added a new penal charge endpoint

app/config.py

@@ -61,6 +61,7 @@ class Config:
         os.getenv("OVERDUE_LOAN_BATCH_DELAY_SECONDS", 5)
     )
     OVERDUE_GRACE_PERIOD_DAYS = int(os.getenv("OVERDUE_GRACE_PERIOD_DAYS", 30))
+    OVERDUE_PROCESSING_LIST_LIMIT = int(os.getenv("OVERDUE_PROCESSING_LIST_LIMIT", 100))
     
     
     BANK_CALL_API_TIME_OUT = os.getenv("BANK_CALL_API_TIME_OUT", 100)

app/models/loan_repayment_schedule.py

@@ -115,7 +115,7 @@ class LoanRepaymentSchedule(db.Model):
             logger.error(f"Error fetching active overdue repayment schedules: {e}")
             return []
     @classmethod
-    def get_overdue_repayment_schedule_with_grace_period(cls, grace_period_days):
+    def get_overdue_repayment_schedule_with_grace_period(cls, grace_period_days, limit=None):
         """
         Get all overdue repayment schedules that are not repaid and beyond the grace period.
         """
@@ -124,7 +124,7 @@ class LoanRepaymentSchedule(db.Model):
             return cls.query.filter(
                 cls.due_date < grace_period_date,
                 cls.paid == False
-            ).order_by(cls.due_date.asc()).all()
+            ).order_by(cls.due_date.asc()).limit(limit).all()
         except Exception as e:
             logger.error(f"Error fetching overdue repayment schedules with grace period: {e}")
             return []
@@ -274,5 +274,25 @@ class LoanRepaymentSchedule(db.Model):
             db.session.rollback()
             logger.error(f"Error applying repayment for schedule {schedule_id}: {e}")
             raise
+    @classmethod    
+    def update_due_process_date_and_count(cls, schedule_id):
+        """
+        Update the due process date to now and increment the due process count.
+        """
+        try:            
+            schedule = cls.query.get(schedule_id)
+            if schedule.due_process_count is None:
+                schedule.due_process_count = 0
+            schedule.due_process_count += 1
+            schedule.due_process_date = datetime.now(timezone.utc)
+            schedule.updated_at = datetime.now(timezone.utc)
+
+            db.session.commit()
+            logger.info(f"Updated due process date and count for schedule ID {schedule.id}")
+            
+        except Exception as e:
+            db.session.rollback()
+            logger.error(f"Error updating due process date and count for schedule {schedule.id}: {e}")
+            raise
         
     

app/routes/autocall.py

@@ -445,10 +445,11 @@ def report():
 def process_penal_charges():
     try:
         OVERDUE_GRACE_PERIOD_DAYS = settings.OVERDUE_GRACE_PERIOD_DAYS
+        OVERDUE_PROCESSING_LIST_LIMIT = settings.OVERDUE_PROCESSING_LIST_LIMIT
 
         overdue_loans = (
             LoanRepaymentScheduleService
-            .get_overdue_repayment_schedule_with_grace_period(OVERDUE_GRACE_PERIOD_DAYS)
+            .get_overdue_repayment_schedule_with_grace_period(OVERDUE_GRACE_PERIOD_DAYS,OVERDUE_PROCESSING_LIST_LIMIT)
         )
 
         logger.info(f"Found {len(overdue_loans)} overdue loans.")
@@ -464,7 +465,7 @@ def process_penal_charges():
         for loan in overdue_loans:
             # TODO: apply penal charge logic here
             # PenalChargeService.apply_penal_charge(loan)
-
+            LoanRepaymentScheduleService.update_due_process_date_and_count(loan.id)
             processed_loans.append(loan.to_dict())
 
         return ResponseHelper.success(

app/services/loan_repayment_schedule.py

@@ -48,8 +48,15 @@ class LoanRepaymentScheduleService:
         return LoanRepaymentSchedule.update_repayment_schedule_description(schedule_id, description)
     
     @classmethod
-    def get_overdue_repayment_schedule_with_grace_period(cls, grace_period_days):
-        return LoanRepaymentSchedule.get_overdue_repayment_schedule_with_grace_period(grace_period_days)
+    def get_overdue_repayment_schedule_with_grace_period(cls, grace_period_days, limit=None):
+        return LoanRepaymentSchedule.get_overdue_repayment_schedule_with_grace_period(grace_period_days, limit=limit)
+    
+    @classmethod
+    def update_due_process_date_and_count(cls, schedule_id):
+        """
+        Update due process date and count for a repayment schedule.
+        """
+        return LoanRepaymentSchedule.update_due_process_date_and_count(schedule_id)
     @staticmethod
     def handle_schedule_updates(updated_loan, data, amount_collected, message, loan_data):
         """