[add]: Account Balance check

2026-02-23 16:45:17 +01:00
parent d23a088c84
commit e2eea4d455
3 changed files with 90 additions and 0 deletions
@@ -1,3 +1,4 @@
+from app.api.integrations.simbrella import SimbrellaIntegration
 from flask import request, jsonify
 from marshmallow import ValidationError
 from app.api.enums.loan_status import LoanStatus
@@ -12,9 +13,11 @@ from app.api.enums import TransactionType
 from threading import Thread
 from app.extensions import db
 from app.api.integrations import EventServiceIntegration
+from app.config import settings

 class RepaymentService(BaseService):
    TRANSACTION_TYPE = TransactionType.REPAYMENT 
+    ENABLE_ACCOUNT_BALANCE_CHECK = settings.ENABLE_ACCOUNT_BALANCE_CHECK

    @staticmethod
    def process_request(data):
@@ -46,6 +49,38 @@ class RepaymentService(BaseService):
                    # Check loan exists
                    load_loan = Loan.get_customer_loan(loan_id = loan_id, customer_id = customer_id)

+
+                    # Check Customer Account Balance if enabled
+                    if RepaymentService.ENABLE_ACCOUNT_BALANCE_CHECK:
+                        response = SimbrellaIntegration.verify_account_balance(
+                            account_id = account_id,
+                            amount = load_loan.balance,
+                            request_id = request_id,
+                        )
+
+                        # this check for error is not valid
+                        if response.status_code != 200:
+                            return ResponseHelper.error(result_description="Balance Check failed")
+                        
+                        response = response.json()
+
+                        logger.info(f"This is Response (Balance Check): {str(response)}", exc_info=True)
+
+                        
+                        if not response or response['responseCode'] != '00':
+
+                            if response:
+                                logger.error(f"{response['responseMessage']}")
+
+                            return ResponseHelper.error(result_description=f"Balance Check failed")
+
+                        verify_account_balance_response = response['isSufficient']
+
+                        if not verify_account_balance_response or verify_account_balance_response in [False, "false"]:
+                            logger.error(f"Balance Check failed: Insufficient Account Balance")
+                            return ResponseHelper.error(result_description=f"Insufficient Account Balance")
+
+
                    # Save the repayment details  
                    repayment = Repayment.create_repayment(
                        customer_id = customer_id,