import requests from app.config import settings from app.helpers.response_helper import ResponseHelper from app.services.loan import LoanService from app.utils.auth import get_headers from app.utils.extras import preprocess_loan_charges_data from app.utils.logger import logger from flask import jsonify, current_app from app.services.transactions import TransactionService from app.services.repayment import RepaymentService class SimbrellaClient: BANK_CALL_BASE_URL = settings.BANK_CALL_BASE_URL BANK_CALL_DISBURSE_LOAN_ENDPOINT = settings.BANK_CALL_DISBURSE_LOAN_ENDPOINT BANK_CALL_COLLECT_LOAN_ENDPOINT = settings.BANK_CALL_COLLECT_LOAN_ENDPOINT @staticmethod def disburse_loan(data): api_url = f"{SimbrellaClient.BANK_CALL_BASE_URL}/{SimbrellaClient.BANK_CALL_DISBURSE_LOAN_ENDPOINT}" logger.info(f"Calling DisburseLoan api_url==> : {api_url}") logger.info(f"Calling DisburseLoan endpoint with data: {data}") # Check if the transaction exists logger.info(f"Checking if transaction exists") transaction = TransactionService.get_transaction_by_transaction_id(transaction_id=data['transactionId']) logger.info(f"Loan Response From Database ** : {transaction}") # If transaction is not found if not transaction: logger.info(f"Transaction id: {data['transactionId']}, was not found") return 0 # Fetch the loan based on the transaction_id logger.info(f"Fetching the loan with transaction ID: {data['transactionId']}") loan = LoanService.get_loan_by_transaction_id(transaction_id=data['transactionId']) logger.info(f"Response from database: {loan}") # If loan is not found if not loan: logger.info(f"Could not find loan with transaction id: {data['transactionId']}") return 0 loan_data = loan.to_dict() logger.info(f"Here is your loan data: {loan_data}") loan_charges = preprocess_loan_charges_data([loan_charge.to_dict() for loan_charge in loan.loan_charges]) logger.info(f"Here are your loan_charges: {loan_charges}") mgt_fee = loan_charges.get("MGTFEE")['amount'] vat_fee = loan_charges.get("VAT")['amount'] interest_fee = loan_charges.get("INTEREST")['amount'] insurance_fee = loan_charges.get("INSURANCE")['amount'] disbursement_data ={ "requestId": data['requestId'], "transactionId": data['transactionId'], "debtId": loan_data['debtId'], "customerId": data['customerId'], "accountId": data['accountId'], "productId": loan_data['productId'], "provideAmount": loan_data['currentLoanAmount'], "collectAmountInterest": interest_fee, "collectAmountMgtFee": mgt_fee, "collectAmountInsurance": insurance_fee, "collectAmountVAT": vat_fee, "countryId": "01", "comment": "Loan Disbursement", } try: logger.info(f"Here is your Disbursement Request data ****** : {disbursement_data}") response = requests.post(api_url, json=disbursement_data, timeout=10, headers=get_headers()) logger.info(f"Disbursement response: {response.json()}") except Exception as e: logger.info(f"Failed to call Disbursement endpoint: {e}") return 0 return 1 #Calling CollectLoan endpoint with data: {'transactionId': 'TRX1747960765928545', 'customerId': 'CID0000055362', 'productId': '101', 'debtId': '9590'} @staticmethod def collect_loan(data): api_url = f"{SimbrellaClient.BANK_CALL_BASE_URL}/{SimbrellaClient.BANK_CALL_COLLECT_LOAN_ENDPOINT}" logger.info(f"Calling CollectLoan endpoint with data: {data}") # Check if the repayment exists logger.info(f"Checking if repayment exists") repayment = RepaymentService.get_repayment_by_transaction_id(transaction_id=data['transactionId']) logger.info(f"Repayment Response From Database ** : {repayment}") loan = LoanService.get_loan_by_debt_id(debt_id=repayment.loan_id) # If repayment is not found if not repayment: logger.info(f"Repayment id: {data['transactionId']}, was not found") return 0 repayAmount = loan.repayment_amount collectAmount = repayAmount collect_loan_data = { "transactionId": repayment.transaction_id, "fbnTransactionId": loan.reference, "debtId": repayment.loan_id, "customerId": repayment.customer_id, "accountId": loan.account, "productId": repayment.product_id, "collectAmount": collectAmount, "penalCharge": 0, "channel": "USSD", "collectionMethod": 1, "lienAmount": 0, "countryId": "01", "comment": "Testing CollectionLoanRequest" } try: logger.info(f"Here is your CollectLoan Request data ***** : {collect_loan_data}") response = requests.post(api_url, json=collect_loan_data, headers=get_headers()) logger.info(f"CollectLoan response: {response.json()}") except Exception as e: logger.info(f"Failed to call CollectLoan endpoint: {e}") return 0 return 1 @staticmethod def verify_transaction(): try: data = { "status": "00", "message": "Transaction verified" } return ResponseHelper.success(data, "Successful") except Exception as e: logger.info(f"Failed to call TransactionVerify endpoint: {e}") raise @staticmethod def refresh_disbursement(data): try: logger.info(f"Here is your Disbursement Request data ***** : {data}") return ResponseHelper.success(data, "Successful") except Exception as e: logger.info(f"Failed to call Disbursement endpoint: {e}") raise @staticmethod def payment_callback(data): try: logger.info(f"Here is your Payment Callback Request data ***** : {data}") return ResponseHelper.success(data, "Successful") except Exception as e: logger.info(f"Failed to call Payment Callback endpoint: {e}") raise @staticmethod def penal_charge(data): api_url = f"{SimbrellaClient.BANK_CALL_BASE_URL}/PenalCharge" logger.info(f"Calling Penal Charge endpoint with data: {data}") try: logger.info(f"Here is your Penal Charge Request data ***** : {data}") try: logger.info(f"Here is your Penal Charge Request data ****** : {data}") response = requests.post(api_url, json=data, timeout=10, headers=get_headers()) logger.info(f"Penal Charge response: {response.json()}") return ResponseHelper.success(response.json(), "Successful") except Exception as e: logger.info(f"Failed to call Penal Charge endpoint: {e}") return ResponseHelper.error("An error occurred", 500) except Exception as e: logger.info(f"Failed to call Penal Charge endpoint: {e}") raise