diff --git a/wrenchboard/src/shared_tool/smoney.cc b/wrenchboard/src/shared_tool/smoney.cc
index a09fe83a..3af25833 100644
--- a/wrenchboard/src/shared_tool/smoney.cc
+++ b/wrenchboard/src/shared_tool/smoney.cc
@@ -412,6 +412,7 @@ long WRB_doServiceTransferComplete(CVars in, CVars &out) {
 
 
         in["action"].set_valid(false);
+        REQ_STRING(in, "wallet_uid", 3, 150, "(.*)");
         REQ_STRING(in, "InitiatingEntityCode", 3, 3, "(.*)");
         REQ_LONG(in, "InitiatingAmount", 1, -1);
         REQ_LONG(in, "Fee", 1, -1);
@@ -442,9 +443,28 @@ long WRB_doServiceTransferComplete(CVars in, CVars &out) {
 
         long LongTotalCost = in["Fee"].Long() + in["TerminatingAmount"].Long() + 0;
 
-        if (sender["balance"].Long() < LongTotalCost) {
-            throw new bad_parameter(out, "insufficient balance for transaction");
+        // LETS DEAL WITH AMONT BALANCE HERE
+        // LET CHECK IF YOU HAVE THE WALLET
+        CVars wl;
+        if ( load_db_record(wl, "SELECT w.*,c.country,w.amount from members_wallet w LEFT join currency c ON c.code=w.currency"
+        " WHERE c.country='%s' AND w.member_id=%lu AND w.uid='%s' ",in["TerminatingCountryCode"].c_str(), in["member_id"].Long(),in["wallet_uid"].c_str())> 0){
+            if (in["amount"].Long() > wl["amount"].Long() )
+            { out["status_message"] = "insufficient_balance_error";
+            out["status_text"] = "insufficient balance for transaction";
+                   return ret;
+            }
         }
+        else
+        {
+             out["status_message"] = "wallet_not_found_error";
+             return ret;
+        }
+
+
+//
+//        if (sender["balance"].Long() < LongTotalCost) {
+//            throw new bad_parameter(out, "insufficient balance for transaction");
+//        }