diff --git a/app/api/services/provide_loan.py b/app/api/services/provide_loan.py
index a7c9d52..86c0fe7 100644
--- a/app/api/services/provide_loan.py
+++ b/app/api/services/provide_loan.py
@@ -158,12 +158,19 @@ class ProvideLoanService(BaseService):
 
                     loan_charges = LoanCharge.create_charges_for_loan(loan_id = loan_id, transaction_id = transaction_id, referenced_amount = 800, charges = charges)
 
-
                     
                 else: 
                     return ResponseHelper.error(result_description="Invalid Customer or Account")
             
-                
+                charge_schedule_items = []
+                for idx, charge in enumerate(loan_charges, start=len(charge_schedule_items) + 1):
+                    charge_schedule_items.append({
+                        "id": idx,
+                        "dueDate": charge.due_date.isoformat(),
+                        "amountDue": float(charge.amount),
+                        "componentName": charge.code.upper(),  # e.g. INTEREST, MGMT_FEE, VAT_FEE
+                        "startDate": charge.created_at.isoformat(),
+                    })
             
                 response_data = {
                     "requestId": request_id,
@@ -171,7 +178,8 @@ class ProvideLoanService(BaseService):
                     "loanRef": loan_ref,
                     "customerId": customer_id,
                     "accountId": account_id,
-                    "msisdn": customer.msisdn
+                    "msisdn": customer.msisdn,
+                    "schedule": charge_schedule_items,
                     }