Files
digifi-EventManager/app/helpers/collect_loan_helper.py
T
Chinenye Nmoh a174340b2f overdue loans
2025-08-27 15:49:17 +01:00

53 lines
2.0 KiB
Python

import random
import string
from app.services.repayment import RepaymentService
from app.services.loan import LoanService
from app.helpers.response_helper import ResponseHelper
from app.utils.logger import logger
from decimal import Decimal, ROUND_HALF_UP
from app.services.loan_repayment_schedule import LoanRepaymentScheduleService
from app.enums.loan_status import LoanStatus
class CollectLoanHelper:
@staticmethod
def _validate_repayment_and_loan(data):
repayment = RepaymentService.get_repayment_by_id(id=data['Id'])
if not repayment:
logger.info(f"Repayment id: {data['Id']}, was not found")
return None, None, ResponseHelper.error("Repayment not found")
repayment_data = repayment.to_dict()
loan = LoanService.get_loan_by_loan_id(loan_id=int(repayment_data['loanId']))
if not loan:
logger.info(f"Loan id: {repayment_data['loanId']}, was not found")
return None, None, ResponseHelper.error("Loan not found")
loan
return repayment_data, loan, None
@staticmethod
def _build_collect_loan_payload(loan_data, repayment_data, data, collectionMethod):
debtId = str(loan_data.get('debtId', "")).strip().zfill(6)
t_id = ''.join(random.choices(string.ascii_uppercase, k=22))
return {
"transactionId": t_id,
"fbnTransactionId": loan_data['transactionId'],
"debtId": debtId,
"customerId": repayment_data['customerId'],
"accountId": loan_data['accountId'],
"productId": repayment_data['productId'],
"collectAmount": (
data['overdueLoanScheduleAmount']
if data.get('overdueLoanScheduleAmount')
is not None else loan_data.get('balance', 0)
),
"penalCharge": 0,
"channel": "USSD",
"collectionMethod": collectionMethod,
"lienAmount": 0,
"countryId": "NG",
"comment": "COLLECT LOAN"
}