Chinenye Nmoh
115 lines
4.4 KiB
Python
115 lines
4.4 KiB
Python
from datetime import datetime, timezone
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from app.extensions import db
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from sqlalchemy.orm import relationship
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from dateutil.relativedelta import relativedelta
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from datetime import timedelta
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import logging
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from sqlalchemy import and_, or_, not_
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from sqlalchemy.sql import func
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from app.utils.logger import logger
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from app.extensions import db
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class Loan(db.Model):
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__tablename__ = "loans"
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id = db.Column(
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db.Integer,
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primary_key=True,
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autoincrement=True,
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)
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customer_id = db.Column(db.String(50), nullable=False)
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transaction_id = db.Column(db.String(50), nullable=True)
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original_transaction = db.Column(db.String(50), nullable=True)
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account_id = db.Column(db.String(50), nullable=False)
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offer_id = db.Column(db.String(20), nullable=False)
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product_id = db.Column(db.String(20), nullable=True)
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collection_type = db.Column(db.String(20), nullable=True)
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current_loan_amount = db.Column(db.Float, nullable=True)
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initial_loan_amount = db.Column(db.Float, nullable=False)
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default_penalty_fee = db.Column(db.Float, default=0)
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continuous_fee = db.Column(db.Float, default=0)
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upfront_fee = db.Column(db.Float, nullable=True, default=0.0)
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repayment_amount = db.Column(db.Float, nullable=True, default=0.0)
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installment_amount = db.Column(db.Float, nullable=True, default=0.0)
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status = db.Column(db.String(20), default='pending')
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tenor = db.Column(db.Integer, nullable=True)
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due_date = db.Column(db.DateTime, nullable=True)
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created_at = db.Column(db.DateTime(timezone=True), server_default=func.now())
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updated_at = db.Column(db.DateTime(timezone=True), server_default=func.now(), onupdate=func.now())
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eligible_amount = db.Column(db.Float, nullable=True, default=0.0)
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disburse_date = db.Column(db.DateTime, nullable=True)
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disburse_verify = db.Column(db.DateTime, nullable=True)
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reference = db.Column(db.String(50), nullable=True)
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customer = relationship(
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"Customer",
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primaryjoin="Customer.id == Loan.customer_id",
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foreign_keys=[customer_id],
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back_populates="loans",
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)
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loan_charges = relationship(
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"LoanCharge",
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primaryjoin="Loan.id == LoanCharge.loan_id",
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foreign_keys="LoanCharge.loan_id",
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back_populates="loan",
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)
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def __repr__(self):
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return f"<Loan {self.id}>"
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def to_dict(self):
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"""
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Convert the Loan object to a dictionary format for JSON serialization.
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"""
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return {
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'debtId': self.id,
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"customerId": self.customer_id,
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'initialLoanAmount': self.initial_loan_amount,
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'currentLoanAmount': self.current_loan_amount,
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'defaultPenaltyFee': self.default_penalty_fee,
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'continuousFee': self.continuous_fee,
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'collectionType': self.collection_type,
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'status': self.status,
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'productId': self.product_id,
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'dueDate': self.due_date.isoformat() if self.due_date else None,
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'loanDate': self.created_at.isoformat() if self.created_at else None,
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'disburseDate': self.disburse_date.isoformat() if self.disburse_date else None,
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'disburseVerify': self.disburse_verify.isoformat if self.disburse_verify else None,
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'reference': self.reference
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}
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@classmethod
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def get_loan_by_transaction_id(cls, transaction_id):
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return cls.query.filter_by(transaction_id=transaction_id).first()
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@classmethod
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def set_disbursement_date(cls, loan_id, customer_id):
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"""
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Update the disburse date of the loan with the given loan_id.
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"""
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# Retrieve loan
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loan = cls.query.get(loan_id)
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if not loan:
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raise ValueError(f"Loan with ID {loan_id} does not exist.")
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# Check if customer_id matches
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if loan.customer_id != customer_id:
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raise ValueError(f"Customer ID {customer_id} does not match the loan's customer ID.")
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current_time = datetime.now()
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logger.info(f"What is now ======= ==== ==> : {current_time}")
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# Update loan disburse_date
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loan.disburse_date = current_time
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# Commit changes to database
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try:
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logger.info(f"Updating disburse date for loan ID {loan_id} to {current_time}")
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db.session.commit()
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except Exception as e:
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db.session.rollback()
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logger.error(f"Failed to update disburse date: {e}")
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raise
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