diff --git a/wrenchboard/src/shared_tool/payments.cc b/wrenchboard/src/shared_tool/payments.cc
index be224b40..2f2092c2 100644
--- a/wrenchboard/src/shared_tool/payments.cc
+++ b/wrenchboard/src/shared_tool/payments.cc
@@ -228,6 +228,16 @@ long  WrenchFamilyTransferCredit( CVars in, CVars &out ){
 		if (retDb2>0)
 		{
 
+                CVars vw;
+                vw["currency"] = in["currency"];
+                vw["currency"].set_valid( true );
+                long wallet_id = CheckWallet(member_id,vw);
+                if(!wallet_id || wallet_id == 0 ){
+                out["status"] = "wallet_not_found";
+                return ret; // no wallet
+                }
+                in["curr_balance"] ="0";
+
 		        long retDb = load_db_record( out, "SELECT amount AS curr_balance FROM members_wallet "
                                                   " WHERE member_id = %lu AND currency='%s' AND uid = '%s'", out["recipient"].Long(), out["currency"].c_str(), out["target_wallet"].c_str());
                 if (retDb > 0 )