Chinenye Nmoh
504 lines
20 KiB
Python
504 lines
20 KiB
Python
from flask import Blueprint, request, jsonify, current_app
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import requests
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from app.extensions import db
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from app.config import settings
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from app.helpers.response_helper import ResponseHelper
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from app.utils.auth import get_headers
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from app.utils.logger import logger
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from app.integrations.simbrella import SimbrellaClient
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from app.services.loan import LoanService
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from app.services.repayment import RepaymentService
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from app.services.salary import SalaryService
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from app.services.loan_repayment_schedule import LoanRepaymentScheduleService
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from app.enums.loan_status import LoanStatus
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from app.enums.repayment_schedule_status import RepaymentScheduleStatus
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from app.utils.mail import send_report_email, get_report_data
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from app.config import settings
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autocall_bp = Blueprint("autocall", __name__)
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@autocall_bp.route("/refresh-verify-disbursement", methods=["GET"])
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def verify_transaction():
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logger.info(f"Calling VerifyTransaction Components")
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loan = LoanService.get_latest_loan_with_disburse_date()
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if not loan:
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logger.info(f"No loan found without disbursement date")
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return 0
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logger.info(f"Calling VerifyTransaction endpoint with data: {loan}")
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loan_data = loan.to_dict()
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data = {
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"transactionId": loan_data.get('transactionId'),
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"FbnTransactionId": loan_data.get('transactionId'),
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"debtId": str(loan_data.get('debtId')),
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"customerId": loan_data.get('customerId'),
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"accountId": loan_data.get('accountId'),
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"productId": str(loan_data.get('productId', "")),
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"provideAmount": loan_data.get('currentLoanAmount'),
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}
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response = SimbrellaClient.verify_transaction(data)
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return response
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@autocall_bp.route("/refresh-disbursement", methods=["GET"])
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def disbursement():
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# data = request.json()
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logger.info(f"Calling Disbursement Components")
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loan = LoanService.get_latest_loan_without_disburse_date()
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if not loan:
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logger.info(f"No loan found without disbursement date")
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return 0
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logger.info(f"Calling DisburseLoan endpoint with data: {loan}")
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loan_data = loan.to_dict()
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data = {
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"transactionId": loan_data.get('transactionId'),
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"FbnTransactionId": loan_data.get('transactionId'),
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"debtId": str(loan_data.get('debtId')),
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"customerId": loan_data.get('customerId'),
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"accountId": loan_data.get('accountId'),
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"productId": str(loan_data.get('productId', "")),
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"provideAmount": loan_data.get('currentLoanAmount'),
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}
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response = SimbrellaClient.disburse_loan(data)
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return response
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@autocall_bp.route("/direct/loan", methods=["POST"])
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def direct_loan():
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data = request.get_json()
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logger.info(f"Data received: {data}")
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REQUIRED_KEYS = [
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"transactionId"
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]
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# Check for missing keys
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missing_keys = [key for key in REQUIRED_KEYS if key not in data or data[key] is None]
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if missing_keys:
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logger.warning(f"Missing required keys: {missing_keys}")
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return jsonify({
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"status": "error",
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"message": f"Missing required fields: {', '.join(missing_keys)}"
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}), 400
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# Check if the loan exists
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loan = LoanService.get_loan_by_transaction_id(transaction_id=data['transactionId'])
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if not loan:
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return jsonify({
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"status": "error",
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"message": f"Loan with transaction id {data['transactionId']} does not exist"
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}), 400
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loan_data = loan.to_dict()
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# Prevent double disbursement
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if loan_data.get('disburseDate') is not None:
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return jsonify({
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"status": "error",
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"message": f"Loan with transaction id {data['transactionId']} has already been processed"
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}), 400
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data_to_process = {
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"transactionId": loan_data.get('transactionId'),
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"FbnTransactionId": loan_data.get('transactionId'),
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"debtId": str(loan_data.get('debtId')),
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"customerId": loan_data.get('customerId'),
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"accountId": loan_data.get('accountId'),
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"productId": str(loan_data.get('productId', "")),
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"provideAmount": loan_data.get('currentLoanAmount'),
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}
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response = SimbrellaClient.disburse_loan(data_to_process)
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return response
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@autocall_bp.route("/direct/repayment", methods=["POST"])
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def direct_repayment():
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data = request.get_json()
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logger.info(f"Data received: {data}")
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REQUIRED_KEYS = ["transactionId"]
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# Check for missing keys
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missing_keys = [key for key in REQUIRED_KEYS if key not in data or data[key] is None]
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if missing_keys:
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logger.warning(f"Missing required keys: {missing_keys}")
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return jsonify({
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"status": "error",
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"message": f"Missing required fields: {', '.join(missing_keys)}"
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}), 400
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# Check if the loan exists
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loan = LoanService.get_loan_by_transaction_id(transaction_id=data['transactionId'])
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if not loan:
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return jsonify({
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"status": "error",
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"message": f"Loan with transaction id {data['transactionId']} does not exist"
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}), 400
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loan_data = loan.to_dict()
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# check if loan has been repaid
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if loan_data.get("status") == LoanStatus.REPAID and loan_data.get("balance") <= 0:
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return jsonify({
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"status": "error",
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"message": f"loan with Id {loan_data.get('debtId')} has been repaid"
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}), 400
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repayment_data = {
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"customerId": loan_data.get("customerId"),
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"loanId": loan_data.get("debtId"),
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"productId": loan_data.get("productId"),
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"transactionId": loan_data.get("transactionId"),
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"initiatedBy": "USER INITIATED",
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"salaryAmount": 0,
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"LoanStatus": loan_data.get("status"),
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}
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logger.info(f"Creating repayment with data: {repayment_data}")
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try:
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repayment = RepaymentService.create_repayment(repayment_data)
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except Exception as e:
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db.session.rollback()
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logger.error(f"Repayment creation raised exception: {e}")
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return jsonify({
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"status": "error",
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"message": "Failed to create repayment"
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}), 500
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if not repayment or (isinstance(repayment, dict) and "error" in repayment):
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db.session.rollback()
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logger.error(f"Repayment creation failed for loan ID {loan_data.get('debtId')}: {repayment}")
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try:
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if loan_data.get('status') == LoanStatus.ACTIVE:
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LoanService.update_status(loan_id=loan_data.get('debtId'), status=LoanStatus.START_REPAY)
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except Exception as e:
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db.session.rollback()
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logger.error(f"Failed to update loan status for loan ID {loan_data.get('debtId')}: {e}")
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repayment_data_dict = repayment.to_dict()
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data_to_process = {
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"transactionId": repayment_data_dict['transactionId'],
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"debtId": repayment_data_dict['loanId'],
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"customerId": repayment_data_dict['customerId'],
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"productId": repayment_data_dict['productId'],
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"Id":repayment_data_dict['Id']
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}
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response = SimbrellaClient.collect_loan_user_initiated(data_to_process)
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return response
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@autocall_bp.route("/refresh-verify-collection", methods=["GET"])
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def refresh_verify_collection():
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data = request.get_json()
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logger.info(f"Calling Verify Collection")
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response = SimbrellaClient.collect_loan(data)
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return response
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@autocall_bp.route("/refresh-collection", methods=["GET"])
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def refresh_collection():
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#data = request.get_json()
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logger.info(f"Calling Collection ")
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#grab the last repayments with repay date is none
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repayment = RepaymentService.get_latest_repayment_without_repay_date()
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#repayment = RepaymentService.get_latest_repayment_with_loanId(13735)
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if not repayment:
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logger.info(f"No repayment found without repay date")
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return 0
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logger.info(f"Calling repay loan endpoint with data: {repayment}")
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repayment_data = repayment.to_dict()
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logger.info(f"here is the dict form of repayment {repayment_data}")
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data = {
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"transactionId": repayment_data['transactionId'],
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"debtId": repayment_data['loanId'],
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"customerId": repayment_data['customerId'],
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"productId": repayment_data['productId'],
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"Id":repayment_data['Id']
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}
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logger.info(f"Data being sent to Simbrella: {data}")
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logger.info(f"calling simbrella")
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response = SimbrellaClient.collect_loan_user_initiated(data)
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return response
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@autocall_bp.route("/payment-callback", methods=["POST"])
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def payment_callback():
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data = request.get_json()
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logger.info(f"Calling Callback Components")
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response = SimbrellaClient.payment_callback(data)
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return response
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@autocall_bp.route("/penal-charge", methods=["POST"])
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def penal_charge():
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data = request.get_json()
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logger.info(f"Calling Penal Charge Endpoint")
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try:
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response = SimbrellaClient.penal_charge(data[0])
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return response
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except Exception as e:
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logger.error(f"Error in Penal Charge: {e}")
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return ResponseHelper.error("Penal charge failed")
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@autocall_bp.route("/analytic-salary-detect", methods=["POST"])
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def salary_detect():
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payload = request.get_json()
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logger.info("Calling Salary Detect endpoint")
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if payload is None:
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logger.warning("No payload received in request")
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return ResponseHelper.error("Missing request payload", status_code=400)
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# Step 1: Try to add new salary data
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try:
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new_salary = SalaryService.add_salary_data(payload) # TODO - This will come as array of salaries - not just one
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if new_salary:
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logger.info(f"Salary added: {new_salary.id}")
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except Exception as e:
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logger.error(f"Failed to save salary: {e}")
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# Step 2: Try processing salary list
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try:
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process_salary_list()
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except Exception as e:
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logger.exception("Unhandled error occurred while processing salary list {e}")
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return ResponseHelper.error("Failed to process salary list", status_code=500, error=str(e))
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logger.info("Finished processing List")
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return ResponseHelper.success([], "AutoCall Add Salary Successful")
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@autocall_bp.route("/analytic-salary-process", methods=["POST"])
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def salary_process():
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response = process_salary_list()
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return ResponseHelper.success([], "AutoCall Successful")
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def process_salary_list():
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# Step 1: Get all pending salaries
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pending_salaries = SalaryService.get_pending_salaries()
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if not pending_salaries:
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logger.info("No pending salaries found")
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return ResponseHelper.success([], "No pending salaries")
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logger.info(f"Found {len(pending_salaries)} pending salaries to process")
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for pending_salary in pending_salaries:
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logger.info(f"Processing salary ID: {pending_salary.id}")
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# Step 2: Update salary status to PROCESSING
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try:
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SalaryService.update_status(pending_salary.id, "PROCESSING")
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except Exception as e:
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db.session.rollback()
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logger.warning(f"Could not update status for salary ID {pending_salary.id}: {e}")
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continue
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# Step 3: Get customer's active loans
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try:
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loans, total_amount = LoanService.get_customer_active_loans(pending_salary.customer_id)
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if not loans:
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logger.warning(f"No loans found for customer ID: {pending_salary.customer_id}")
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continue
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except Exception as e:
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db.session.rollback()
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logger.error(f"Error fetching loans for customer ID {pending_salary.customer_id}: {e}")
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continue
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# Step 4: Create repayments for each loan
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for loan in loans:
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logger.info(f"Processing Loan ID: {loan.id}")
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#check if the loan has been repaid
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if loan.status in [LoanStatus.REPAID] and loan.balance <= 0:
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logger.info(f"Skipping loan ID {loan.id} because it is already repaid/closed")
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continue
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try:
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repayment_data = {
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"customerId": loan.customer_id,
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"loanId": loan.id,
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"productId": loan.product_id,
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"transactionId": loan.transaction_id,
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"initiatedBy": "SALARY_DETECT",
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"salaryAmount": pending_salary.amount,
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"LoanStatus": loan.status,
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}
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logger.info(f"Creating repayment with data: {repayment_data}")
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repayment = RepaymentService.create_repayment(repayment_data)
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if not repayment or isinstance(repayment, dict) and "error" in repayment:
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db.session.rollback() # important in case create_repayment failed mid-way
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logger.error(f"Repayment creation failed for loan ID {loan.id}: {repayment}")
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continue
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try:
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if loan.status == LoanStatus.ACTIVE:
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LoanService.update_status(loan_id=loan.id, status=LoanStatus.START_REPAY)
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except Exception as e:
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db.session.rollback()
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logger.error(f"Failed to update loan status for loan ID {loan.id}: {e}")
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logger.info(f"Created repayment ID: {repayment.id}")
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# Step 5: Call Simbrella
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try:
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simbrella_response = SimbrellaClient.collect_loan_user_salary_detect(repayment.to_dict())
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if isinstance(simbrella_response, tuple):
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simbrella_response, status_code = simbrella_response
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logger.warning(f"Simbrella returned tuple: status={status_code}, response={simbrella_response}")
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if isinstance(simbrella_response, dict):
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if simbrella_response.get("status") != "success":
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logger.warning(f"Simbrella failed for repayment ID {repayment.id}: {simbrella_response}")
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else:
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logger.warning(f"Unexpected Simbrella response: {type(simbrella_response)}")
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except Exception as e:
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logger.error(f"Failed to call Simbrella for repayment ID {repayment.id}: {e}")
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except Exception as e:
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db.session.rollback()
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logger.error(f"Error creating repayment for loan ID {loan.id}: {e}")
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continue
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logger.info(f"Finished processing salary ID: {pending_salary.id}")
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return ResponseHelper.success([], "Processed all pending salaries")
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@autocall_bp.route("/report", methods=["GET"])
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def report():
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try:
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report_data = get_report_data()
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logger.info(f"Generated report data: {report_data}")
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send_report_email(
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report_data,
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recipients = [email.strip() for email in settings.MAIL_RECEIVER.split(",")])
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logger.info(f"Report sent successfully")
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return ResponseHelper.success(message="Report sent successfully",status_code=200)
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except Exception as e:
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logger.error(f"Error generating or sending report: {e}")
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return ResponseHelper.error("Failed to send report", status_code=500, error=str(e))
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@autocall_bp.route("/overdue-loans", methods=["GET"])
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def overdue_loans():
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try:
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# Step 1: Get all overdue loans
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overdue_loans = LoanRepaymentScheduleService.get_overdue_repayment_schedule()
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logger.info(f"Found {len(overdue_loans)} overdue loans.")
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if not overdue_loans:
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return ResponseHelper.success(message="No overdue loans found", status_code=200)
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# Step 2: Process each loan
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for loan in overdue_loans:
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process_overdue_loan(loan)
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return ResponseHelper.success(message="Processed overdue loans successfully", status_code=200)
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except Exception as e:
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logger.error(f"Error fetching overdue loans: {e}")
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return ResponseHelper.error("Failed to fetch overdue loans", status_code=500, error=str(e))
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def process_overdue_loan(loan):
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"""
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Handles repayment creation, loan status update, and Simbrella call
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for a single overdue loan.
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"""
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logger.info(f"Processing Loan ID: {loan.loan_id}")
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full_loan_data = LoanService.get_loan_by_loan_id(loan.loan_id)
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logger.info(f"full loan details: {full_loan_data.to_dict()}")
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if not full_loan_data:
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logger.warning(f"Full Loan ID {loan.loan_id} not found in database")
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else:
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#lets check if the loan with the repayment has been repaid, then update the loan schedule to paid
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if full_loan_data.to_dict().get("status") == LoanStatus.REPAID and full_loan_data.to_dict().get("balance") == 0:
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try:
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LoanRepaymentScheduleService.update_repayment_schedule_status(loan.id)
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logger.info(f"Updated Loan Repayment Schedule ID {loan.id} to PAID")
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return
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except Exception as e:
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db.session.rollback()
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logger.error(f"Failed to update Loan Repayment Schedule ID {loan.id} to PAID: {e}")
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customer_id = full_loan_data.to_dict().get("customerId")
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loan_status = full_loan_data.to_dict().get("status")
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try:
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repayment_data = {
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"customerId": customer_id,
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"loanId": loan.loan_id,
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"productId": loan.product_id,
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"transactionId": loan.transaction_id,
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"initiatedBy": "SYSTEM", # To be reviewed
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"salaryAmount": 0,
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"LoanStatus": loan_status,
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}
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logger.info(f"Creating repayment with data: {repayment_data}")
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repayment = RepaymentService.create_repayment(repayment_data)
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if not repayment or (isinstance(repayment, dict) and "error" in repayment):
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db.session.rollback() # important in case create_repayment failed mid-way
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logger.error(f"Repayment creation failed for loan ID {loan.loan_id}: {repayment}")
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return
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# Update loan status
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try:
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LoanService.update_status(loan_id=loan.loan_id, status=LoanStatus.START_REPAY)
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except Exception as e:
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db.session.rollback()
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logger.error(f"Failed to update loan status for loan ID {loan.loan_id}: {e}")
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logger.info(f"Created repayment ID: {repayment.id}")
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# Step 3: Call Simbrella
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try:
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#lets add the overdue loan schedule id and amount we are currently processing to the repayment data
|
|
if loan.paid_status == RepaymentScheduleStatus.PARTIALLY_PAID:
|
|
amount = loan.partial_balance or 0
|
|
else:
|
|
amount = loan.installment_amount
|
|
repayment_data["overdueLoanScheduleAmount"] = amount
|
|
repayment_data["overdueLoanScheduleId"] = loan.id
|
|
repayment_data["Id"] = repayment.id
|
|
simbrella_response = SimbrellaClient.collect_loan_user_due_payment(repayment_data)
|
|
|
|
if isinstance(simbrella_response, tuple):
|
|
simbrella_response, status_code = simbrella_response
|
|
logger.warning(f"Simbrella returned tuple: status={status_code}, response={simbrella_response}")
|
|
|
|
if isinstance(simbrella_response, dict):
|
|
if simbrella_response.get("status") != "success":
|
|
logger.warning(f"Simbrella failed for repayment ID {repayment.id}: {simbrella_response}")
|
|
else:
|
|
logger.warning(f"Unexpected Simbrella response: {type(simbrella_response)}")
|
|
|
|
except Exception as e:
|
|
logger.error(f"Failed to call Simbrella for repayment ID {repayment.id}: {e}")
|
|
|
|
except Exception as e:
|
|
db.session.rollback()
|
|
logger.error(f"Error creating repayment for loan ID {loan.id}: {e}")
|
|
|
|
finally:
|
|
logger.info(f"Finished processing loan ID: {loan.id}")
|