from flask import session, jsonify from app.models.loan import Loan from app.utils.logger import logger from app.api.services.base_service import BaseService from app.api.schemas.eligibility_check import EligibilityCheckSchema from marshmallow import ValidationError from app.api.enums import TransactionType from app.api.integrations import SimbrellaIntegration from app.extensions import db from app.models import Offer, RACCheck from app.api.services.offer_analysis import OfferAnalysis from app.api.helpers.response_helper import ResponseHelper import random class EligibilityCheckService(BaseService): TRANSACTION_TYPE = TransactionType.ELIGIBILITY_CHECK @staticmethod def process_request(data): """ Process the EligibilityCheck request. Args: data (dict): The request data. Returns: dict: A standardized response. """ try: with db.session.begin(): validated_data = EligibilityCheckService.validate_data(data, EligibilityCheckSchema()) account_id = validated_data.get('accountId') customer_id = validated_data.get('customerId') transactionId = validated_data.get('transactionId') msisdn = validated_data.get('msisdn') customer = EligibilityCheckService.get_or_create_customer(validated_data = validated_data) if (EligibilityCheckService.validate_account_ownership(account_id = account_id, customer_id = customer_id)): transaction = EligibilityCheckService.log_transaction(validated_data = validated_data) if not transaction: logger.error(f"Failed to log transaction") return ResponseHelper.error(result_description="Failed to log transaction.") else: return ResponseHelper.error(result_description="Invalid Customer or Account") db.session.flush() # Determine Loan count is_eligible = EligibilityCheckService.check_loan_limits(customer_id) if not is_eligible: return ResponseHelper.error(result_description="Max loan count reached") # Call RACCheck response = SimbrellaIntegration.rac_check( customer_id = customer_id, account_id = account_id, transaction_id = transaction.transaction_id, ) # this chek for error is not valid if response.status_code != 200: return ResponseHelper.error(result_description="RACCheck failed") response = response.json() logger.info(f"This is Response (from Eligibility Check): {str(response)}", exc_info=True) if not response or response['responseCode'] != '00': if response: logger.error(f"{response['responseMessage']}") return ResponseHelper.error(result_description=f"RACCheck failed") rack_checks_response = response['data']['racResponse'] rac_check = RACCheck.add_rac_check( customer_id = customer_id, account_id = account_id, transaction_id = transaction.transaction_id, data = rack_checks_response ) if not rac_check: logger.error(f"Failed to save RACCheck") return ResponseHelper.error(result_description="Failed to save RACCheck.") # -----------------TIME FOR ANALYSIS TO REGISTER OFFER ---------------------- # eligible_offers = [] try: eligible_offers = OfferAnalysis.decide_offer( transaction_id=transactionId, rac_check=rac_check, validated_data=validated_data, customer_id=customer_id, rack_checks_response =rack_checks_response ) except ValueError as ve: logger.error(str(ve)) return ResponseHelper.error(result_description= str(ve)) # ----------------------------------------------------------------------- # s = Offer.get_all_offers() # eligible_offers = [] # for offer in offers: # # Determine an approved amount # random_float = random.random() # temporary to play data # approved_amount = min(offer.max_amount, offer.max_amount * random_float) #temporary for now # approved_amount = round(approved_amount, 2) # # transaction_offer = TransactionOffer.create_transaction_offer( # customer_id = customer.id, # transaction_id = transaction.transaction_id, # offer_id = offer.id, # min_amount = offer.min_amount, # max_amount = offer.max_amount, # eligible_amount = approved_amount, # product_id = offer.product_id, # tenor = offer.tenor # ) # # # Visible offer ID: offer_id + padded(transaction_offer.id) # padded_id = str(transaction_offer.id).zfill(6) # public_offer_id = f"{offer.id}{padded_id}" # # eligible_offers.append({ # "offerId": public_offer_id, # "product_id": offer.product_id, # "min_amount": offer.min_amount, # "max_amount": approved_amount, # "tenor": offer.tenor # }) # Simulate processing response_data = { "customerId": customer_id, "transactionId": transactionId, "countryCode": "NG", "msisdn": msisdn, "eligibleOffers": eligible_offers, "accountId": account_id } return ResponseHelper.success(data=response_data) except ValidationError as err: logger.error(f"Validation Error: {getattr(err, 'messages', str(err))}") db.session.rollback() return ResponseHelper.unprocessable_entity(result_description="Validation exception") except ValueError as err: logger.error(f"{getattr(err, 'messages', str(err))}") db.session.rollback() return ResponseHelper.error(result_description=str(err)) except Exception as e: logger.error(f"An error occurred: {str(e)}", exc_info=True) db.session.rollback() return ResponseHelper.internal_server_error() @staticmethod def check_loan_limits(customer_id): """ Checks if a customer has exceeded the loan limits for given offer. """ loan = Loan.get_customer_last_loan(customer_id) if not loan: return True offer_id = loan.offer_id[:5] offer = Offer.get_offer_by_id(offer_id) if not offer: logger.error(f"Offer not found for offer_id: {offer_id} (customer_id: {customer_id})") return False daily_count = Loan.get_daily_loan_count(customer_id, offer.product_id) logger.info(f"daily_count: {daily_count}, Max: {offer.max_daily_loans}") if offer.max_daily_loans is not None and daily_count >= offer.max_daily_loans: return False return True