[update]: offer analysis log

.env.local.example

@@ -12,7 +12,6 @@ DATABASE_PASSWORD=FirstAdvance!
 DATABASE_HOST=dev-data.simbrellang.net
 DATABASE_PORT=10532
 DATABASE_NAME=firstadvancedev
-#SQLALCHEMY_DATABASE_URI_FULL="oracle+oracledb://FIRSTADVSTG:Pchanged_56789@10.2.110.30:1521/?service_name=firstadv"
 
 # DATABASE_HOST=10.20.30.60
 # DATABASE_USER=firstadvance

JUNK/send_report.py

@@ -1,15 +0,0 @@
-from flask import Flask
-from app.extensions import mail
-from app.utils.mail import send_report_email, get_report_data
-from app.config import settings
-
-app = Flask(__name__)
-app.config.from_object(settings)
-
-mail.init_app(app)
-
-with app.app_context():
-    report_data = get_report_data()
-    recipients = ["vdagbue@gmail.com"]
-    result = send_report_email(report_data, recipients)
-    print(result)

SQL/sample-prod.env

@@ -1,40 +0,0 @@
-
-# Environment Variables ======================================================
-BASIC_AUTH_USERNAME=user
-BASIC_AUTH_PASSWORD=password
-SWAGGER_URL="/documentation"
-API_URL="/swagger.json"
-
-# Flask Configuration =========================================================
-FLASK_APP=wsgi.py
-FLASK_ENV=development
-APP_PORT=4500
-
-#Database Configuration =======================================================
-DATABASE_USER=FIRSTADVSTG
-DATABASE_PASSWORD=Pchanged_56789
-DATABASE_HOST=ig-x6-uat-scan
-DATABASE_PORT=1521
-DATABASE_NAME=FIRSTADVSTG
-DATABASE_SID=firstadv
-SQLALCHEMY_DATABASE_URI_FULL="oracle+oracledb://FIRSTADVSTG:Pchanged_56789@10.2.110.30:1521/?service_name=firstadv"
-
-# Event Bus =====================================================================
-KAFKA_BROKER="10.2.110.20:9082"
-
-#Bank Calls =====================================================================
-SIMBRELLA_BASE_URL="https://bank-emulator.dev.simbrellang.net"
-SIMBRELLA_APP_ID="app1"
-SIMBRELLA_API_KEY="testtest-api-key-12345"
-
-#Events Direct Location =========================================================
-EVENTS_SERVICE_BASE_URL="http://10.2.24.133:5000"
-ENDPOINT_DIRECT_LOAN="/autocall/direct/loan"
-ENDPOINT_DIRECT_REPAYMENT="/autocall/direct/repayment"
-
-#EVENTS_SERVICE_BASE_URL2="https://event-core.simbrellang.net"
-#EVENTS_SERVICE_BASE_URL="http://10.10.11.17:14700"
-
-
-
-

app/__init__.py

@@ -1,5 +1,4 @@
 from flask import Flask
-from flask_mail import Mail
 import os
 from flask_swagger_ui import get_swaggerui_blueprint
 from flask_cors import CORS
@@ -8,7 +7,7 @@ from app.api.routes import api
 from app.errors import register_error_handlers
 from flask_sqlalchemy import SQLAlchemy
 from flask_migrate import Migrate
-from app.extensions import db, migrate, mail
+from app.extensions import db, migrate
 from flask_jwt_extended import (
     JWTManager,
     jwt_required,
@@ -20,47 +19,37 @@ from flask_jwt_extended import (
 def create_app():
     """Factory function to create a Flask app instance"""
     # import oracledb
-
+    
     # oracledb.init_oracle_client(lib_dir=None) 
+
     app = Flask(__name__)
 
     # Load configuration
     app.config.from_object(Config)
 
     CORS(app)
+
     JWTManager(app)
-    CORS(app, supports_credentials=True)
+    CORS(app, supports_credentials=True) 
 
+    # Swagger Doc
+    SWAGGER_URL = app.config.get("SWAGGER_URL")
+    API_URL = app.config.get("API_URL")
 
-    try:
-        # Swagger Doc
-        SWAGGER_URL = app.config.get("SWAGGER_URL")
-        API_URL = app.config.get("API_URL")
+    # Register blueprints
+    app.register_blueprint(api)
 
-        # Register blueprints
-        app.register_blueprint(api)
+    swagger_ui_blueprint = get_swaggerui_blueprint(SWAGGER_URL, API_URL)
+    app.register_blueprint(swagger_ui_blueprint, url_prefix=SWAGGER_URL)
 
-        swagger_ui_blueprint = get_swaggerui_blueprint(SWAGGER_URL, API_URL)
-        app.register_blueprint(swagger_ui_blueprint, url_prefix=SWAGGER_URL)
+    # Error Handlers
+    register_error_handlers(app)
 
-    except Exception as e:
-        print(f"Swagger Unexpected error occurred: {e}")
+    from . import models
 
+    # Database and Migrations
+    db.init_app(app)
 
-    try:
-        # Error Handlers
-        register_error_handlers(app)
+    migrate.init_app(app, db)
 
-        from . import models
-
-        # Initialize Flask-Mail
-        mail.init_app(app)
-
-        # Database and Migrations
-        db.init_app(app)
-
-        migrate.init_app(app, db)
-
-        return app
-    except Exception as e:
-        print(f"An unexpected error occurred: {e}")
+    return app

app/api/integrations/__init__.py

@@ -1,3 +1,2 @@
 from .simbrella import SimbrellaIntegration
-from .kafka import KafkaIntegration
-from .events_service import EventServiceIntegration
+from .kafka import KafkaIntegration

app/api/integrations/events_service.py

@@ -1,69 +0,0 @@
-import httpx
-from app.utils.logger import logger
-from app.config import settings
-
-
-class EventServiceIntegration:
-    BASE_URL = settings.SIMBRELLA_BASE_URL
-    EVENTS_SERVICE_BASE_URL = settings.EVENTS_SERVICE_BASE_URL
-    ENDPOINT_DIRECT_LOAN = settings.ENDPOINT_DIRECT_LOAN
-    ENDPOINT_DIRECT_REPAYMENT = settings.ENDPOINT_DIRECT_REPAYMENT
-
-    @staticmethod
-    def direct_loan(transaction_id: str):
-        """
-        Calls the Direct Loan endpoint
-        """
-        url = f"{EventServiceIntegration.EVENTS_SERVICE_BASE_URL}{EventServiceIntegration.ENDPOINT_DIRECT_LOAN}"
-        logger.info(f"Direct Loan URL: {url}")
-        payload = {"transactionId": str(transaction_id)}
-
-        headers = {
-            "Content-Type": "application/json"
-        }
-
-        try:
-            response = httpx.post(url, json=payload, headers=headers, timeout=10.0)
-            logger.info(f"Loan Response: {response.text}")
-            return response
-        except Exception as e:
-            logger.error(f"Direct Loan API call failed: {str(e)}", exc_info=True)
-            raise
-
-    @staticmethod
-    def direct_repayment(transaction_id: str):
-        """
-        Calls the Direct Repayment endpoint
-        """
-        url = f"{EventServiceIntegration.EVENTS_SERVICE_BASE_URL}{EventServiceIntegration.ENDPOINT_DIRECT_REPAYMENT}"
-        logger.info(f"Direct Repayment URL: {url}")
-        payload = {"transactionId": str(transaction_id)}
-
-        headers = {
-            "Content-Type": "application/json",
-        }
-
-        try:
-            response = httpx.post(url, json=payload, headers=headers, timeout=10.0)
-            logger.info(f"Repayment Response: {response.text}")
-            return response
-        except Exception as e:
-            logger.error(f"Direct Repayment API call failed: {str(e)}", exc_info=True)
-            raise
-
-
-    @staticmethod
-    def health_check():
-        """
-        Health check for Events Service
-        """
-        url = f"{EventServiceIntegration.EVENTS_SERVICE_BASE_URL}/health"
-        logger.info(f"Health Check URL: {url}")
-
-        try:
-            response = httpx.get(url, timeout=5.0)
-            logger.info(f"Health Check Response: {response.text}")
-            return response
-        except Exception as e:
-            logger.error(f"Health Check API call failed: {str(e)}", exc_info=True)
-            raise

app/api/integrations/simbrella.py

@@ -1,64 +1,13 @@
-from os import access
 import httpx
-import time
+import json
 from app.utils.logger import logger
 from app.config import settings
+import logging
 
 
 class SimbrellaIntegration:
     BASE_URL = settings.SIMBRELLA_BASE_URL
     ENDPOINT_RAC_CHECKS = settings.SIMBRELLA_ENDPOINT_RAC_CHECKS
-    HEALTH_ENDPOINT = settings.SIMBRELLA_HEALTH
-    AUTH_ENDPOINT =  settings.BANK_CALL_AUTH_ENDPOINT
-
-    _access_token = None  # cache token in memory
-    _token_expiry = 0 
-
-    @staticmethod
-    def generate_token():
-        """
-        Generate a new access token using the username and password from settings.
-        """
-        url = f"{SimbrellaIntegration.BASE_URL}{SimbrellaIntegration.AUTH_ENDPOINT}"
-
-        payload = {
-            "username": settings.BANK_CALL_USERNAME,
-            "password": settings.BANK_CALL_PASSWORD,
-            "grant_type": "password"
-        }
-
-        headers = {"Content-Type": "application/json"}
-
-        try:
-            logger.info(f"Requesting Bank token from {url}")
-
-            response = httpx.post(url, json=payload, headers=headers, timeout=10.0)
-            response.raise_for_status()
-
-            data = response.json()
-            expires_in = data.get("expires_in", 1800)
-            
-            SimbrellaIntegration._access_token = data.get("access_token")
-            SimbrellaIntegration._token_expiry = time.time() + expires_in - 60
-
-            if not SimbrellaIntegration._access_token:
-                raise Exception("Access token not found in Bank Authorization response")
-
-            logger.info("Successfully retrieved Bank access token")
-            return SimbrellaIntegration._access_token
-
-        except Exception as e:
-            logger.error(f"Token generation failed: {str(e)}", exc_info=True)
-            raise Exception(f"Token generation failed: {str(e)}")
-
-    @staticmethod
-    def _get_token():
-        """
-        Return a valid token, refreshing if expired or missing
-        """
-        if not SimbrellaIntegration._access_token or time.time() >= SimbrellaIntegration._token_expiry:
-            return SimbrellaIntegration.generate_token()
-        return SimbrellaIntegration._access_token
 
     @staticmethod
     def rac_check(customer_id, account_id, transaction_id):
@@ -77,14 +26,13 @@ class SimbrellaIntegration:
             "channel": "USSD"
         }
 
-        try:
-            access_token = SimbrellaIntegration._get_token()
-            headers = {
-                "Content-Type": "application/json",
-                "Authorization": f"Bearer {access_token}"
-            }
+        headers = {
+            "Content-Type": "application/json",
+            "x-api-key": f"{settings.VALID_API_KEY}",
+            "App-Id": f"{settings.VALID_APP_ID}",
+        }
 
-       
+        try:
             response = httpx.post(url, json=payload, headers=headers, timeout=10.0)
 
             logger.info(f"This is Response: {str(response)}", exc_info=True)
@@ -94,27 +42,4 @@ class SimbrellaIntegration:
         except Exception as e:
             logger.error(f"RACCheck API call failed: {str(e)}", exc_info=True)
             raise Exception(f"RACCheck API call failed: {str(e)}")
-        
-    @staticmethod
-    def health_check():
-        """
-        Health check for Bank Service
-        """
-       
-        url = f"{SimbrellaIntegration.BASE_URL}/{SimbrellaIntegration.HEALTH_ENDPOINT}"
-        logger.info(f"Bank Health Check URL: {url}")
-        
-        try:
-            access_token = SimbrellaIntegration._get_token()
-            headers = {
-                "Content-Type": "application/json",
-                "Authorization": f"Bearer {access_token}"
-            }
-
-            response = httpx.get(url, headers=headers, timeout=10.0)
-            logger.info(f"Bank Health Check Response: {response.text}")
-            return response
-        except Exception as e:
-            logger.error(f"Bank Health Check API call failed: {str(e)}", exc_info=True)
-            raise Exception(f"Bank Health Check API call failed: {str(e)}")
   

app/api/routes/routes.py

@@ -1,5 +1,3 @@
-from app.api.integrations.events_service import EventServiceIntegration
-from app.api.integrations.simbrella import SimbrellaIntegration
 from flask import Blueprint, request, jsonify, send_from_directory
 from app.api.services import (
     EligibilityCheckService,
@@ -21,9 +19,6 @@ from flask_jwt_extended import (
     get_jwt_identity,
     create_refresh_token,
 )
-from sqlalchemy import text
-from app.extensions import db
-from app.config import settings
 
 
 api = Blueprint("api", __name__)
@@ -118,77 +113,11 @@ def notification_callback():
     response = NotificationCallbackService.process_request(data)
     return response
 
+
 # Health Check Endpoint
 @api.route("/health", methods=["GET"])
 def health_check():
-    SQLALCHEMY_DATABASE_URI = settings.SQLALCHEMY_DATABASE_URI
-    response = {}
-    db_status = "Connection Successful"
-    events_service_status = "Connection Successful"
-    bank_status = "Connection Successful"
-    errors = []
-    status = "ok"
-
-
-    # Extract the database URI
-    try:
-        db_uri = db.engine.url.render_as_string(hide_password=False)
-        db_uri =  db_uri
-    except Exception as e:
-        db_uri = "Unavailable"
-
-
-    # Check database connection
-    try:
-        logger.info(f"Database Health == : {SQLALCHEMY_DATABASE_URI}")
-        db.session.execute(text("SELECT table_name FROM user_tables ORDER BY table_name"))
-    except Exception as e:
-        db_status = "Connection Failed"
-        errors.append(f"Database Error: {str(e)}")
-        status = "failed"
-
-
-    # Check Events Service health
-    try:
-        events_service_response = EventServiceIntegration.health_check()
-
-        if events_service_response.status_code != 200:
-            events_service_status = "Connection Failed"
-            status = "failed"
-            errors.append(f"Events Service response: {events_service_response.text}")
-
-
-    except Exception as e:
-        events_service_status = "Connection Failed"
-        status = "failed"
-        errors.append(f"Events Service connection failed: {str(e)}")
-
-    # Check Bank health
-    try:
-        emulator_response = SimbrellaIntegration.health_check()
-
-        if emulator_response.status_code != 200:
-            bank_status = "Connection Failed"
-            status = "failed"
-            errors.append(f"Bank Connection response: {emulator_response.text}")
-
-    except Exception as e:
-        bank_status = "Connection Failed"
-        status = "failed"
-        errors.append(f"Connection to Bank failed: {str(e)}")
-
-
-    response = {
-        "status": status,
-        "db_status": db_status,
-        "events_service_status": events_service_status,
-        "bank_status": bank_status,
-        "db_uri": db_uri,
-        "errors": errors or None
-    }
-
-
-    return jsonify(response), 200 if status == "ok" else 500
+    return {"status": "ok"}, 200
 
 
 # Authorize endpoint

app/api/services/base_service.py

@@ -4,7 +4,6 @@ from flask import jsonify
 from marshmallow import ValidationError
 import logging
 from app.api.integrations import KafkaIntegration
-from app.utils.mail import send_report_email, get_report_data
 
 logger = logging.getLogger(__name__)
 
@@ -174,6 +173,3 @@ class BaseService:
        # return {"rate": 0, "fee": 0, "due_days": 0}
 
 
-    @classmethod
-    def send_mail(cls, report_data, recipients):
-            send_report_email(report_data, recipients)

app/api/services/eligibility_check.py

@@ -51,13 +51,6 @@ class EligibilityCheckService(BaseService):
                 
                 db.session.flush()
 
-                # Determine if there is any loan of 3MPC active
-                current_loan  =  EligibilityCheckService.get_current_active_loans_by_account_id(account_id = account_id)
-                if current_loan:
-                    logger.info(f"Account {current_loan.account_id} has active loan {current_loan}")
-                    if current_loan.product_id =='3MPC':
-                        return ResponseHelper.error(result_description="Max loan count for 3MPC reached")
-
                 # Determine Loan count
                 is_eligible = EligibilityCheckService.check_loan_limits(customer_id)
 
@@ -174,12 +167,7 @@ class EligibilityCheckService(BaseService):
             logger.error(f"An error occurred: {str(e)}", exc_info=True)
             db.session.rollback()
             return ResponseHelper.internal_server_error()
-
-    @staticmethod
-    def get_current_active_loans_by_account_id(account_id):
-        current_loan  = Loan.get_current_active_loans_by_account_id(account_id)
-        return current_loan
-
+        
 
     @staticmethod
     def check_loan_limits(customer_id):

app/api/services/loan_status.py

@@ -3,15 +3,15 @@ from marshmallow import ValidationError
 from app.api.enums.loan_status import LoanStatus
 from app.models import Customer
 from app.utils.logger import logger
-from app.api.schemas.loan_status import LoanStatusSchema
+from app.api.schemas.loan_status import LoanStatusSchema 
 from app.api.services.base_service import BaseService
-from app.api.enums import TransactionType
+from app.api.enums import TransactionType   
 from app.extensions import db
 from app.api.helpers.response_helper import ResponseHelper
 
 
 class LoanStatusService(BaseService):
-    TRANSACTION_TYPE = TransactionType.LOAN_STATUS
+    TRANSACTION_TYPE = TransactionType.LOAN_STATUS 
 
     @staticmethod
     def process_request(data):
@@ -27,56 +27,30 @@ class LoanStatusService(BaseService):
         try:
             with db.session.begin():
                 # Validate data
-                validated_data = LoanStatusService.validate_data(
-                    data, LoanStatusSchema()
-                )
+                validated_data = LoanStatusService.validate_data(data, LoanStatusSchema())
 
-                customer_id = validated_data.get("customerId")
+                customer_id =  validated_data.get('customerId')
 
                 logger.info(f"Looking for customer *** {customer_id}")
                 customer = Customer.get_customer_with_loan_list(customer_id)
+                
+                transactionId = validated_data.get('transactionId')
+                account_id = validated_data.get('accountId')
 
-                transactionId = validated_data.get("transactionId")
-                account_id = validated_data.get("accountId")
-
-                if LoanStatusService.validate_account_ownership(
-                    account_id=account_id, customer_id=customer_id
-                ):
+                if(LoanStatusService.validate_account_ownership(account_id = account_id, customer_id = customer_id)):
                     # Get loans
-                    customer_loans = customer.loans
-                    loans = [
-                        loan.to_dict()
-                        for loan in customer_loans
-                        if loan.status in [LoanStatus.ACTIVE, LoanStatus.START_REPAY, LoanStatus.ACTIVE_PARTIAL]
-                    ]
-
-                    transaction = LoanStatusService.log_transaction(
-                        validated_data=validated_data
-                    )
+                    loans = [loan.to_dict() for loan in customer.loans if loan.status == LoanStatus.ACTIVE]
+                    transaction = LoanStatusService.log_transaction(validated_data = validated_data)
                     if not transaction:
                         logger.error(f"Failed to log transaction")
-                        return ResponseHelper.error(
-                            result_description="Failed to log transaction."
-                        )
-                else:
-                    return ResponseHelper.error(
-                        result_description="Invalid Customer or Account"
-                    )
+                        return ResponseHelper.error(result_description="Failed to log transaction.")
+                else:  
+                    return ResponseHelper.error(result_description="Invalid Customer or Account")
 
-                # CONFIRM IF THE TOTAL DEBT IF FOR ONLY ACTIVE LOANS OR ALL LOANS
                 total_debt_amount = sum(
-                    loan.get("currentLoanAmount") or 0 for loan in loans
-                )
-                
-                total_outstanding_amount = sum(
-                    loan.get("currentLoanAmount") or 0 for loan in loans
-                )
-
-                total_active_loan_amount = sum(
-                    loan.get("repaymentAmount") or 0 for loan in loans
-                )
-
-                total_settled_amount = total_active_loan_amount - total_outstanding_amount
+                    loan.get("currentLoanAmount") or 0
+                    for loan in loans
+                    )
 
                 # Simulated processing logic
                 response_data = {
@@ -85,11 +59,6 @@ class LoanStatusService(BaseService):
                     "transactionId": transactionId,
                     "loans": loans,
                     "totalDebtAmount": total_debt_amount,
-                    "summary": {
-                        "totalSettledAmount": total_settled_amount,
-                        "totalOutstandingAmount": total_outstanding_amount,
-                        "totalActiveLoanAmount": total_active_loan_amount,
-                    }
                 }
 
                 db.session.commit()
@@ -99,11 +68,9 @@ class LoanStatusService(BaseService):
 
             logger.error(f"Validation Error: {getattr(err, 'messages', str(err))}")
             db.session.rollback()
-            return ResponseHelper.unprocessable_entity(
-                result_description="Validation exception"
-            )
-
-        except ValueError as err:
+            return ResponseHelper.unprocessable_entity(result_description="Validation exception")
+        
+        except  ValueError as err:
             logger.error(f"{getattr(err, 'messages', str(err))}")
             db.session.rollback()
             return ResponseHelper.error(result_description=str(err))
@@ -111,4 +78,4 @@ class LoanStatusService(BaseService):
         except Exception as e:
             logger.error(f"An error occurred: {str(e)}", exc_info=True)
             db.session.rollback()
-            return ResponseHelper.internal_server_error()
+            return ResponseHelper.internal_server_error()

app/api/services/offer_analysis.py

@@ -87,10 +87,13 @@ class OfferAnalysis:
 
 
         if failed_true_rules or failed_false_rules or not salaries:
-            logger.warning(f"Failed TRUE rules: {failed_true_rules}")
-            logger.warning(f"Failed FALSE rules: {failed_false_rules}")
-            logger.warning("No salary records found in RAC response.")
-            raise ValueError(f"RAC analysis failed")
+            if failed_true_rules:
+                logger.warning(f"RAC analysis failed: TRUE rules failed: {failed_true_rules}")
+            if failed_false_rules:
+                logger.warning(f"RAC analysis failed: FALSE rules failed: {failed_false_rules}")
+            if not salaries:
+                logger.warning("RAC analysis failed: No salary records found in RAC response.")
+            raise ValueError("RAC analysis failed")
         
 
 
@@ -180,11 +183,7 @@ class OfferAnalysis:
 
                 if real_eligible_amount < original_transaction_offer.min_amount:
                     logger.error(f"Max eligible amount ({real_eligible_amount}) is less than the minimum offer amount ({original_transaction_offer.min_amount}).")
-                    raise ValueError("You are not eligible for a loan at this time - Minimum amount not met.")
-
-                # if real_eligible_amount < 100:
-                #     logger.error(f"Max eligible amount ({real_eligible_amount}) is less than the minimum offer amount ({original_transaction_offer.min_amount}).")
-                #     raise ValueError("You are not eligible for a loan at this time.")
+                    raise ValueError("You are not eligible for a loan at this time.")
 
                 transaction_offer = TransactionOffer.create_transaction_offer(
                     customer_id=customer_id,
@@ -225,12 +224,8 @@ class OfferAnalysis:
 
             if approved_amount < offer.min_amount:
                     logger.error(f"Max eligible amount ({approved_amount}) is less than the minimum offer amount ({offer.min_amount}).")
-                    continue
-                    # raise ValueError("You are not eligible for a loan at this time.")
+                    raise ValueError("You are not eligible for a loan at this time.")
 
-            # if approved_amount < 100:
-            #         logger.error(f"Max eligible amount ({approved_amount}) is less than the minimum offer amount ({offer.min_amount}).")
-            #         raise ValueError("You are not eligible for a loan at this time.")
 
             transaction_offer = TransactionOffer.create_transaction_offer(
                 customer_id=customer_id,
@@ -256,8 +251,4 @@ class OfferAnalysis:
                 "tenor": offer.tenor
             })
 
-        if not eligible_offers:
-            logger.error("No eligible offers found for customer: {customer_id} - Minimum amount not met")
-            raise ValueError("You are not eligible for a loan at this time - Minimum amount not met")
-
         return eligible_offers

app/api/services/provide_loan.py

@@ -1,4 +1,3 @@
-from gettext import install
 from flask import request, jsonify
 from marshmallow import ValidationError
 from app.api.integrations.kafka import KafkaIntegration
@@ -12,9 +11,8 @@ from threading import Thread
 from app.models import Loan, Offer, Charge , TransactionOffer, RACCheck
 from app.api.enums import LoanStatus
 from app.extensions import db
-from datetime import datetime, timezone, timedelta
+from datetime import datetime, timezone
 from dateutil.relativedelta import relativedelta
-from app.api.integrations import EventServiceIntegration
 from app.models import LoanRepaymentSchedule 
 from app.api.services.offer_analysis import OfferAnalysis
 from app.api.helpers.response_helper import ResponseHelper
@@ -144,10 +142,10 @@ class ProvideLoanService(BaseService):
 
                     db.session.flush()
                     current_product_id = offer.product_id
-                    schedules = LoanRepaymentSchedule.add_repayment_schedule(loan = loan, num_schedules = num_schedules, transaction_id = transaction_id)
+                    schedule = LoanRepaymentSchedule.add_repayment_schedule(loan = loan, num_schedules = num_schedules, transaction_id = transaction_id)
 
 
-                    if not schedules:
+                    if not schedule:
                         logger.error(f"Failed to create repayment schedule for loan ID {loan.id}")
                         return ResponseHelper.error(result_description="Failed to generate loan repayment schedule.")
 
@@ -159,37 +157,26 @@ class ProvideLoanService(BaseService):
 
                     loan_charges = LoanCharge.create_charges_for_loan(loan_id = loan_id, transaction_id = transaction_id, referenced_amount = 800, charges = charges)
 
+
                     
                 else: 
                     return ResponseHelper.error(result_description="Invalid Customer or Account")
             
-
-                charge_schedule_items = ProvideLoanService.get_charge_schedule_items(
-                    loan_charges=loan_charges,
-                    offer=offer,
-                    loan_ref=loan_ref,
-                    amount=amount,
-                    schedules=schedules
-                    )
-               
+                
+            
                 response_data = {
                     "requestId": request_id,
                     "transactionId": transaction_id,
                     "loanRef": loan_ref,
                     "customerId": customer_id,
                     "accountId": account_id,
-                    "msisdn": customer.msisdn,
-                    "schedule": charge_schedule_items,
+                    "msisdn": customer.msisdn
                     }
-                
-
-                event_thread = Thread(target=ProvideLoanService.trigger_loan_disbursement, args=(transaction_id,))
-                event_thread.start()
 
                 # KafkaIntegration.send_loan_request(loan_data = response_data, request_id = request_id)
                 # Call Kafka in a background thread
-                kafka_thread = Thread(target=ProvideLoanService.async_send_to_kafka, args=(response_data, request_id, "PROCESS_PAYMENT"))
-                kafka_thread.start()
+                thread = Thread(target=ProvideLoanService.async_send_to_kafka, args=(response_data, request_id, "PROCESS_PAYMENT"))
+                thread.start()
 
                 db.session.commit()
                 return ResponseHelper.success(data=response_data)
@@ -208,83 +195,4 @@ class ProvideLoanService(BaseService):
         except Exception as e:
             logger.error(f"An error occurred: {str(e)}", exc_info=True)
             db.session.rollback()
-            return ResponseHelper.internal_server_error()
-        
-    @classmethod
-    def trigger_loan_disbursement(cls, transaction_id: str):
-        response = EventServiceIntegration.direct_loan(transaction_id=transaction_id)
-        return response
-    
-    @classmethod
-    def get_charge_schedule_items(cls, loan_charges, offer, loan_ref, amount, schedules):
-        now = datetime.now(timezone.utc)
-        due_date = now + timedelta(days=offer.tenor)
-        id_counter = 1
-
-        charge_schedule_items = []
-        
-        charge_schedule_items.append({
-                "id": id_counter,
-                "dueDate": due_date.isoformat(),
-                "amountDue": amount,
-                "componentName": "PRINCIPAL",
-                "startDate": now.isoformat(),
-        })
-
-        interest_amount = 0.0
-
-        for charge in loan_charges:
-
-            code = charge.code.upper()
-
-            if code == "INTEREST":
-                interest_amount = float(charge.amount)
-                continue 
-
-
-            item = {
-                "id": id_counter,
-                "dueDate": charge.due_date.isoformat(),
-                "amountDue": float(charge.amount),
-                "componentName": charge.code.upper(),  # e.g. INTEREST, MGMT_FEE, VAT_FEE
-                "startDate": charge.created_at.isoformat(),
-            }
-
-            charge_schedule_items.append(item)
-            id_counter += 1
-
-
-        num_schedules = len(schedules)
-        if num_schedules > 0:
-            principal_per_schedule = amount / num_schedules
-        else:
-            principal_per_schedule = 0.0
-
-
-        for schedule in schedules:
-            default = {
-                "id":  id_counter,
-                "installmentNo": schedule.installment_number,
-                "dueDate": schedule.due_date.isoformat(),
-                "amountDue": round(principal_per_schedule, 2),
-                "componentName": "DEFAULT",
-                "startDate": schedule.created_at.isoformat(),
-            }
-
-            charge_schedule_items.append(default)
-            id_counter += 1
-
-            interest = {
-                "id": id_counter,
-                "dueDate": schedule.due_date.isoformat(),
-                "amountDue": round(interest_amount, 2),
-                "componentName": "INTEREST",
-                "startDate": schedule.created_at.isoformat()
-            }
-
-            charge_schedule_items.append(interest)
-            id_counter += 1
-
-        return charge_schedule_items
-
-
+            return ResponseHelper.internal_server_error()

app/api/services/repayment.py

@@ -11,7 +11,6 @@ from app.api.services.base_service import BaseService
 from app.api.enums import TransactionType 
 from threading import Thread
 from app.extensions import db
-from app.api.integrations import EventServiceIntegration
 
 class RepaymentService(BaseService):
     TRANSACTION_TYPE = TransactionType.REPAYMENT 
@@ -57,7 +56,7 @@ class RepaymentService(BaseService):
                         return ResponseHelper.error(result_description="Failed to save repayment details.")
 
                     #Update Loan status
-                    Loan.update_status(loan_id = loan_id, status = LoanStatus.START_REPAY) # repay started by user
+                    Loan.update_status(loan_id = loan_id, status = LoanStatus.START_REPAY) # repay started bu user
                     transaction = RepaymentService.log_transaction(validated_data = validated_data)
 
                     if not transaction:
@@ -80,12 +79,9 @@ class RepaymentService(BaseService):
                     "debtId": loan_id
                 }
 
-                event_thread = Thread(target=RepaymentService.trigger_loan_repayment, args=(transaction_id,))
-                event_thread.start()
-
                 # Call Kafka in a background thread
-                kafka_thread = Thread(target=RepaymentService.async_send_to_kafka, args=(response_data, request_id, "LOAN_REPAYMENT"))
-                kafka_thread.start()
+                thread = Thread(target=RepaymentService.async_send_to_kafka, args=(response_data, request_id, "LOAN_REPAYMENT"))
+                thread.start()
 
                 db.session.commit()
                 return ResponseHelper.success(data=response_data)
@@ -105,10 +101,3 @@ class RepaymentService(BaseService):
             logger.error(f"An error occurred: {str(e)}", exc_info=True)
             db.session.rollback()
             return ResponseHelper.internal_server_error()
-
-
-    @classmethod
-    def trigger_loan_repayment(cls, transaction_id: str):
-        response = EventServiceIntegration.direct_repayment(transaction_id=transaction_id)
-        return response
-    

app/api/services/select_offer.py

@@ -38,7 +38,6 @@ class SelectOfferService(BaseService):
                 transaction_id = validated_data.get("transactionId")
                 request_id = validated_data.get("requestId")
 
-    
                 offer_id = int(transaction_offer_id[5:])  # The last part is int
 
                 #"offerId": "SAL30001129",

app/config.py

@@ -24,10 +24,7 @@ class Config:
     # Database Connection
     # SQLALCHEMY_DATABASE_URI = f"postgresql+psycopg2://{DATABASE_USER}:{DATABASE_PASSWORD}@{DATABASE_HOST}:{DATABASE_PORT}/{DATABASE_NAME}"
 
-    SQLALCHEMY_DATABASE_URI_INTERNAL = (f"oracle+oracledb://{DATABASE_USER}:{DATABASE_PASSWORD}@{DNS}")
-    SQLALCHEMY_DATABASE_URI = os.getenv("SQLALCHEMY_DATABASE_URI_FULL", SQLALCHEMY_DATABASE_URI_INTERNAL)
-
-    #SQLALCHEMY_DATABASE_URI_FULL = 'oracle+oracledb://FIRSTADVSTG:Pchanged_56789@10.2.110.30:1521/?service_name=firstadv'
+    SQLALCHEMY_DATABASE_URI = (f"oracle+oracledb://{DATABASE_USER}:{DATABASE_PASSWORD}@{DNS}")
 
     SQLALCHEMY_TRACK_MODIFICATIONS = False
 
@@ -46,17 +43,6 @@ class Config:
     VALID_API_KEY = os.getenv("SIMBRELLA_API_KEY", "test-api-key-12345")
     SIMBRELLA_BASE_URL = os.getenv("SIMBRELLA_BASE_URL", "http://127.0.0.1:6337")
     SIMBRELLA_ENDPOINT_RAC_CHECKS = os.getenv("SIMBRELLA_ENDPOINT_RAC_CHECKS","api/rac-check")
-    SIMBRELLA_HEALTH =  os.getenv("SIMBRELLA_ENDPOINT_RAC_CHECKS","api/system-health-check")
-    BANK_CALL_AUTH_ENDPOINT = os.getenv("BANK_CALL_AUTH_ENDPOINT", "/api/Auth/generate-token")
-    BANK_CALL_USERNAME = os.getenv("BANK_CALL_USERNAME", "simbrella")
-    BANK_CALL_PASSWORD = os.getenv("BANK_CALL_PASSWORD", "G7$k9@pL2!qR")
-
-
-
-    EVENTS_SERVICE_BASE_URL = os.getenv("EVENTS_SERVICE_BASE_URL","https://event-core.simbrellang.net")
-    ENDPOINT_DIRECT_LOAN = os.getenv("ENDPOINT_DIRECT_LOAN","/autocall/direct/loan")
-    ENDPOINT_DIRECT_REPAYMENT = os.getenv("ENDPOINT_DIRECT_REPAYMENT","/autocall/direct/repayment")
-
 
     RAC_RESULT_accountStatus = os.environ.get("RAC_RESULT_accountStatus", "true")
     RAC_RESULT_bvnValidated = os.environ.get("RAC_RESULT_bvnValidated", "true")
@@ -99,15 +85,7 @@ class Config:
         "salarypaymenT_6"
     ]
 
-    MAIL_SERVER = os.getenv('MAIL_SERVER','smtp.zoho.com')
-    MAIL_PORT = 587
-    MAIL_USERNAME = os.getenv('MAIL_USERNAME', 'firstadvance@dynamikservices.tech')
-    MAIL_PASSWORD = os.getenv('MAIL_PASSWORD')
-    MAIL_USE_TLS = True
-    MAIL_USE_SSL = False
-    MAIL_DEFAULT_SENDER = ('FirstAdvance', 'firstadvance@dynamikservices.tech')
-    MAIL_RECEIVER= os.getenv('MAIL_RECEIVER', 'vdagbue@gmail.com')
-   
+
 
 
 settings = Config()

app/extensions.py

@@ -1,7 +1,5 @@
 from flask_sqlalchemy import SQLAlchemy
 from flask_migrate import Migrate
-from flask_mail import Mail
 
-mail = Mail()
 db = SQLAlchemy()
 migrate = Migrate()

app/models/customer.py

@@ -47,11 +47,11 @@ class Customer(db.Model):
     @classmethod
     def create_customer(cls, id, msisdn, country_code, account_id, account_type='savings'):
         if cls.query.filter_by(id=id).first():
-            raise ValueError("Customer ID '{id}' already exists.")
+            raise ValueError("Customer already exists")
         elif Account.query.filter_by(id=account_id).first():
-            raise ValueError(f"Account ID '{account_id}' already exists.")
+            raise ValueError("Account already exists")
         elif cls.query.filter_by(msisdn=msisdn).first():
-            raise ValueError("MSISDN '{msisdn}'  already exists")
+            raise ValueError("msisdn already exists")
         
         # Create the customer
         customer = cls(

app/models/loan.py

@@ -1,6 +1,5 @@
 from datetime import datetime, timezone, timedelta
 from itertools import product
-from app.api.enums.loan_status import LoanStatus
 from app.extensions import db
 from app.models.customer import Customer
 from app.models.account import Account
@@ -193,32 +192,13 @@ class Loan(db.Model):
         Get all active loans with the same original_transaction ID.
         """
 
-        active_loans = cls.query.filter(
-        cls.original_transaction == original_transaction_id,
-        or_(
-            cls.status == LoanStatus.ACTIVE.value,
-            cls.status == LoanStatus.START_REPAY.value,
-            cls.status == LoanStatus.ACTIVE_PARTIAL.value,
-        )
+        active_loans = cls.query.filter_by(
+        original_transaction=original_transaction_id,
+        # status='active'
         ).all()
 
         return active_loans
 
-    @classmethod
-    def get_current_active_loans_by_account_id(cls, account_id):
-        """
-        Get the first active loan based on the accountID.
-        """
-        first_active_loan = cls.query.filter(
-        cls.account_id == account_id,
-        or_(
-            cls.status == LoanStatus.ACTIVE.value,
-            cls.status == LoanStatus.START_REPAY.value,
-            cls.status == LoanStatus.ACTIVE_PARTIAL.value,
-        )
-        ).order_by(cls.id.desc()).first()
-
-        return first_active_loan
 
     @classmethod
     def update_status(cls, loan_id, status):
@@ -266,7 +246,7 @@ class Loan(db.Model):
             'loanRef': self.reference,
             'productId': self.product_id,
             'initialLoanAmount': self.initial_loan_amount,
-            'currentLoanAmount': self.balance,
+            'currentLoanAmount': self.current_loan_amount,
             'defaultPenaltyFee': self.default_penalty_fee,
             'continuousFee': self.continuous_fee,
             'collectionType': self.collection_type,

app/models/loan_repayment_schedule.py

@@ -17,11 +17,6 @@ class LoanRepaymentSchedule(db.Model):
     total_repayment_amount = db.Column(db.Float, default=0.0)
     paid = db.Column(db.Boolean, default=False)
     paid_at = db.Column(db.DateTime, nullable=True)
-    due_process_date = db.Column(db.DateTime, nullable=True)
-    due_process_count = db.Column(db.Integer, default=0)
-    paid_status = db.Column(db.String(20), nullable=True)
-    repay_description = db.Column(db.String(255), nullable=True)
-    partial_balance = db.Column(db.Float, default=0.0)
 
     created_at = db.Column(db.DateTime(timezone=True), server_default=func.now())
     updated_at = db.Column(db.DateTime(timezone=True), server_default=func.now(), onupdate=func.now())

app/models/repayment.py

@@ -36,8 +36,9 @@ class Repayment(db.Model):
     def create_repayment(cls, customer_id, loan, transaction_id):
         
         # Check that the loan is active
-        if loan.status not in [LoanStatus.ACTIVE, LoanStatus.START_REPAY, LoanStatus.ACTIVE_PARTIAL]:
+        if loan.status not in [LoanStatus.ACTIVE, LoanStatus.START_REPAY]:
             raise ValueError(f"Repayment cannot be processed. Loan status: ({loan.status})")
+        
 
         repayment = cls(
             customer_id=customer_id,
@@ -55,12 +56,6 @@ class Repayment(db.Model):
             raise ValueError(f"Database integrity error: {err}")
 
         return repayment
-
-    # Get loan repayments
-    @classmethod
-    def get_repayments_by_id(cls, loan_id):
-        return cls.query.filter_by(loan_id=loan_id).all()
-    
     
     def to_dict(self):
         return {

app/models/transaction.py

@@ -4,12 +4,6 @@ from app.models import account
 from sqlalchemy.exc import IntegrityError
 from sqlalchemy import and_, or_, not_
 from sqlalchemy.sql import func
-from app.api.enums import TransactionType
-
-import logging
-logger = logging.getLogger(__name__)
-
-
 
 class Transaction(db.Model):
     __tablename__ = 'transactions'
@@ -26,7 +20,7 @@ class Transaction(db.Model):
     phone_number = db.Column(db.String(50), nullable=True)
     created_at = db.Column(db.DateTime(timezone=True), server_default=func.now())
     updated_at = db.Column(db.DateTime(timezone=True), server_default=func.now(), onupdate=func.now())
-
+    
     def __repr__(self):
         return f'<Transaction {self.id}>'
 
@@ -36,21 +30,17 @@ class Transaction(db.Model):
         # if cls.query.filter_by(transaction_id=transaction_id).first():
         #     raise ValueError("Duplicate Transaction")
 
-        if cls.query.filter(and_(cls.transaction_id == transaction_id, cls.type == type)).first():
-            if type == TransactionType.REPAYMENT:
-                logger.info('Repayment transaction already exists :::: But we like to continue.')
-                now = datetime.now()
-                type = TransactionType.REPAYMENT + '.'+ now.strftime("%Y%m%d%H%M%S")
-                logger.info('Modify Type  :::: {0}'.format(type))
-            else:
-                raise ValueError("Duplicate Transaction")
+        if cls.query.filter( and_( cls.transaction_id ==transaction_id, cls.type==type) ).first():
+            raise ValueError("Duplicate Transaction")
+
+
 
         transaction = cls(
-            transaction_id=transaction_id,
-            customer_id=customer_id,
-            account_id=account_id,
-            type=type,
-            channel=channel,
+            transaction_id = transaction_id,
+            customer_id = customer_id,
+            account_id = account_id,
+            type = type,
+            channel = channel,
             created_at=datetime.now(timezone.utc),
             updated_at=datetime.now(timezone.utc)
         )
@@ -64,4 +54,4 @@ class Transaction(db.Model):
 
     @classmethod
     def get_transaction_by_id(cls, transaction_id):
-        return cls.query.get(transaction_id)
+        return cls.query.get(transaction_id)

app/swagger/digifi_swagger.json

@@ -1,7 +1,7 @@
 {
   "openapi": "3.0.3",
   "info": {
-    "title": "Swagger Simbrella Core [10/22/2025] - OpenAPI 3.0",
+    "title": "Swagger Bank Channel to Simbrella FirstAdvance - OpenAPI 3.0",
     "description": "This is a Simbrella FirstAdvance Backend Server with the OpenAPI 3.0 specification.  \n\n\nSome useful links:\n- [Web Simulated Demo Page](https://digifi-salaryloan.chiefsoft.net/)\n- [Web Management Support Portal](https://digifi-office.chiefsoft.net/auth/login)",
     "termsOfService": "http://swagger.io/terms/",
     "contact": {
@@ -20,19 +20,12 @@
     {
       "url": "http://api.dev.simbrellang.net:4500"
     },
-    {
+        {
       "url": "https://api.dev.simbrellang.net"
-    },
-    {
-      "url": "http://10.2.249.133:4500"
     }
   ],
   "tags": [
-    {
-      "name": "Health",
-      "description": "System health check including DB status."
-    },
-    {
+      {
       "name": "Authorize",
       "description": "This feature will be used for authorizing customers.",
       "externalDocs": {
@@ -90,45 +83,6 @@
     }
   ],
   "paths": {
-    "/health": {
-      "get": {
-        "tags": ["Health"],
-        "summary": "Health Check",
-        "description": "Returns service health information including DB connection status.",
-        "responses": {
-          "200": {
-            "description": "Health check successful",
-            "content": {
-              "application/json": {
-                "example": {
-                  "status": "ok",
-                  "db_status": "Connection Successful",
-                  "events_service_status":"Connection Successful",
-                  "bank_status":"Connection Successful",
-                  "db_uri": "postgresql://user:****@localhost:5432/digifi_db",
-                  "error": []
-                }
-              }
-            }
-          },
-          "500": {
-            "description": "Health check failed",
-            "content": {
-              "application/json": {
-                "example": {
-                  "status": "failed",
-                  "db_status": "Connection Failed",
-                  "events_service_status":"Connection Failed",
-                  "bank_status":"Connection Failed",
-                  "db_uri": "Unavailable",
-                  "error":["could not connect to server: Connection refused"]
-                }
-              }
-            }
-          }
-        }
-      }
-    },
     "/Authorize": {
       "$ref": "swagger/paths/Authorize.json"
     },
@@ -177,6 +131,18 @@
       "RepaymentResponse": {
         "$ref": "swagger/schemas/RepaymentResponse.json"
       },
+      "CustomerConsentRequest": {
+        "$ref": "swagger/schemas/CustomerConsentRequest.json"
+      },
+      "CustomerConsentResponse": {
+        "$ref": "swagger/schemas/CustomerConsentResponse.json"
+      },
+      "NotificationCallbackRequest": {
+        "$ref": "swagger/schemas/NotificationCallbackRequest.json"
+      },
+      "NotificationCallbackResponse": {
+        "$ref": "swagger/schemas/NotificationCallbackResponse.json"
+      },
       "ApiResponse": {
         "$ref": "swagger/schemas/ApiResponse.json"
       },

app/swagger/paths/AuthorizeRefresh.json

@@ -1,6 +1,6 @@
 {
   "post": {
-    "tags": ["AuthorizeRefresh"],
+    "tags": ["Authorize Refresh"],
     "summary": "Customer Authorize Refresh Request",
     "description": "Customer Authorize Refresh Request",
     "operationId": "AuthorizeRefresh",

app/swagger/paths/CustomerConsent.json

@@ -0,0 +1,56 @@
+{
+    "post": {
+      "tags": [
+        "CustomerConsent"
+      ],
+      "summary": "Customer Consent Request",
+      "description": "Customer Consent Request",
+      "operationId": "CustomerConsent",
+      "requestBody": {
+        "required": true,
+        "content": {
+          "application/json": {
+            "schema": {
+              "$ref": "../schemas/CustomerConsentRequest.json"
+            }
+          },
+          "application/xml": {
+            "schema": {
+              "$ref": "../schemas/CustomerConsentRequest.json"
+            }
+          },
+          "application/x-www-form-urlencoded": {
+            "schema": {
+              "$ref": "../schemas/CustomerConsentRequest.json"
+            }
+          }
+        }
+      },
+      "responses": {
+        "200": {
+          "description": "Successful",
+          "content": {
+            "application/json": {
+              "schema": {
+                "$ref": "../schemas/CustomerConsentResponse.json"
+                }
+            },
+            "application/xml": {
+              "schema": {
+                "$ref": "../schemas/CustomerConsentResponse.json"
+              }
+            }
+          }
+        },
+        "400": {
+          "description": "Invalid request"
+        },
+        "422": {
+          "description": "Validation exception"
+        },
+        "500": {
+          "description": "Internal server error"
+        }
+      }
+    }
+  }

app/swagger/paths/NotificationCallback.json

@@ -0,0 +1,57 @@
+{
+    "post": {
+      "tags": [
+        "NotificationCallback"
+      ],
+      "summary": "Loan Information Request ",
+      "description": "Loan Information Request",
+      "operationId": "NotificationCallback",
+      "requestBody": {
+        "description": "Post JSON to conduct eligibility tests",
+        "content": {
+          "application/json": {
+            "schema": {
+              "$ref": "../schemas/NotificationCallbackRequest.json"
+            }
+          },
+          "application/xml": {
+            "schema": {
+              "$ref": "../schemas/NotificationCallbackRequest.json"
+            }
+          },
+          "application/x-www-form-urlencoded": {
+            "schema": {
+              "$ref": "../schemas/NotificationCallbackRequest.json"
+            }
+          }
+        },
+        "required": true
+      },
+      "responses": {
+        "200": {
+          "description": "Successful operation",
+          "content": {
+            "application/json": {
+              "schema": {
+                "$ref": "../schemas/NotificationCallbackResponse.json"
+              }
+            },
+            "application/xml": {
+              "schema": {
+                "$ref": "../schemas/NotificationCallbackResponse.json"
+              }
+            }
+          }
+        },
+       "400": {
+          "description": "Invalid request"
+        },
+        "422": {
+          "description": "Validation exception"
+        },
+        "500": {
+          "description": "Internal server error"
+        }
+      }
+    }
+  }

app/swagger/schemas/CustomerConsentRequest.json

@@ -0,0 +1,37 @@
+{
+    "type": "object",
+    "properties": {
+        "type": {
+            "type": "string",
+            "example": "CustomerConsentRequest"
+        },
+        "transactionId": {
+            "type": "string",
+            "example": "20171209232177"
+        },
+        "customerId": {
+            "type": "string",
+            "example": "CN621868"
+        },
+        "accountId": {
+            "type": "string",
+            "example": "ACN8263457"
+        },
+        "requestTime": {
+            "type": "string",
+            "format": "date-time",
+            "example": "2019-10-18 14:26:21.063"
+        },
+        "consentType": {
+            "type": "string",
+            "example": "Revoke"
+        },
+        "channel": {
+            "type": "string",
+            "example": "USSD"
+        }
+    },
+    "xml": {
+        "name": "CustomerConsentRequest"
+    }
+}

app/swagger/schemas/CustomerConsentResponse.json

@@ -0,0 +1,16 @@
+{
+    "type": "object",
+    "properties": {
+        "resultCode": {
+            "type": "string",
+            "example": "00"
+        },
+        "resultDescription": {
+            "type": "string",
+            "example": "Request is received"
+        }
+    },
+    "xml": {
+        "name": "CustomerConsentResponse"
+    }
+}

app/swagger/schemas/EligibilityCheckRequest.json

@@ -3,7 +3,7 @@
     "properties": {
         "transactionId": {
             "type": "string",
-            "example": "TRX201712RK9232P115"
+            "example": "Tr201712RK9232P115"
         },
         "countryCode": {
             "type": "string",
@@ -11,19 +11,19 @@
         },
         "customerId": {
             "type": "string",
-            "example": "5268548"
-        },
-        "accountId": {
-            "type": "string",
-            "example": "4348094226"
+            "example": "CN621868"
         },
         "msisdn": {
             "type": "string",
-            "example": "2348093451342"
+            "example": "8093451342"
         },
         "channel": {
             "type": "string",
-            "example": "USSD"
+            "example": "100"
+        },
+        "accountId": {
+            "type": "string",
+            "example": "ACN8263457"
         }
     },
     "xml": {

app/swagger/schemas/EligibilityCheckResponse.json

@@ -3,19 +3,19 @@
     "properties": {
         "customerId": {
             "type": "string",
-            "example": "5268548"
+            "example": "CN621868"
         },
         "transactionId": {
             "type": "string",
-            "example": "TRX201712RK9232P115"
+            "example": "TX12345"
         },
         "countryCode": {
             "type": "string",
-            "example": "NGR"
+            "example": "NG"
         },
         "msisdn": {
             "type": "string",
-            "example": "2348093451342"
+            "example": "3451342"
         },
         "eligibleOffers": {
             "type": "array",
@@ -24,42 +24,42 @@
                 "properties": {
                     "offerId": {
                         "type": "string",
-                        "example": "SAL90000204"
+                        "example": "Offer1"
                     },
                     "productId": {
                         "type": "string",
-                        "example": "3MPC"
+                        "example": "Product1"
                     },
                     "minAamount": {
                         "type": "number",
                         "format": "decimal",
-                        "example": 20000.00
+                        "example": 100.00
                     },
                     "maxAamount": {
                         "type": "number",
                         "format": "decimal",
-                        "example": 31257.00
+                        "example": 1000.00
                     },
                     "tenor": {
                         "type": "integer",
-                        "example": 90
+                        "example": 12
                     }
                 }
             },
             "example": [
-                 {
-                    "max_amount": "31257.00",
-                    "min_amount": 20000.0,
-                    "offerId": "SAL90000204",
-                    "product_id": "3MPC",
-                    "tenor": 90
+                {
+                    "offerId": "Offer1",
+                    "productId": "Product1",
+                    "minAamount": 100.00,
+                    "maxAamount": 1000.00,
+                    "tenor": 12
                 },
                 {
-                    "max_amount": "20838.00",
-                    "min_amount": 5000.0,
-                    "offerId": "SAL30000205",
-                    "product_id": "AMPC",
-                    "tenor": 30
+                    "offerId": "Offer2",
+                    "productId": "Product2",
+                    "minAamount": 200.00,
+                    "maxAamount": 2000.00,
+                    "tenor": 24
                 }
             ]
         },

app/swagger/schemas/LoanStatusRequest.json

@@ -3,15 +3,15 @@
     "properties": {
         "transactionId": {
             "type": "string",
-            "example": "TRCVIC73089465966"
+            "example": "Tr201712RK9232P115"
         },
         "customerId": {
             "type": "string",
-            "example": "ZX48440946"
+            "example": "CN621868"
         },
         "msisdn": {
             "type": "string",
-            "example": "2348093451342"
+            "example": "3451342"
         },
         "channel": {
             "type": "string",
@@ -19,7 +19,7 @@
         },
         "accountId": {
             "type": "string",
-            "example": "361005323"
+            "example": "ACN8263457"
         }
     },
     "xml": {

app/swagger/schemas/LoanStatusResponse.json

@@ -1,133 +1,83 @@
 {
-  "type": "object",
-  "properties": {
-    "customerId": {
-      "type": "string",
-      "example": "ZX48440946"
-    },
-    "transactionId": {
-      "type": "string",
-      "example": "TRCVIC49381378037"
-    },
-    "accountId": {
-      "type": "string",
-      "example": "361005323"
-    },
-    "loans": {
-      "type": "array",
-      "items": {
-        "type": "object",
-        "properties": {
-          "debtId": {
-            "type": "integer",
-            "example": 80
-          },
-          "loanDate": {
+    "type": "object",
+    "properties": {
+        "customerId": {
             "type": "string",
-            "format": "date-time",
-            "example": "2025-09-12T11:58:58"
-          },
-          "dueDate": {
-            "type": "string",
-            "format": "date-time",
-            "example": "2025-12-11T11:58:58"
-          },
-          "currentLoanAmount": {
-            "type": "number",
-            "format": "float",
-            "example": 30000.0
-          },
-          "initialLoanAmount": {
-            "type": "number",
-            "format": "float",
-            "example": 30000.0
-          },
-          "defaultPenaltyFee": {
-            "type": "number",
-            "format": "float",
-            "example": 0.0
-          },
-          "continuousFee": {
-            "type": "number",
-            "format": "float",
-            "example": 0.0
-          },
-          "productId": {
-            "type": "string",
-            "example": "3MPC"
-          },
-          "installmentAmount": {
-            "type": "number",
-            "format": "float",
-            "example": 10900.0
-          },
-          "repaymentAmount": {
-            "type": "number",
-            "format": "float",
-            "example": 32700.0
-          },
-          "loanRef": {
-            "type": "string",
-            "example": "TRCVIC73089465966USSD3MPC"
-          },
-          "status": {
-            "type": "string",
-            "example": "active"
-          },
-          "tenor": {
-            "type": "integer",
-            "example": 90
-          },
-          "transactionId": {
-            "type": "string",
-            "example": "TRCVIC73089465966"
-          },
-          "upfrontFee": {
-            "type": "number",
-            "format": "float",
-            "example": 622.5
-          }
-        }
-      }
-    },
-    "resultCode": {
-      "type": "string",
-      "example": "00"
-    },
-    "resultDescription": {
-      "type": "string",
-      "example": "Successful"
-    },
-    "totalDebtAmount": {
-      "type": "number",
-      "format": "float",
-      "example": 30000.0
-    },
-    "summary": {
-      "type": "object",
-      "properties": {
-        "totalOutstandingAmount": {
-          "type": "number",
-          "format": "float",
-          "example": 114450.0,
-          "description": "Total amount still owed across all unpaid loans."
+            "example": "CN621868"
         },
-        "totalActiveLoanAmount": {
-          "type": "number",
-          "format": "float",
-          "example": 40000.0,
-          "description": "Total principal amount of currently active loans."
+        "transactionId": {
+            "type": "string",
+            "example": "Tr201712RK9232P115"
         },
-        "totalSettledAmount": {
-          "type": "number",
-          "format": "float",
-          "example": 80000.0,
-          "description": "Total amount that has been fully repaid."
+        "loans": {
+            "type": "array",
+            "items": {
+                "type": "object",
+                "properties": {
+                    "debtId": {
+                        "type": "string",
+                        "example": "123456789"
+                    },
+                    "loanDate": {
+                        "type": "string",
+                        "format": "date-time",
+                        "example": "2019-10-18 14:26:21.063"
+                    },
+                    "dueDate": {
+                        "type": "string",
+                        "format": "date-time",
+                        "example": "2019-11-20 14:26:21.063"
+                    },
+                    "currentLoanAmount": {
+                        "type": "integer",
+                        "example": 8500
+                    },
+                    "initialLoanAmount": {
+                        "type": "integer",
+                        "example": 10000
+                    },
+                    "defaultPenaltyFee": {
+                        "type": "integer",
+                        "example": 0
+                    },
+                    "continuousFee": {
+                        "type": "integer",
+                        "example": 0
+                    },
+                    "productId": {
+                        "type": "string",
+                        "example": "101"
+                    },
+                    "installment": {
+            "type": "array",
+            "items": {
+                "type": "object",
+                "properties": {
+                    "amount": {
+                        "type": "number",
+                        "format": "float",
+                        "example": 10000.0
+                    },
+                    "repaymentDate": {
+                        "type": "string",
+                        "example": "2025-04-24 10:31:"
+                    }
+                }
+            }
         }
-      }
+                }
+            }
+        },
+        "resultCode": {
+            "type": "string",
+            "example": "00"
+        },
+        "resultDescription": {
+            "type": "string",
+            "example": "Successful"
+        }
+    },
+    "xml": {
+        "name": "LoanStatusResponse"
     }
-  },
-  "xml": {
-    "name": "LoanStatusResponse"
-  }
-}
+}

app/swagger/schemas/NotificationCallbackRequest.json

@@ -0,0 +1,50 @@
+{
+    "type": "object",
+    "properties": {
+        "fbnTransactionId": {
+            "type": "string",
+            "example": "123456789"
+        },
+        "transactionId": {
+            "type": "string",
+            "example": "123456789"
+        },
+        "customerId": {
+            "type": "string",
+            "example": "CN621868"
+        },
+        "accountId": {
+            "type": "string",
+            "example": "ACN8263457"
+        },
+        "debtId": {
+            "type": "string",
+            "example": "987654321"
+        },
+        "transactionType": {
+            "type": "string",
+            "example": "Disbursement"
+        },
+        "amountProvided": {
+            "type": "number",
+            "format": "float",
+            "example": 1000.00
+        },
+        "amountCollected": {
+            "type": "number",
+            "format": "float",
+            "example": 0.00
+        },
+        "responseCode": {
+            "type": "string",
+            "example": "00"
+        },
+        "responseDescription": {
+            "type": "string",
+            "example": "Successful"
+        }
+    },
+    "xml": {
+        "name": "NotificationCallbackRequest"
+    }
+}

app/swagger/schemas/NotificationCallbackResponse.json

@@ -0,0 +1,16 @@
+{
+    "type": "object",
+    "properties": {
+        "resultCode": {
+            "type": "string",
+            "example": "00"
+        },
+        "resultDescription": {
+            "type": "string",
+            "example": "Successful"
+        }
+    },
+    "xml": {
+        "name": "NotificationCallbackResponse"
+    }
+}

app/swagger/schemas/ProvideLoanRequest.json

@@ -3,40 +3,40 @@
     "properties": {
         "requestId": {
             "type": "string",
-            "example": "RQID11170001371256908"
+            "example": "202111170001371256908"
         },
         "transactionId": {
             "type": "string",
-            "example": "TRCVIC73089465966"
+            "example": "Tr201712RK9232P115"
         },
         "customerId": {
             "type": "string",
-            "example": "ZX48440946"
+            "example": "CN621868"
         },
         "accountId": {
             "type": "string",
-            "example": "361005323"
+            "example": "ACN8263457"
         },
         "msisdn": {
             "type": "string",
-            "example": "2348093451342"
+            "example": "3451342"
         },
         "requestedAmount": {
             "type": "number",
             "format": "decimal",
-            "example": 20000
+            "example": 900
         },
         "collectionType": {
             "type": "integer",
-            "example": 0
+            "example": 1
         },
         "offerId": {
             "type": "integer",
-            "example": "SAL900004543304"
+            "example": 1127
         },
         "channel": {
             "type": "string",
-            "example": "USSD"
+            "example": "100"
         }
     },
     "xml": {

app/swagger/schemas/ProvideLoanResponse.json

@@ -1,75 +1,40 @@
 {
-  "type": "object",
-  "properties": {
-    "requestId": {
-      "type": "string",
-      "example": "81757678335583"
-    },
-    "transactionId": {
-      "type": "string",
-      "example": "TRCVIC73089465966"
-    },
-    "loanRef": {
-      "type": "string",
-      "example": "TRCVIC73089465966USSD3MPC"
-    },
-    "customerId": {
-      "type": "string",
-      "example": "ZX48440946"
-    },
-    "accountId": {
-      "type": "string",
-      "example": "361005323"
-    },
-    "msisdn": {
-      "type": "string",
-      "example": "98016510058"
-    },
-    "schedule": {
-      "type": "array",
-      "description": "List of loan repayment components with due dates and amounts.",
-      "items": {
-        "type": "object",
-        "properties": {
-          "id": {
-            "type": "integer",
-            "example": 1
-          },
-          "amountDue": {
-            "type": "number",
-            "example": 2000.0
-          },
-          "componentName": {
+    "type": "object",
+    "properties": {
+        "requestId": {
             "type": "string",
-            "example": "INTEREST"
-          },
-          "dueDate": {
+            "example": "202111170001371256908"
+        },
+        "transactionId": {
             "type": "string",
-            "format": "date-time",
-            "example": "2026-01-13T11:36:39.890747+00:00"
-          },
-          "startDate": {
+            "example": "Tr201712RK9232P115"
+        },
+        "loanRef": {
             "type": "string",
-            "format": "date-time",
-            "example": "2025-10-15T11:36:39.890747+00:00"
-          },
-          "loanRef": {
+            "example": "1620029887USSDAMPC"
+        },
+        "customerId": {
             "type": "string",
-            "example": "TRX1760528156816285USSD3MPC"
-          }
+            "example": "CN621868"
+        },
+        "accountId": {
+            "type": "string",
+            "example": "ACN8263457"
+        },
+        "msisdn": {
+            "type": "string",
+            "example": "3451342"
+        },
+        "resultCode": {
+            "type": "string",
+            "example": "00"
+        },
+        "resultDescription": {
+            "type": "string",
+            "example": "Successful"
         }
-      }
     },
-    "resultCode": {
-      "type": "string",
-      "example": "00"
-    },
-    "resultDescription": {
-      "type": "string",
-      "example": "Successful"
+    "xml": {
+        "name": "ProvideLoanResponse"
     }
-  },
-  "xml": {
-    "name": "ProvideLoanResponse"
-  }
-}
+}

app/swagger/schemas/RepaymentRequest.json

@@ -3,27 +3,27 @@
     "properties": {
         "msisdn": {
             "type": "string",
-            "example": "2348093451342"
+            "example": "3451342"
         },
         "debtId": {
-            "type": "number",
-            "example": 80
+            "type": "string",
+            "example": "10"
         },
         "transactionId": {
             "type": "string",
-            "example": "TRCVIC73089465966"
+            "example": "20171209232115"
         },
         "customerId": {
             "type": "string",
-            "example": "ZX48440946"
+            "example": "CID0000025585"
         },
         "loanRef": {
             "type": "string",
-            "example": "TRCVIC73089465966USSD3MPC"
+            "example": "Trx5847365252USSD3MPC"
         },
         "accountId": {
             "type": "string",
-            "example": "361005323"
+            "example": "ACN8263457"
         }
     },
     "xml": {

app/swagger/schemas/RepaymentResponse.json

@@ -1,48 +1,28 @@
 {
-  "type": "object",
-  "properties": {
-    "Id": {
-      "type": "integer",
-      "example": 195
+    "type": "object",
+    "properties": {
+        "customerId": {
+            "type": "string",
+            "example": "CN621868"
+        },
+        "productId": {
+            "type": "string",
+            "example": "101"
+        },
+        "debtId": {
+            "type": "string",
+            "example": "273194670"
+        },
+        "resultCode": {
+            "type": "string",
+            "example": "00"
+        },
+        "resultDescription": {
+            "type": "string",
+            "example": "Successful"
+        }
     },
-    "customerId": {
-      "type": "string",
-      "example": "ZX48440946"
-    },
-    "debtId": {
-      "type": "string",
-      "example": "80"
-    },
-    "initiated_by": {
-      "type": "string",
-      "example": "USER_INITIATED"
-    },
-    "loanRef": {
-      "type": "string",
-      "example": "TRCVIC73089465966USSD3MPC"
-    },
-    "productId": {
-      "type": "string",
-      "example": "3MPC"
-    },
-    "repayment_id": {
-      "type": "integer",
-      "example": 195
-    },
-    "transactionId": {
-      "type": "string",
-      "example": "TRCVIC73089465966"
-    },
-    "resultCode": {
-      "type": "string",
-      "example": "00"
-    },
-    "resultDescription": {
-      "type": "string",
-      "example": "Successful"
+    "xml": {
+        "name": "RepaymentResponse"
     }
-  },
-  "xml": {
-    "name": "RepaymentResponse"
-  }
-}
+}

app/swagger/schemas/SelectOfferRequest.json

@@ -3,40 +3,40 @@
     "properties": {
         "requestId": {
             "type": "string",
-            "example": "RQID11170001371256908"
+            "example": "202111170001371256908"
         },
         "transactionId": {
             "type": "string",
-            "example": "TRX1231231321232"
+            "example": "1231231321232"
         },
         "customerId": {
             "type": "string",
-            "example": "CN6215268548868"
-        },
-        "accountId": {
-            "type": "string",
-            "example": "4348094226"
+            "example": "CN621868"
         },
         "msisdn": {
             "type": "string",
-            "example": "2348093451342"
+            "example": "123456789"
         },
         "requestedAmount": {
             "type": "number",
-            "example": 20000
+            "format": "double",
+            "example": 10000.55
+        },
+        "accountId": {
+            "type": "string",
+            "example": "ACN8263457"
         },
-       
         "productId": {
             "type": "string",
             "example": "3MPC"
         },
         "offerId": {
             "type": "string",
-            "example": "SAL900004543304"
+            "example": "101"
         },
         "channel": {
             "type": "string",
-            "example": "USSD"
+            "example": ""
         }
     },
     "xml": {

app/swagger/schemas/SelectOfferResponse.json

@@ -1,129 +1,121 @@
 {
-  "type": "object",
-  "properties": {
-    "requestId": {
-      "type": "string",
-      "example": "81757678225025"
-    },
-    "transactionId": {
-      "type": "string",
-      "example": "TRCVIC73089465966"
-    },
-    "customerId": {
-      "type": "string",
-      "example": "ZX48440946"
-    },
-    "accountId": {
-      "type": "string",
-      "example": "361005323"
-    },
-    "loan": {
-      "type": "array",
-      "items": {
-        "type": "object",
-        "properties": {
-          "offerId": {
+    "type": "object",
+    "properties": {
+        "requestId": {
             "type": "string",
-            "example": "SAL90000204"
-          },
-          "productId": {
+            "example": "202111170001371256908"
+        },
+        "transactionId": {
             "type": "string",
-            "example": "3MPC"
-          },
-          "amount": {
-            "type": "number",
-            "format": "float",
-            "example": 30000.0
-          },
-          "upfrontPayment": {
-            "type": "number",
-            "format": "float",
-            "example": 622.5
-          },
-          "interestRate": {
-            "type": "number",
-            "format": "float",
-            "example": 3.0
-          },
-          "interestFee": {
-            "type": "number",
-            "format": "float",
-            "example": 2700.0
-          },
-          "managementRate": {
-            "type": "number",
-            "format": "float",
-            "example": 1.0
-          },
-          "managementFee": {
-            "type": "number",
-            "format": "float",
-            "example": 300.0
-          },
-          "insuranceRate": {
-            "type": "number",
-            "format": "float",
-            "example": 1.0
-          },
-          "insuranceFee": {
-            "type": "number",
-            "format": "float",
-            "example": 300.0
-          },
-          "VATRate": {
-            "type": "number",
-            "format": "float",
-            "example": 7.5
-          },
-          "VATAmount": {
-            "type": "number",
-            "format": "float",
-            "example": 22.5
-          },
-          "recommendedRepaymentDates": {
+            "example": "1231231321232"
+        },
+        "customerId": {
+            "type": "string",
+            "example": "1256907"
+        },
+        "accountId": {
+            "type": "string",
+            "example": "5948306019"
+        },
+        "loan": {
             "type": "array",
             "items": {
-              "type": "string"
-            },
-            "example": [
-              "2025-10-12",
-              "2025-11-12",
-              "2025-12-12"
-            ]
-          },
-          "installmentAmount": {
-            "type": "number",
-            "format": "float",
-            "example": 10900.0
-          },
-          "repaymentAmount": {
-            "type": "number",
-            "format": "float",
-            "example": 32700.0
-          },
-          "totalRepaymentAmount": {
-            "type": "number",
-            "format": "float",
-            "example": 33322.5
-          }
+                "type": "object",
+                "properties": {
+                    "offerId": {
+                        "type": "string",
+                        "example": "14451"
+                    },
+                    "productId": {
+                        "type": "string",
+                        "example": "3MPC"
+                    },
+                    "amount": {
+                        "type": "number",
+                        "format": "float",
+                        "example": 10000.0
+                    },
+                    "dueDate": {
+                        "type": "string",
+                        "example": "2025-04-24 10:31:"
+                    },
+                    "upfrontPayment": {
+                        "type": "number",
+                        "format": "float",
+                        "example": 1000.0
+                    },
+                    "interestRate": {
+                        "type": "number",
+                        "format": "float",
+                        "example": 3.0
+                    },
+                    "interestFee": {
+                        "type": "number",
+                        "format": "float",
+                        "example": 3000.00
+                    },
+                    "ManagementRate": {
+                        "type": "number",
+                        "format": "float",
+                        "example": 1.0
+                    },
+                    "ManagementFee": {
+                        "type": "number",
+                        "format": "float",
+                        "example": 1.0
+                    },
+                    "InsuranceRate": {
+                        "type": "number",
+                        "format": "float",
+                        "example": 1.0
+                    },
+                    "InsuranceFee": {
+                        "type": "number",
+                        "format": "float",
+                        "example": 100.0
+                    },
+                    "VATRate": {
+                        "type": "number",
+                        "format": "float",
+                        "example": 7.5
+                    },
+                    "VATamount": {
+                        "type": "number",
+                        "format": "float",
+                        "example": 100.0
+                    },
+                    "installmentRepaymentDates": {
+                        "type": "array",
+                        "items": {
+                            "type": "string"
+                        },
+                        "example": [
+                            "2022-11-30"
+                        ]
+                    },
+                    "installmentAmount": {
+                        "type": "number",
+                        "format": "float",
+                        "example": 11000.0
+                    },
+                    "totalRepaymentAmount": {
+                        "type": "number",
+                        "format": "float",
+                        "example": 11000.0
+                    }
+                }
+            }
+        },
+        "resultCode": {
+            "type": "string",
+            "example": "00"
+        },
+        "resultDescription": {
+            "type": "string",
+            "example": "Successful"
         }
-      }
     },
-    "outstandingDebtAmount": {
-      "type": "number",
-      "format": "float",
-      "example": 0
-    },
-    "resultCode": {
-      "type": "string",
-      "example": "00"
-    },
-    "resultDescription": {
-      "type": "string",
-      "example": "Successful"
+    "xml": {
+        "name": "SelectOffersResponse"
     }
-  },
-  "xml": {
-    "name": "SelectOffersResponse"
-  }
-}
+}

app/utils/mail.py

@@ -1,40 +0,0 @@
-from flask_mail import Message
-from flask import current_app
-from app.extensions import mail
-import pandas as pd
-from io import BytesIO
-
-def get_report_data():
-    """
-    Fetch and return loan summary data.
-    """
-    return [
-        {"Type": "Disbursement", "Count": 45},
-        {"Type": "Repayment", "Count": 32},
-    ]
-def send_report_email(report_data: list, recipients: list):
-    """
-    Sends an HTML + Excel report to the given email recipients.
-    """
-    df = pd.DataFrame(report_data)
-    output = BytesIO()
-    df.to_excel(output, index=False)
-    output.seek(0)
-
-    html_table = df.to_html(index=False, border=1)
-
-    msg = Message(
-        subject="Loan Report Summary",
-        recipients=recipients,
-        html=f"<h3>Loan Report Summary</h3>{html_table}",
-    )
-    msg.attach(
-        "loan_report.xlsx",
-        "application/vnd.openxmlformats-officedocument.spreadsheetml.sheet",
-        output.read()
-    )
-
-    with current_app.app_context():
-        mail.send(msg)
-
-    return "Report email sent"

docker-compose.yml

@@ -1,4 +1,3 @@
-version: '3.8'
 services:
   digifi-bank-to-product-core:
     build: .
@@ -12,14 +11,4 @@ services:
       - DATABASE_URL=postgresql+psycopg2://${DATABASE_USER}:${DATABASE_PASSWORD}@${DATABASE_HOST}:${DATABASE_PORT}/${DATABASE_NAME}
     volumes:
       - .:/app
-    restart: always
-    networks:
-      - my_custom_network
-
-
-networks:
-  my_custom_network:
-    driver: bridge
-    ipam:
-      config:
-        - subnet: 10.244.0.0/26
+    restart: always

migrations/versions/30b45df851fa_.py

@@ -1,45 +0,0 @@
-"""empty message
-
-Revision ID: 30b45df851fa
-Revises: d59bfb9ead82
-Create Date: 2025-08-26 13:48:27.458593
-
-"""
-from alembic import op
-import sqlalchemy as sa
-
-
-# revision identifiers, used by Alembic.
-revision = '30b45df851fa'
-down_revision = 'd59bfb9ead82'
-branch_labels = None
-depends_on = None
-
-
-def upgrade():
-    # ### commands auto generated by Alembic - please adjust! ### 
-    op.add_column(
-        'loan_repayment_schedules',
-        sa.Column('paid_status', sa.String(length=20), nullable=True),
-    )
-     
-    op.add_column(
-        'loan_repayment_schedules',
-        sa.Column('repay_description', sa.String(length=255), nullable=True),
-    )
-
-     
-    op.add_column(
-        'loan_repayment_schedules',
-        sa.Column('partial_balance', sa.Float(), nullable=True),
-    )
-    # ### end Alembic commands ###
-
-
-def downgrade():
-    # ### commands auto generated by Alembic - please adjust! ###
-    op.drop_column('loan_repayment_schedules', 'partial_balance')
-    op.drop_column('loan_repayment_schedules', 'repay_description')
-    op.drop_column('loan_repayment_schedules', 'paid_status')
-
-    # ### end Alembic commands ###

migrations/versions/d59bfb9ead82_.py

@@ -1,38 +0,0 @@
-"""empty message
-
-Revision ID: d59bfb9ead82
-Revises: 05b5494ad406
-Create Date: 2025-08-21 14:22:19.220158
-
-"""
-from alembic import op
-import sqlalchemy as sa
-
-
-# revision identifiers, used by Alembic.
-revision = 'd59bfb9ead82'
-down_revision = '05b5494ad406'
-branch_labels = None
-depends_on = None
-
-
-def upgrade():
-    # ### commands auto generated by Alembic - please adjust! ###
-    
-    op.add_column(
-        'loan_repayment_schedules',
-        sa.Column('due_process_date', sa.DateTime(), nullable=True)
-    )
-
-    # Add due_process_count column
-    op.add_column(
-        'loan_repayment_schedules',
-        sa.Column('due_process_count', sa.Integer(), nullable=True)
-    )
-
-
-def downgrade():
-    # ### commands auto generated by Alembic - please adjust! ###
-    op.drop_column('loan_repayment_schedules', 'due_process_date')
-    op.drop_column('loan_repayment_schedules', 'due_process_count')
-    # ### end Alembic commands ###

requirements.txt

@@ -40,6 +40,3 @@ confluent-kafka==1.9.2
 
 python-dateutil
 
-Flask-Mail==0.10.0
-pandas==2.1.3
-openpyxl==3.1.5