fix loan returns

This commit is contained in:
2025-04-27 19:20:22 -04:00
parent 3bb00eb7c3
commit 56c7e594cb
+71 -40
View File
@@ -10,6 +10,26 @@ from app.models import Customer
class Loan(db.Model):
__tablename__ = 'loans'
#
# id = db.Column(
# db.Integer,
# primary_key=True,
# autoincrement=True,
# )
# customer_id = db.Column(db.String(50), nullable=False)
# account_id = db.Column(db.String(50), nullable=False)
# offer_id = db.Column(db.String(20), nullable=False)
# initial_loan_amount = db.Column(db.Float, nullable=False)
# status = db.Column(db.String(20), default='pending')
# created_at = db.Column(db.DateTime, default=datetime.now(timezone.utc))
# updated_at = db.Column(db.DateTime, default=datetime.now(timezone.utc), onupdate=datetime.now(timezone.utc))
# product_id = db.Column(db.String(20))
# current_loan_amount = db.Column(db.Float)
# default_penalty_fee = db.Column(db.Float)
# continuous_fee = db.Column(db.Float)
# due_date = db.Column(db.DateTime)
#
# __tablename__ = 'loans'
id = db.Column(
db.Integer,
@@ -17,17 +37,23 @@ class Loan(db.Model):
autoincrement=True,
)
customer_id = db.Column(db.String(50), nullable=False)
transaction_id = db.Column(db.String(50), nullable=True)
original_transaction = db.Column(db.String(50), nullable=True)
account_id = db.Column(db.String(50), nullable=False)
offer_id = db.Column(db.String(20), nullable=False)
product_id = db.Column(db.String(20), nullable=True)
collection_type = db.Column(db.String(20), nullable=True)
current_loan_amount = db.Column(db.Float, nullable=True)
initial_loan_amount = db.Column(db.Float, nullable=False)
default_penalty_fee = db.Column(db.Float, default=0)
continuous_fee = db.Column(db.Float, default=0)
upfront_fee = db.Column(db.Float, nullable=True, default=0.0)
repayment_amount = db.Column(db.Float, nullable=True, default=0.0)
installment_amount = db.Column(db.Float, nullable=True, default=0.0)
status = db.Column(db.String(20), default='pending')
due_date = db.Column(db.DateTime, nullable=True)
created_at = db.Column(db.DateTime, default=datetime.now(timezone.utc))
updated_at = db.Column(db.DateTime, default=datetime.now(timezone.utc), onupdate=datetime.now(timezone.utc))
product_id = db.Column(db.String(20))
current_loan_amount = db.Column(db.Float)
default_penalty_fee = db.Column(db.Float)
continuous_fee = db.Column(db.Float)
due_date = db.Column(db.DateTime)
customer = relationship(
"Customer",
@@ -36,40 +62,40 @@ class Loan(db.Model):
back_populates="loans",
)
@classmethod
def create_loan(cls, customer_id, account_id, offer_id, initial_loan_amount, status='pending',
product_id=None, current_loan_amount=None, default_penalty_fee=None,
continuous_fee=None, due_date=None):
# Check if customer exists
is_valid = Customer.is_valid_customer(customer_id)
if not is_valid:
raise ValueError("Customer does not exist")
# # Check for active loans
# has_active_loans = cls.has_active_loans(customer_id)
# if has_active_loans:
# raise ValueError("Customer has active loans")
# Create and save the loan
loan = cls(
customer_id=customer_id,
account_id=account_id,
offer_id=offer_id,
initial_loan_amount=initial_loan_amount,
status=status,
product_id=product_id,
current_loan_amount=current_loan_amount or initial_loan_amount,
default_penalty_fee=default_penalty_fee,
continuous_fee=continuous_fee,
due_date=due_date
)
try:
db.session.add(loan)
except IntegrityError as err:
raise ValueError(f"Database integrity error: {err}")
return loan
# @classmethod
# def create_loan(cls, customer_id, account_id, offer_id, initial_loan_amount, status='pending',
# product_id=None, current_loan_amount=None, default_penalty_fee=None,
# continuous_fee=None, due_date=None):
#
# # Check if customer exists
# is_valid = Customer.is_valid_customer(customer_id)
# if not is_valid:
# raise ValueError("Customer does not exist")
#
# # # Check for active loans
# # has_active_loans = cls.has_active_loans(customer_id)
# # if has_active_loans:
# # raise ValueError("Customer has active loans")
#
# # Create and save the loan
# loan = cls(
# customer_id=customer_id,
# account_id=account_id,
# offer_id=offer_id,
# initial_loan_amount=initial_loan_amount,
# status=status,
# product_id=product_id,
# current_loan_amount=current_loan_amount or initial_loan_amount,
# default_penalty_fee=default_penalty_fee,
# continuous_fee=continuous_fee,
# due_date=due_date
# )
#
# try:
# db.session.add(loan)
# except IntegrityError as err:
# raise ValueError(f"Database integrity error: {err}")
# return loan
@classmethod
def has_active_loans(cls, customer_id):
@@ -180,6 +206,8 @@ class Loan(db.Model):
'id': self.id,
'customer_id': self.customer_id,
'account_id': self.account_id,
'transaction_id': self.transaction_id,
'original_transaction': self.original_transaction,
'offer_id': self.offer_id,
'initial_loan_amount': self.initial_loan_amount,
'current_loan_amount': self.current_loan_amount,
@@ -187,10 +215,13 @@ class Loan(db.Model):
'product_id': self.product_id,
'default_penalty_fee': self.default_penalty_fee,
'continuous_fee': self.continuous_fee,
'upfront_fee': self.upfront_fee,
'repayment_amount': self.repayment_amount,
'installment_amount': self.installment_amount,
'due_date': self.due_date.isoformat() if self.due_date else None,
'created_at': self.created_at.isoformat() if self.created_at else None,
'updated_at': self.updated_at.isoformat() if self.updated_at else None
}
def __repr__(self):
return f'<Loan {self.id}>'