diff --git a/src/components/loan_screen/getloan/GetLoan.jsx b/src/components/loan_screen/getloan/GetLoan.jsx
index e899e74..1d2572b 100644
--- a/src/components/loan_screen/getloan/GetLoan.jsx
+++ b/src/components/loan_screen/getloan/GetLoan.jsx
@@ -4,11 +4,7 @@ export default function GetLoan({step, handleStep, screens, typeToShow, setShowT
 
     const handleGetLoan = () => {
         // handleStep({...step.details}, screens.pin)
-        if(step?.activeUser?.salary_account){
-          handleStep({...step.details}, screens.terms_conditions)
-        }else{
-          handleStep({...step.details}, screens.not_eligible)
-        }
+        handleStep({...step.details}, screens.terms_conditions)
     }
 
     const handlePayLoan = () => {
diff --git a/src/components/loan_screen/getloan/ProductDetails.jsx b/src/components/loan_screen/getloan/ProductDetails.jsx
index d6977ab..7cf9c14 100644
--- a/src/components/loan_screen/getloan/ProductDetails.jsx
+++ b/src/components/loan_screen/getloan/ProductDetails.jsx
@@ -13,6 +13,14 @@ export default function ProductDetails({step, handleStep, screens}) {
   
     const products = data?.data?.product_data?.products // PRODUCTS LIST
 
+    const handleClick = (product) => {
+        if(step?.activeUser?.salary_account){
+          handleStep(product, screens.getLoan)
+        }else{
+          handleStep({...step.details}, screens.not_eligible)
+        }
+    }
+
   return (
     <>
     <div className='mt-3 flex flex-col gap-3'>
@@ -34,7 +42,7 @@ export default function ProductDetails({step, handleStep, screens}) {
                 <button 
                 key={product?.cid} 
                 disabled={isDisabled} 
-                onClick={()=>handleStep(product, screens.getLoan)} 
+                onClick={()=>handleClick(product)} 
                 className={`w-full flex gap-2 justify-between items-center p-2 bg-purple-800 text-base sm:text-xl text-white font-bold rounded ${isDisabled && 'opacity-50'}`} 
                 >
                 <span>{product?.description}</span>