Files
digifi-EventManager/app/models/loan.py
T
CHIEFSOFT\ameye cf2e1fc2a7 get loan
2025-05-30 20:36:44 -04:00

94 lines
3.6 KiB
Python

from datetime import datetime, timezone
from app.extensions import db
from sqlalchemy.orm import relationship
class Loan(db.Model):
__tablename__ = "loans"
id = db.Column(
db.Integer,
primary_key=True,
autoincrement=True,
)
customer_id = db.Column(db.String(50), nullable=False)
transaction_id = db.Column(db.String(50), nullable=True)
original_transaction = db.Column(db.String(50), nullable=True)
account_id = db.Column(db.String(50), nullable=False)
offer_id = db.Column(db.String(20), nullable=False)
product_id = db.Column(db.String(20), nullable=True)
collection_type = db.Column(db.String(20), nullable=True)
current_loan_amount = db.Column(db.Float, nullable=True)
initial_loan_amount = db.Column(db.Float, nullable=False)
default_penalty_fee = db.Column(db.Float, default=0)
continuous_fee = db.Column(db.Float, default=0)
upfront_fee = db.Column(db.Float, nullable=True, default=0.0)
repayment_amount = db.Column(db.Float, nullable=True, default=0.0)
installment_amount = db.Column(db.Float, nullable=True, default=0.0)
status = db.Column(db.String(20), default='pending')
tenor = db.Column(db.Integer, nullable=True)
due_date = db.Column(db.DateTime, nullable=True)
created_at = db.Column(db.DateTime(timezone=True), server_default=func.now())
updated_at = db.Column(db.DateTime(timezone=True), server_default=func.now(), onupdate=func.now())
eligible_amount = db.Column(db.Float, nullable=True, default=0.0)
disburse_date = db.Column(db.DateTime, nullable=True)
disburse_verify = db.Column(db.DateTime, nullable=True)
reference = db.Column(db.String(50), nullable=True)
customer = relationship(
"Customer",
primaryjoin="Customer.id == Loan.customer_id",
foreign_keys=[customer_id],
back_populates="loans",
)
loan_charges = relationship(
"LoanCharge",
primaryjoin="Loan.id == LoanCharge.loan_id",
foreign_keys="LoanCharge.loan_id",
back_populates="loan",
)
def __repr__(self):
return f"<Loan {self.id}>"
def to_dict(self):
"""
Convert the Loan object to a dictionary format for JSON serialization.
"""
return {
'debtId': self.id,
'initialLoanAmount': self.initial_loan_amount,
'currentLoanAmount': self.current_loan_amount,
'defaultPenaltyFee': self.default_penalty_fee,
'continuousFee': self.continuous_fee,
'collectionType': self.collection_type,
'status': self.status,
'productId': self.product_id,
'dueDate': self.due_date.isoformat() if self.due_date else None,
'loanDate': self.created_at.isoformat if self.created_at else None
}
@classmethod
def get_loan_by_transaction_id(cls, transaction_id):
return cls.query.filter_by(transaction_id=transaction_id).first()
@classmethod
def get_loan_by_debt_id(cls, debt_id):
return cls.query.filter_by(id=debt_id).first()
@classmethod
def set_disbursement_date(cls, loan_id, customer_id):
"""
Update the status of the loan with the given loan_id.
"""
# Retrieve loan
loan = cls.query.get(loan_id)
if not loan:
raise ValueError(f"Loan with ID {loan_id} does not exist.")
if loan.status == status:
return
# Update loan disburse_date and timestamp datetime.today().strftime('%Y-%m-%d %H:%M:%S')
loan.disburse_date = datetime.today().strftime('%Y-%m-%d %H:%M:%S')