diff --git a/.idea/workspace.xml b/.idea/workspace.xml
index 2112eb8..0e22d1d 100644
--- a/.idea/workspace.xml
+++ b/.idea/workspace.xml
@@ -5,35 +5,7 @@
   </component>
   <component name="ChangeListManager">
     <list default="true" id="934fdd1a-f31d-4df5-906a-7da283ff1489" name="Changes" comment="">
-      <change afterPath="$PROJECT_DIR$/.dockerignore" afterDir="false" />
-      <change afterPath="$PROJECT_DIR$/Dockerfile" afterDir="false" />
-      <change afterPath="$PROJECT_DIR$/app/__init__.py" afterDir="false" />
-      <change afterPath="$PROJECT_DIR$/app/controllers/__init__.py" afterDir="false" />
-      <change afterPath="$PROJECT_DIR$/simbrella_api.csv" afterDir="false" />
       <change beforePath="$PROJECT_DIR$/.idea/workspace.xml" beforeDir="false" afterPath="$PROJECT_DIR$/.idea/workspace.xml" afterDir="false" />
-      <change beforePath="$PROJECT_DIR$/Docker" beforeDir="false" />
-      <change beforePath="$PROJECT_DIR$/README.md" beforeDir="false" afterPath="$PROJECT_DIR$/README.md" afterDir="false" />
-      <change beforePath="$PROJECT_DIR$/api/controllers/collection.py" beforeDir="false" afterPath="$PROJECT_DIR$/app/controllers/collection.py" afterDir="false" />
-      <change beforePath="$PROJECT_DIR$/api/controllers/consent.py" beforeDir="false" afterPath="$PROJECT_DIR$/app/controllers/consent.py" afterDir="false" />
-      <change beforePath="$PROJECT_DIR$/api/controllers/disbursement.py" beforeDir="false" afterPath="$PROJECT_DIR$/app/controllers/disbursement.py" afterDir="false" />
-      <change beforePath="$PROJECT_DIR$/api/controllers/eligibility.py" beforeDir="false" afterPath="$PROJECT_DIR$/app/controllers/eligibility.py" afterDir="false" />
-      <change beforePath="$PROJECT_DIR$/api/controllers/health.py" beforeDir="false" afterPath="$PROJECT_DIR$/app/controllers/health.py" afterDir="false" />
-      <change beforePath="$PROJECT_DIR$/api/controllers/lien.py" beforeDir="false" afterPath="$PROJECT_DIR$/app/controllers/lien.py" afterDir="false" />
-      <change beforePath="$PROJECT_DIR$/api/controllers/loan.py" beforeDir="false" afterPath="$PROJECT_DIR$/app/controllers/loan.py" afterDir="false" />
-      <change beforePath="$PROJECT_DIR$/api/controllers/notification.py" beforeDir="false" afterPath="$PROJECT_DIR$/app/controllers/notification.py" afterDir="false" />
-      <change beforePath="$PROJECT_DIR$/api/controllers/offers.py" beforeDir="false" afterPath="$PROJECT_DIR$/app/controllers/offers.py" afterDir="false" />
-      <change beforePath="$PROJECT_DIR$/api/controllers/penal.py" beforeDir="false" afterPath="$PROJECT_DIR$/app/controllers/penal.py" afterDir="false" />
-      <change beforePath="$PROJECT_DIR$/api/controllers/rac.py" beforeDir="false" afterPath="$PROJECT_DIR$/app/controllers/rac.py" afterDir="false" />
-      <change beforePath="$PROJECT_DIR$/api/controllers/repayment.py" beforeDir="false" afterPath="$PROJECT_DIR$/app/controllers/repayment.py" afterDir="false" />
-      <change beforePath="$PROJECT_DIR$/api/controllers/sms.py" beforeDir="false" afterPath="$PROJECT_DIR$/app/controllers/sms.py" afterDir="false" />
-      <change beforePath="$PROJECT_DIR$/api/controllers/token.py" beforeDir="false" afterPath="$PROJECT_DIR$/app/controllers/token.py" afterDir="false" />
-      <change beforePath="$PROJECT_DIR$/api/controllers/transaction.py" beforeDir="false" afterPath="$PROJECT_DIR$/app/controllers/transaction.py" afterDir="false" />
-      <change beforePath="$PROJECT_DIR$/api/middleware.py" beforeDir="false" afterPath="$PROJECT_DIR$/app/middleware.py" afterDir="false" />
-      <change beforePath="$PROJECT_DIR$/api/models.py" beforeDir="false" afterPath="$PROJECT_DIR$/app/models.py" afterDir="false" />
-      <change beforePath="$PROJECT_DIR$/api/routes.py" beforeDir="false" afterPath="$PROJECT_DIR$/app/routes.py" afterDir="false" />
-      <change beforePath="$PROJECT_DIR$/app.py" beforeDir="false" afterPath="$PROJECT_DIR$/wsgi.py" afterDir="false" />
-      <change beforePath="$PROJECT_DIR$/config.py" beforeDir="false" afterPath="$PROJECT_DIR$/config.py" afterDir="false" />
-      <change beforePath="$PROJECT_DIR$/docker.compose.yaml" beforeDir="false" afterPath="$PROJECT_DIR$/docker-compose.yaml" afterDir="false" />
     </list>
     <option name="SHOW_DIALOG" value="false" />
     <option name="HIGHLIGHT_CONFLICTS" value="true" />
@@ -135,7 +107,7 @@
       <workItem from="1742541486501" duration="2482000" />
       <workItem from="1742559368179" duration="6479000" />
       <workItem from="1742575042010" duration="6202000" />
-      <workItem from="1742659572384" duration="301000" />
+      <workItem from="1742659572384" duration="1990000" />
     </task>
     <servers />
   </component>
diff --git a/__pycache__/app.cpython-313.pyc b/__pycache__/app.cpython-313.pyc
deleted file mode 100644
index e8c8520..0000000
Binary files a/__pycache__/app.cpython-313.pyc and /dev/null differ
diff --git a/jmeter.log b/jmeter.log
new file mode 100644
index 0000000..025291f
--- /dev/null
+++ b/jmeter.log
@@ -0,0 +1,40 @@
+2025-03-22 17:42:33,437 INFO o.a.j.u.JMeterUtils: Setting Locale to en_EN
+2025-03-22 17:42:33,465 INFO o.a.j.JMeter: Loading user properties from: C:\apache-jmeter-5.6.3\apache-jmeter-5.6.3\bin\user.properties
+2025-03-22 17:42:33,465 INFO o.a.j.JMeter: Loading system properties from: C:\apache-jmeter-5.6.3\apache-jmeter-5.6.3\bin\system.properties
+2025-03-22 17:42:33,471 INFO o.a.j.JMeter: Copyright (c) 1998-2024 The Apache Software Foundation
+2025-03-22 17:42:33,479 INFO o.a.j.JMeter: Version 5.6.3
+2025-03-22 17:42:33,479 INFO o.a.j.JMeter: java.version=1.8.0_441
+2025-03-22 17:42:33,479 INFO o.a.j.JMeter: java.vm.name=Java HotSpot(TM) Client VM
+2025-03-22 17:42:33,479 INFO o.a.j.JMeter: os.name=Windows 11
+2025-03-22 17:42:33,479 INFO o.a.j.JMeter: os.arch=x86
+2025-03-22 17:42:33,479 INFO o.a.j.JMeter: os.version=10.0
+2025-03-22 17:42:33,479 INFO o.a.j.JMeter: file.encoding=Cp1252
+2025-03-22 17:42:33,479 INFO o.a.j.JMeter: java.awt.headless=null
+2025-03-22 17:42:33,479 INFO o.a.j.JMeter: Max memory     =1073741824
+2025-03-22 17:42:33,479 INFO o.a.j.JMeter: Available Processors =12
+2025-03-22 17:42:33,482 INFO o.a.j.JMeter: Default Locale=English (EN)
+2025-03-22 17:42:33,482 INFO o.a.j.JMeter: JMeter  Locale=English (EN)
+2025-03-22 17:42:33,482 INFO o.a.j.JMeter: JMeterHome=C:\apache-jmeter-5.6.3\apache-jmeter-5.6.3
+2025-03-22 17:42:33,482 INFO o.a.j.JMeter: user.dir  =C:\Users\amuibi\PycharmProjects\FirstBankSimbrellaApi
+2025-03-22 17:42:33,482 INFO o.a.j.JMeter: PWD       =C:\Users\amuibi\PycharmProjects\FirstBankSimbrellaApi
+2025-03-22 17:42:33,496 INFO o.a.j.JMeter: IP: 192.168.0.186 Name: SARL1188LP FullName: host.docker.internal
+2025-03-22 17:42:33,529 INFO o.a.j.JMeter: Loaded icon properties from org/apache/jmeter/images/icon.properties
+2025-03-22 17:42:33,823 INFO o.a.j.JMeterGuiLauncher: Setting LAF to: com.github.weisj.darklaf.DarkLaf:com.github.weisj.darklaf.theme.DarculaTheme
+2025-03-22 17:42:37,214 INFO o.a.j.JMeterGuiLauncher: Loading file: jmeter\simbrella_api_test_plan.jmx
+2025-03-22 17:42:37,219 INFO o.a.j.s.FileServer: Default base='C:\Users\amuibi\PycharmProjects\FirstBankSimbrellaApi'
+2025-03-22 17:42:37,223 INFO o.a.j.s.FileServer: Set new base='C:\Users\amuibi\PycharmProjects\FirstBankSimbrellaApi\jmeter'
+2025-03-22 17:42:37,646 INFO o.a.j.s.SaveService: Testplan (JMX) version: 2.2. Testlog (JTL) version: 2.2
+2025-03-22 17:42:37,687 INFO o.a.j.s.SaveService: Using SaveService properties file encoding UTF-8
+2025-03-22 17:42:37,696 INFO o.a.j.s.SaveService: Using SaveService properties version 5.0
+2025-03-22 17:42:37,708 INFO o.a.j.s.SaveService: Loading file: jmeter\simbrella_api_test_plan.jmx
+2025-03-22 17:42:37,823 INFO o.a.j.p.h.s.HTTPSamplerBase: Parser for text/html is org.apache.jmeter.protocol.http.parser.LagartoBasedHtmlParser
+2025-03-22 17:42:37,824 INFO o.a.j.p.h.s.HTTPSamplerBase: Parser for application/xhtml+xml is org.apache.jmeter.protocol.http.parser.LagartoBasedHtmlParser
+2025-03-22 17:42:37,824 INFO o.a.j.p.h.s.HTTPSamplerBase: Parser for application/xml is org.apache.jmeter.protocol.http.parser.LagartoBasedHtmlParser
+2025-03-22 17:42:37,824 INFO o.a.j.p.h.s.HTTPSamplerBase: Parser for text/xml is org.apache.jmeter.protocol.http.parser.LagartoBasedHtmlParser
+2025-03-22 17:42:37,824 INFO o.a.j.p.h.s.HTTPSamplerBase: Parser for text/vnd.wap.wml is org.apache.jmeter.protocol.http.parser.RegexpHTMLParser
+2025-03-22 17:42:37,824 INFO o.a.j.p.h.s.HTTPSamplerBase: Parser for text/css is org.apache.jmeter.protocol.http.parser.CssParser
+2025-03-22 17:42:37,970 INFO o.a.j.s.FileServer: Set new base='C:\Users\amuibi\PycharmProjects\FirstBankSimbrellaApi\jmeter'
+2025-03-22 17:42:38,517 INFO o.a.j.s.SampleResult: Note: Sample TimeStamps are START times
+2025-03-22 17:42:38,517 INFO o.a.j.s.SampleResult: sampleresult.default.encoding is set to UTF-8
+2025-03-22 17:42:38,518 INFO o.a.j.s.SampleResult: sampleresult.useNanoTime=true
+2025-03-22 17:42:38,518 INFO o.a.j.s.SampleResult: sampleresult.nanoThreadSleep=5000
diff --git a/jmeter/simbrella_api_test_plan.jmx b/jmeter/simbrella_api_test_plan.jmx
index 788d19e..da95ddf 100644
--- a/jmeter/simbrella_api_test_plan.jmx
+++ b/jmeter/simbrella_api_test_plan.jmx
@@ -1,43 +1,32 @@
 <?xml version="1.0" encoding="UTF-8"?>
-<jmeterTestPlan version="1.2" properties="5.0" jmeter="5.5">
+<jmeterTestPlan version="1.2" properties="5.0" jmeter="5.6.3">
   <hashTree>
-    <TestPlan guiclass="TestPlanGui" testclass="TestPlan" testname="Simbrella FirstAdvance API Test Plan" enabled="true">
-      <stringProp name="TestPlan.comments"></stringProp>
-      <boolProp name="TestPlan.functional_mode">false</boolProp>
+    <TestPlan guiclass="TestPlanGui" testclass="TestPlan" testname="Simbrella FirstAdvance API Test Plan">
       <boolProp name="TestPlan.tearDown_on_shutdown">true</boolProp>
-      <boolProp name="TestPlan.serialize_threadgroups">false</boolProp>
-      <elementProp name="TestPlan.user_defined_variables" elementType="Arguments" guiclass="ArgumentsPanel" testclass="Arguments" testname="User Defined Variables" enabled="true">
+      <elementProp name="TestPlan.user_defined_variables" elementType="Arguments" guiclass="ArgumentsPanel" testclass="Arguments" testname="User Defined Variables">
         <collectionProp name="Arguments.arguments"/>
       </elementProp>
-      <stringProp name="TestPlan.user_define_classpath"></stringProp>
     </TestPlan>
     <hashTree>
-      <ThreadGroup guiclass="ThreadGroupGui" testclass="ThreadGroup" testname="API Users" enabled="true">
-        <stringProp name="ThreadGroup.on_sample_error">continue</stringProp>
-        <elementProp name="ThreadGroup.main_controller" elementType="LoopController" guiclass="LoopControlPanel" testclass="LoopController" testname="Loop Controller" enabled="true">
-          <boolProp name="LoopController.continue_forever">false</boolProp>
-          <stringProp name="LoopController.loops">10</stringProp>
-        </elementProp>
-        <stringProp name="ThreadGroup.num_threads">50</stringProp>
-        <stringProp name="ThreadGroup.ramp_time">5</stringProp>
-        <boolProp name="ThreadGroup.scheduler">false</boolProp>
-        <stringProp name="ThreadGroup.duration"></stringProp>
-        <stringProp name="ThreadGroup.delay"></stringProp>
+      <ThreadGroup guiclass="ThreadGroupGui" testclass="ThreadGroup" testname="API Users">
+        <intProp name="ThreadGroup.num_threads">50</intProp>
+        <intProp name="ThreadGroup.ramp_time">5</intProp>
         <boolProp name="ThreadGroup.same_user_on_next_iteration">true</boolProp>
+        <stringProp name="ThreadGroup.on_sample_error">continue</stringProp>
+        <elementProp name="ThreadGroup.main_controller" elementType="LoopController" guiclass="LoopControlPanel" testclass="LoopController" testname="Loop Controller">
+          <stringProp name="LoopController.loops">10</stringProp>
+          <boolProp name="LoopController.continue_forever">false</boolProp>
+        </elementProp>
       </ThreadGroup>
       <hashTree>
-        <ConfigTestElement guiclass="HttpDefaultsGui" testclass="ConfigTestElement" testname="HTTP Request Defaults" enabled="true">
-          <elementProp name="HTTPsampler.Arguments" elementType="Arguments" guiclass="HTTPArgumentsPanel" testclass="Arguments" testname="User Defined Variables" enabled="true">
+        <ConfigTestElement guiclass="HttpDefaultsGui" testclass="ConfigTestElement" testname="HTTP Request Defaults">
+          <stringProp name="HTTPSampler.domain">127.0.0.1</stringProp>
+          <stringProp name="HTTPSampler.port">8080</stringProp>
+          <stringProp name="HTTPSampler.protocol">http</stringProp>
+          <elementProp name="HTTPsampler.Arguments" elementType="Arguments" guiclass="HTTPArgumentsPanel" testclass="Arguments" testname="User Defined Variables">
             <collectionProp name="Arguments.arguments"/>
           </elementProp>
-          <stringProp name="HTTPSampler.domain">localhost</stringProp>
-          <stringProp name="HTTPSampler.port">5000</stringProp>
-          <stringProp name="HTTPSampler.protocol">http</stringProp>
-          <stringProp name="HTTPSampler.contentEncoding"></stringProp>
-          <stringProp name="HTTPSampler.path"></stringProp>
-          <stringProp name="HTTPSampler.concurrentPool">6</stringProp>
-          <stringProp name="HTTPSampler.connect_timeout"></stringProp>
-          <stringProp name="HTTPSampler.response_timeout"></stringProp>
+          <stringProp name="HTTPSampler.implementation"></stringProp>
         </ConfigTestElement>
         <hashTree/>
         <HeaderManager guiclass="HeaderPanel" testclass="HeaderManager" testname="HTTP Header Manager" enabled="true">
@@ -53,61 +42,44 @@
           </collectionProp>
         </HeaderManager>
         <hashTree/>
-        <HTTPSamplerProxy guiclass="HttpTestSampleGui" testclass="HTTPSamplerProxy" testname="Health Check" enabled="true">
-          <elementProp name="HTTPsampler.Arguments" elementType="Arguments" guiclass="HTTPArgumentsPanel" testclass="Arguments" testname="User Defined Variables" enabled="true">
+        <HTTPSamplerProxy guiclass="HttpTestSampleGui" testclass="HTTPSamplerProxy" testname="Health Check">
+          <stringProp name="HTTPSampler.path">/v1/api/salary/health</stringProp>
+          <boolProp name="HTTPSampler.follow_redirects">true</boolProp>
+          <stringProp name="HTTPSampler.method">GET</stringProp>
+          <boolProp name="HTTPSampler.use_keepalive">true</boolProp>
+          <boolProp name="HTTPSampler.postBodyRaw">false</boolProp>
+          <elementProp name="HTTPsampler.Arguments" elementType="Arguments" guiclass="HTTPArgumentsPanel" testclass="Arguments" testname="User Defined Variables">
             <collectionProp name="Arguments.arguments"/>
           </elementProp>
-          <stringProp name="HTTPSampler.domain"></stringProp>
-          <stringProp name="HTTPSampler.port"></stringProp>
-          <stringProp name="HTTPSampler.protocol"></stringProp>
-          <stringProp name="HTTPSampler.contentEncoding"></stringProp>
-          <stringProp name="HTTPSampler.path">/v1/api/salary/health</stringProp>
-          <stringProp name="HTTPSampler.method">GET</stringProp>
-          <boolProp name="HTTPSampler.follow_redirects">true</boolProp>
-          <boolProp name="HTTPSampler.auto_redirects">false</boolProp>
-          <boolProp name="HTTPSampler.use_keepalive">true</boolProp>
-          <boolProp name="HTTPSampler.DO_MULTIPART_POST">false</boolProp>
-          <stringProp name="HTTPSampler.embedded_url_re"></stringProp>
-          <stringProp name="HTTPSampler.connect_timeout"></stringProp>
-          <stringProp name="HTTPSampler.response_timeout"></stringProp>
         </HTTPSamplerProxy>
         <hashTree/>
-        <HTTPSamplerProxy guiclass="HttpTestSampleGui" testclass="HTTPSamplerProxy" testname="Eligibility Check" enabled="true">
+        <HTTPSamplerProxy guiclass="HttpTestSampleGui" testclass="HTTPSamplerProxy" testname="Eligibility Check">
+          <stringProp name="HTTPSampler.path">/v1/api/salary/EligibilityCheck</stringProp>
+          <boolProp name="HTTPSampler.follow_redirects">true</boolProp>
+          <stringProp name="HTTPSampler.method">POST</stringProp>
+          <boolProp name="HTTPSampler.use_keepalive">true</boolProp>
           <boolProp name="HTTPSampler.postBodyRaw">true</boolProp>
           <elementProp name="HTTPsampler.Arguments" elementType="Arguments">
             <collectionProp name="Arguments.arguments">
               <elementProp name="" elementType="HTTPArgument">
                 <boolProp name="HTTPArgument.always_encode">false</boolProp>
-                <stringProp name="Argument.value">{
-  "$type": "EligibilityCheckRequest",
-  "transactionId": "Tr202503RK9232P115",
-  "countryCode": "NGR",
-  "customerId": "CN621868",
-  "accountId": "ACN8263457",
-  "msisdn": "2348012345678",
-  "lienAmount": 4.0,
-  "channel": "USSD"
+                <stringProp name="Argument.value">{&#xd;
+  &quot;$type&quot;: &quot;EligibilityCheckRequest&quot;,&#xd;
+  &quot;transactionId&quot;: &quot;Tr202503RK9232P115&quot;,&#xd;
+  &quot;countryCode&quot;: &quot;NGR&quot;,&#xd;
+  &quot;customerId&quot;: &quot;CN621868&quot;,&#xd;
+  &quot;accountId&quot;: &quot;ACN8263457&quot;,&#xd;
+  &quot;msisdn&quot;: &quot;2348012345678&quot;,&#xd;
+  &quot;lienAmount&quot;: 4.0,&#xd;
+  &quot;channel&quot;: &quot;USSD&quot;&#xd;
 }</stringProp>
                 <stringProp name="Argument.metadata">=</stringProp>
               </elementProp>
             </collectionProp>
           </elementProp>
-          <stringProp name="HTTPSampler.domain"></stringProp>
-          <stringProp name="HTTPSampler.port"></stringProp>
-          <stringProp name="HTTPSampler.protocol"></stringProp>
-          <stringProp name="HTTPSampler.contentEncoding"></stringProp>
-          <stringProp name="HTTPSampler.path">/v1/api/salary/EligibilityCheck</stringProp>
-          <stringProp name="HTTPSampler.method">POST</stringProp>
-          <boolProp name="HTTPSampler.follow_redirects">true</boolProp>
-          <boolProp name="HTTPSampler.auto_redirects">false</boolProp>
-          <boolProp name="HTTPSampler.use_keepalive">true</boolProp>
-          <boolProp name="HTTPSampler.DO_MULTIPART_POST">false</boolProp>
-          <stringProp name="HTTPSampler.embedded_url_re"></stringProp>
-          <stringProp name="HTTPSampler.connect_timeout"></stringProp>
-          <stringProp name="HTTPSampler.response_timeout"></stringProp>
         </HTTPSamplerProxy>
         <hashTree/>
-        <ResultCollector guiclass="ViewResultsFullVisualizer" testclass="ResultCollector" testname="View Results Tree" enabled="true">
+        <ResultCollector guiclass="ViewResultsFullVisualizer" testclass="ResultCollector" testname="View Results Tree">
           <boolProp name="ResultCollector.error_logging">false</boolProp>
           <objProp>
             <name>saveConfig</name>
@@ -144,7 +116,7 @@
           <stringProp name="filename"></stringProp>
         </ResultCollector>
         <hashTree/>
-        <ResultCollector guiclass="SummaryReport" testclass="ResultCollector" testname="Summary Report" enabled="true">
+        <ResultCollector guiclass="SummaryReport" testclass="ResultCollector" testname="Summary Report">
           <boolProp name="ResultCollector.error_logging">false</boolProp>
           <objProp>
             <name>saveConfig</name>
@@ -184,4 +156,4 @@
       </hashTree>
     </hashTree>
   </hashTree>
-</jmeterTestPlan>
\ No newline at end of file
+</jmeterTestPlan>