schedule = cls.query.get(schedule_id)
+            if schedule.due_process_count is None:
+                schedule.due_process_count = 0
+            schedule.due_process_count += 1
+            schedule.due_process_date = datetime.now(timezone.utc)
+            schedule.updated_at = datetime.now(timezone.utc)
+
+            db.session.commit()
+            logger.info(f"Updated due process date and count for schedule ID {schedule.id}")
+            
+        except Exception as e:
+            db.session.rollback()
+            logger.error(f"Error updating due process date and count for schedule {schedule.id}: {e}")
+            raise