VivianDee
152 lines
6.7 KiB
Python
152 lines
6.7 KiB
Python
from app.api.integrations.simbrella import SimbrellaIntegration
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from flask import request, jsonify
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from marshmallow import ValidationError
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from app.api.enums.loan_status import LoanStatus
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from app.api.helpers.response_helper import ResponseHelper
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from app.models import Repayment
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from app.models.customer import Customer
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from app.models.loan import Loan
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from app.utils.logger import logger
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from app.api.schemas.repayment import RepaymentSchema
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from app.api.services.base_service import BaseService
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from app.api.enums import TransactionType
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from threading import Thread
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from app.extensions import db
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from app.api.integrations import EventServiceIntegration
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from app.config import settings
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class RepaymentService(BaseService):
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TRANSACTION_TYPE = TransactionType.REPAYMENT
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ENABLE_ACCOUNT_BALANCE_CHECK = settings.ENABLE_ACCOUNT_BALANCE_CHECK
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@staticmethod
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def process_request(data):
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"""
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Process the Repayment request.
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Args:
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data (dict): The request data.
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Returns:
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dict: A standardized response.
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"""
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try:
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with db.session.begin():
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validated_data = RepaymentService.validate_data(data, RepaymentSchema())
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customer_id = validated_data.get('customerId')
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request_id = validated_data.get('requestId')
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loan_id = validated_data.get('debtId')
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account_id = validated_data.get('accountId')
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loan_ref = validated_data.get('loanRef')
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# customer = Customer.get_customer_with_loan_list(customer_id)
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transaction_id = validated_data.get('transactionId')
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initiated_by = validated_data.get('initiatedBy')
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logger.error(f"RepaymentService Received **** {data}")
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if(RepaymentService.validate_account_ownership(account_id = account_id, customer_id = customer_id)):
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logger.error(f"HERE 0001a **** ")
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# Check loan exists
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load_loan = Loan.get_customer_loan(loan_id = loan_id, customer_id = customer_id)
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# Check Customer Account Balance if enabled
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if RepaymentService.ENABLE_ACCOUNT_BALANCE_CHECK:
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response = SimbrellaIntegration.verify_account_balance(
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account_id = account_id,
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amount = load_loan.balance,
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request_id = request_id,
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)
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# this check for error is not valid
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if response.status_code != 200:
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return ResponseHelper.error(result_description="Balance Check failed")
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response = response.json()
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logger.info(f"This is Response (Balance Check): {str(response)}", exc_info=True)
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if not response or response['responseCode'] != '00':
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if response:
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logger.error(f"{response['responseMessage']}")
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return ResponseHelper.error(result_description=f"Balance Check failed")
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verify_account_balance_response = response['isSufficient']
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if not verify_account_balance_response or verify_account_balance_response in [False, "false"]:
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logger.error(f"Balance Check failed: Insufficient Account Balance")
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return ResponseHelper.error(result_description=f"Insufficient Account Balance")
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# Save the repayment details
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repayment = Repayment.create_repayment(
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customer_id = customer_id,
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loan = load_loan,
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transaction_id = transaction_id
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)
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if not repayment:
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logger.error(f"Failed to save repayment details")
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return ResponseHelper.error(result_description="Failed to save repayment details.")
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loan_transaction_id = load_loan.transaction_id
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#Update Loan status
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Loan.update_status(loan_id = loan_id, status = LoanStatus.START_REPAY) # repay started by user
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transaction = RepaymentService.log_transaction(validated_data = validated_data)
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if not transaction:
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logger.error(f"Failed to log transaction")
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return ResponseHelper.error(result_description="Failed to log transaction.")
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else:
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logger.error(f"Invalid Customer or AccountID {account_id} to CustomerID{customer_id} ")
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return ResponseHelper.error(result_description="Invalid Customer or Account")
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# Simulated processing logic
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# TODO start using repayment_id instead if id or Id
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response_data = {
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"Id": repayment.id,
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"repayment_id": repayment.id,
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"initiated_by": repayment.initiated_by,
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"transactionId": loan_transaction_id,
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"customerId": customer_id,
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"productId": load_loan.product_id,
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"loanRef": loan_ref,
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"debtId": loan_id
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}
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event_thread = Thread(target=RepaymentService.trigger_loan_repayment, args=(loan_transaction_id,))
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event_thread.start()
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# Call Kafka in a background thread
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kafka_thread = Thread(target=RepaymentService.async_send_to_kafka, args=(response_data, request_id, "LOAN_REPAYMENT"))
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kafka_thread.start()
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db.session.commit()
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return ResponseHelper.success(data=response_data)
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except ValidationError as err:
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logger.error(f"Validation Error: {getattr(err, 'messages', str(err))}")
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db.session.rollback()
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return ResponseHelper.unprocessable_entity(result_description="Validation exception")
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except ValueError as err:
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logger.error(f"{getattr(err, 'messages', str(err))}")
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db.session.rollback()
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return ResponseHelper.error(result_description=str(err))
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except Exception as e:
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logger.error(f"An error occurred: {str(e)}", exc_info=True)
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db.session.rollback()
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return ResponseHelper.internal_server_error()
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@classmethod
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def trigger_loan_repayment(cls, transaction_id: str):
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response = EventServiceIntegration.direct_repayment(transaction_id=transaction_id)
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return response
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