Files
2026-03-12 12:50:25 +01:00

127 lines
3.9 KiB
Python

from datetime import datetime, timezone, timedelta
from os.path import devnull
from sqlalchemy.exc import IntegrityError
from app.extensions import db
from sqlalchemy.orm import relationship
class LoanCharge(db.Model):
__tablename__ = 'loan_charges'
id = db.Column(db.Integer, primary_key=True, autoincrement=True)
loan_id = db.Column(db.Integer, nullable=False)
transaction_id = db.Column(db.String(50), nullable=True)
code = db.Column(db.String(50), nullable=False)
amount = db.Column(db.Float, default=0.0)
percent = db.Column(db.Float, default=0.0)
description = db.Column(db.Text, nullable=True)
due = db.Column(db.Integer, nullable=False)
due_date = db.Column(db.DateTime, nullable=True)
created_at = db.Column(db.DateTime, default=datetime.now(timezone.utc))
updated_at = db.Column(db.DateTime, default=datetime.now(timezone.utc), onupdate=datetime.now(timezone.utc))
loan = relationship(
"Loan",
primaryjoin="LoanCharge.loan_id == Loan.id",
foreign_keys=[loan_id],
back_populates="loan_charges",
)
def __repr__(self):
return f"<LoanCharge {self.id} - Loan {self.loan_id} - {self.code}>"
def to_dict(self):
"""
Convert the Loan charge object to a dictionary format for JSON serialization.
"""
return {
'id': self.id,
'loanId': self.loan_id,
'transactionId': self.transaction_id,
'code': self.code,
'amount': self.amount,
'percent': self.percent,
'description': self.description,
'due': self.due
}
#get last penal
@classmethod
def get_last_penal_no(cls, loan_id):
"""
Returns the last penal number created for a loan.
Example:
PENAL1 -> returns 1
PENAL3 -> returns 3
If none exists, returns 0.
"""
last_penal = (
cls.query
.filter(cls.loan_id == loan_id)
.filter(cls.code.like("PENAL%"))
.order_by(cls.id.desc())
.first()
)
if not last_penal:
return 0
try:
return int(last_penal.code.replace("PENAL", ""))
except ValueError:
return 0
@classmethod
def get_penal_charges_by_loan_id(cls, loan_id):
"""
Returns all penal charges for a specific loan.
"""
return cls.query.filter(
cls.loan_id == loan_id,
cls.code.like("PENAL%")
).all()
@classmethod
def get_loan_charge_by_debt_id(cls, debt_id):
return cls.query.filter_by(loan_id=debt_id)
#create penal charge
@classmethod
def create_penal_charges_for_loan(cls, loan_id, transaction_id, percent, penal_no, schedule_number, penal_amount=0.0):
"""
Create a penal charge for a given loan and schedule.
"""
if loan_id is None:
raise ValueError("loan_id cannot be None")
code = f"PENAL{penal_no:02d}-SCHEDULE{schedule_number:02d}"
# Check if this penal charge already exists
existing = cls.query.filter_by(
loan_id=loan_id,
code=code
).first()
if existing:
return existing
now = datetime.now(timezone.utc)
penal_charge = cls(
loan_id=loan_id,
transaction_id=transaction_id,
code=code,
amount=penal_amount,
percent=percent,
description=f"Penal Charge {penal_no} for loan {loan_id} schedule {schedule_number}",
due=True,
due_date=now
)
try:
db.session.add(penal_charge)
db.session.commit()
except IntegrityError as err:
db.session.rollback()
raise ValueError(f"Database integrity error: {err}")
return penal_charge