digifi-EventManager/app/routes/loan.py

from flask import Blueprint, request, jsonify, current_app
import requests
from app.config import settings
from app.utils.auth import get_headers

loan_bp = Blueprint("loan", __name__)

BASE_URL = settings.SIMBRELLA_BASE_URL


@loan_bp.route("/select-offer", methods=["POST"])
def select_offer():
    data = request.json
    api_url = f"{BASE_URL}/SelectOffer"

    # response = requests.post(api_url, json=data, headers=get_headers())
    # return jsonify(response.json()), response.status_code
    response = {
        "transactionId": "1231231321232",
        "customerId": "1256907",
        "accountId": "5948306019",
        "outstandingDebtAmount": 0,
        "loan": [
            {
                "offerId": "14451",
                "productId": "2030",
                "amount": 10000,
                "upfrontPayment": 1000,
                "interestRate": 3,
                "Interest": 300,
                "ManagementRate": 1,
                "ManagementFee": 100,
                "InsuranceRate": 1,
                "InsuranceFee": 100,
                "VATRate": 7.5,
                "VATamount": 100,
                "recommendedRepaymentDates": ["2022-11-30"],
                "installmentAmount": 11000,
                "totalRepaymentAmount": 11000,
            }
        ],
        "resultCode": "00",
        "resultDescription": "Successful",
    }

    return jsonify(response), 200


@loan_bp.route("/provide-loan", methods=["POST"])
def provide_loan():
    data = request.json
    api_url = f"{BASE_URL}/ProvideLoan"

    # response = requests.post(api_url, json=data, headers=get_headers())
    # return jsonify(response.json()), response.status_code
    response = {
        "requestId": "202111170001371256908",
        "transactionId": "Tr201712RK9232P115",
        "customerId": "CN621868",
        "accountId": "ACN8263457",
        "msisdn": "3451342",
        "resultCode": "00",
        "resultDescription": "Successful",
    }

    return jsonify(response), 200


@loan_bp.route("/status", methods=["POST"])
def status():
    data = request.json
    api_url = f"{BASE_URL}/LoanStatus"

    # response = requests.post(api_url, json=data, headers=get_headers())
    # return jsonify(response.json()), response.status_code
    response = {
        "customerId": "CN621868",
        "transactionId": "Tr201712RK9232P115",
        "loans": [
            {
                "debtId": "123456789",
                "loanDate": "2019-10-18 14:26:21.063",
                "dueDate": "2019-11-20 14:26:21.063",
                "currentLoanAmount": 8500,
                "initialLoanAmount": 10000,
                "defaultPenaltyFee": 0,
                "continuousFee": 0,
                "productId": "101",
            }
        ],
        "totalDebtAmount": 8500,
        "resultCode": "00",
        "resultDescription": "Successful",
    }

    return jsonify(response), 200


@loan_bp.route("/repayment", methods=["POST"])
def repayment():
    data = request.json
    api_url = f"{BASE_URL}/Repayment"

    # response = requests.post(api_url, json=data, headers=get_headers())
    # return jsonify(response.json()), response.status_code
    response = {
        "requestId": "R02802",
        "countryCode": "NGR",
        "transactionId": "Tr201712RK9232P115",
        "debtId": "273194670",
        "customerId": "CN621868",
        "accountId": "2017821799",
        "productId": "101",
        "collectedAmount": 60000,
        "penalCharge": 0,
        "lienAmount": 20000,
        "comment": "Testing CollectionLoanRequest",
        "resultCode": "00",
        "resultDescription": "Loan Collection Successful",
    }

    return jsonify(response), 200


@loan_bp.route("/rac-check", methods=["POST"])
def rac_check():
    data = request.json
    api_url = f"{BASE_URL}/RACCheck"

    # response = requests.post(api_url, json=data, headers=get_headers())
    # return jsonify(response.json()), response.status_code
    response = {
        "transactionId": "T001",
        "customerId": "CN621868",
        "accountId": "2017821799",
        "RACResponse": {
            "Salary account": "1",
            "BVN": "1",
            "BVNAttachedToAccount": "1",
            "CRMS": "1",
            "CRC": "1",
            "AccountStatus": "1",
            "Lien": "1",
            "NoBouncedCheck": "1",
            "Whitelist": "1",
            "NoPastDueSalaryLoan": "1",
            "NoPastDueOtherLoan": "1",
        },
        "resultDescription": "RAC Check Successful",
    }

    return jsonify(response), 200


@loan_bp.route("/disbursement", methods=["POST"])
def disbursement():
    data = request.json
    api_url = f"{BASE_URL}/Disbursement"

    return jsonify({"requestId": data["requestId"]}), 200

    # response = requests.post(api_url, json=data, headers=get_headers())
    # return jsonify(response.json()), response.status_code


@loan_bp.route("/collect-loan", methods=["POST"])
def collect_loan():
    data = request.json
    api_url = f"{BASE_URL}/CollectLoan"

    # response = requests.post(api_url, json=data, headers=get_headers())
    # return jsonify(response.json()), response.status_code
    response = {
        "transactionId": "T002",
        "debtId": "273194670",
        "customerId": "CN621868",
        "accountId": "2017821799",
        "productId": "101",
        "collectAmount": 60000,
        "penalCharge": 0,
        "lienAmount": 20000,
        "countryId": "01",
        "comment": "Testing CollectionLoanRequest",
        "resultCode": "00",
        "resultDescription": "Loan Collection Successful",
    }

    return jsonify(response), 200


@loan_bp.route("/transaction-verify", methods=["POST"])
def transaction_verify():
    data = request.json
    api_url = f"{BASE_URL}/TransactionVerify"

    # response = requests.post(api_url, json=data, headers=get_headers())
    # return jsonify(response.json()), response.status_code
    response = {
        "requestId": "R02802",
        "countryCode": "NGR",
        "transactionId": "Tr201712RK9232P115",
        "transactionType": "Disbursement",
        "customerId": "CN621868",
        "accountId": "2017821799",
        "providedAmount": 100,
        "collectedAmount": 7.5,
        "resultCode": "00",
        "resultDescription": "Collect Status retrieved successfully.",
    }

    return jsonify(response), 200


@loan_bp.route("/penal-charge", methods=["POST"])
def penal_charge():
    data = request.json
    api_url = f"{BASE_URL}/PenalCharge"

    # response = requests.post(api_url, json=data, headers=get_headers())
    # return jsonify(response.json()), response.status_code
    response = {
        "resultCode": "00",
        "resultDescription": "Penal charge debited successfully",
    }

    return jsonify(response), 200


@loan_bp.route("/lien-check", methods=["POST"])
def lien_check():
    data = request.json
    api_url = f"{BASE_URL}/LienCheck"

    # response = requests.post(api_url, json=data, headers=get_headers())
    # return jsonify(response.json()), response.status_code
    response = {
        "lienAmount": 20000,
        "resultCode": "00",
        "resultDescription": "Successful",
    }

    return jsonify(response), 200