import requests from app.config import settings from app.helpers.response_helper import ResponseHelper from app.services.loan import LoanService from app.utils.auth import get_headers from app.utils.extras import preprocess_loan_charges_data from app.utils.logger import logger from flask import jsonify, current_app from app.services.transactions import TransactionService from app.services.repayment import RepaymentService from app.extensions import db from app.services.repayments_data import RepaymentsData from app.services.salary import SalaryService class SimbrellaClient: BANK_CALL_BASE_URL = settings.BANK_CALL_BASE_URL BANK_CALL_SMS_BASE_URL = settings.BANK_CALL_SMS_BASE_URL BANK_CALL_DISBURSE_LOAN_ENDPOINT = settings.BANK_CALL_DISBURSE_LOAN_ENDPOINT BANK_CALL_COLLECT_LOAN_ENDPOINT = settings.BANK_CALL_COLLECT_LOAN_ENDPOINT BANK_CALL_TRANSACTION_VERIFY = settings.BANK_CALL_TRANSACTION_VERIFY @staticmethod def disburse_loan(data): api_url = f"{SimbrellaClient.BANK_CALL_BASE_URL}/{SimbrellaClient.BANK_CALL_DISBURSE_LOAN_ENDPOINT}" logger.info(f"Calling DisburseLoan api_url==> : {api_url}") logger.info(f"Calling DisburseLoan endpoint with data: {data}") # Check if the transaction exists logger.info(f"Checking if transaction exists") transaction = TransactionService.get_transaction_by_transaction_id(transaction_id=data['transactionId']) logger.info(f"Loan Response From Database ** : {transaction}") # If transaction is not found if not transaction: logger.info(f"Transaction id: {data['transactionId']}, was not found") return 0 # Fetch the loan based on the transaction_id logger.info(f"Fetching the loan with transaction ID: {data['transactionId']}") loan = LoanService.get_loan_by_transaction_id(transaction_id=data['transactionId']) logger.info(f"Response from database: {loan}") # If loan is not found if not loan: logger.info(f"Could not find loan with transaction id: {data['transactionId']}") return 0 loan_data = loan.to_dict() logger.info(f"Here is your loan data: {loan_data}") if loan_data['disburseDate'] is not None: logger.info( f"Please call verify loan : {data['transactionId']} loan send for processing at {loan_data['disburseDate']}") return 0 # let us set disbursement date LoanService.set_disbursement_date(loan_data['debtId'],loan_data['customerId']) # toda this must return something logger.info(f"Here is your loan data after setting disbursement date: {loan_data}") loan_charges = preprocess_loan_charges_data([loan_charge.to_dict() for loan_charge in loan.loan_charges]) logger.info(f"Here are your loan_charges: {loan_charges}") mgt_fee = loan_charges.get("MGTFEE")['amount'] vat_fee = loan_charges.get("VAT")['amount'] interest_fee = loan_charges.get("INTEREST")['amount'] insurance_fee = loan_charges.get("INSURANCE")['amount'] debtId = str(loan_data.get('debtId', "")).strip().zfill(6) disbursement_data = { "transactionId": loan_data.get('transactionId'), "FbnTransactionId": loan_data.get('transactionId'), "debtId": debtId, "customerId": loan_data.get('customerId'), "accountId": loan_data.get('accountId'), "productId": str(loan_data.get('productId', "")), "provideAmount": loan_data.get('currentLoanAmount'), "collectAmountInterest": interest_fee, "collectAmountMgtFee": mgt_fee, "collectAmountInsurance": insurance_fee, "collectAmountVAT": vat_fee, "countryId": "01", "comment": "Loan Disbursement", } try: logger.info(f"Here is your Disbursement Request data ****** : {disbursement_data}") response = requests.post(api_url, json=disbursement_data, timeout=10, headers=get_headers()) logger.info(f"Disbursement response: {response.json()}") result = response.json() LoanService.set_disbursement_result(loan_data['debtId'],result.get('responseCode', ''), result.get('responseMessage', '')) return ResponseHelper.success(response.json(), "Successful") except Exception as e: logger.info(f"Failed to call Disbursement endpoint: {e}") return 0 return 1 @staticmethod def verify_transaction(data): api_url = f"{SimbrellaClient.BANK_CALL_BASE_URL}{SimbrellaClient.BANK_CALL_TRANSACTION_VERIFY}" sms_url = f"{SimbrellaClient.BANK_CALL_SMS_BASE_URL}/singleSMS" logger.info(f"Calling TransactionVerify api_url==> : {api_url}") # Check if the transaction exists logger.info(f"Checking if transaction exists") transaction = TransactionService.get_transaction_by_transaction_id(transaction_id=data['transactionId']) transaction_data = transaction.to_dict() logger.info(f"Loan Response From Database ** : {transaction}") # If transaction is not found if not transaction: logger.info(f"Transaction id: {data['transactionId']}, was not found") return 0 # Fetch the loan based on the transaction_id logger.info(f"Fetching the loan with transaction ID: {data['transactionId']}") loan = LoanService.get_loan_by_transaction_id(transaction_id=data['transactionId']) logger.info(f"Response from database: {loan}") # If loan is not found if not loan: logger.info(f"Could not find loan with transaction id: {data['transactionId']}") return 0 loan_data = loan.to_dict() logger.info(f"Here is your loan data: {loan_data}") if loan_data['disburseDate'] is not None and loan_data['disburseVerify'] is None : LoanService.set_disburse_verify_date(loan_data['debtId'],loan_data['customerId']) loan_data = loan.to_dict() logger.info(f"Here is your loan data after setting verify date: {loan_data}") logger.info(f"Good to Verify transaction id: {data['transactionId']}") else: logger.info( f"Please call disburse loan : {data['transactionId']} loan send for processing first") return 0 verify_data = { "customerId": loan_data.get('customerId'), "accountId": loan_data.get('accountId'), "transactionId": loan_data.get('transactionId'), "transactionType": "provide", "fbnTransactionId": loan_data.get('transactionId'), "countryId": "NG", "requestId": loan_data.get('transactionId') } try: logger.info(f"Here is your TransactionVerify Request data ****** : {verify_data}") response = requests.post(api_url, json=verify_data, timeout=10, headers=get_headers()) result = response.json() logger.info(f"this is verify result, {result}") LoanService.set_disburse_verify_result(loan_data['debtId'],result.get('responseCode', ''), result.get('responseMessage', '')) sms_data = { "dest": transaction_data.get('phone_number') or settings.TEST_NO, "text": f"Transaction {loan_data.get('transactionId')} verified successfully", "unicode": True } try: sms_response = requests.post(sms_url, json=sms_data, timeout=10, headers=get_headers()) sms_response.raise_for_status() # Raise an exception for 4xx or 5xx status codes result = sms_response.json() logger.info(f"SMS Response JSON: {result}") if result.get('isSuccess'): logger.info(f"sms sent successfully") return ResponseHelper.success(response.json(), "Successful") logger.info(f"sms failed!") return 1 except requests.RequestException as e: # Handle the exception logger.error(f"Failed to send SMS: {e}") return 0 except Exception as e: logger.info(f"Failed to call TransactionVerify endpoint: {e}") return 0 @staticmethod def collect_loan_user_initiated(data): # InitiatedBy = USER_INITIATED logger.info(f"Calling CollectLoan collect_loan_user_initiated ******* endpoint with data: {data}") return SimbrellaClient._collect_loan(data,"1") @staticmethod def collect_loan_user_salary_detect(data): try: return SimbrellaClient._collect_loan(data, "2") except Exception as e: logger.error(f"Error in collect_loan_user_salary_detect: {e}") return ResponseHelper.error( message="Failed to collect loan for salary detection", status_code=500, error=str(e) ) @staticmethod def collect_loan_user_due_payment(data): # InitiatedBy = REPAYMENT_DUE return SimbrellaClient._collect_loan(data,"3") @staticmethod def _collect_loan(data, collectionMethod: str): api_url = f"{SimbrellaClient.BANK_CALL_BASE_URL}{SimbrellaClient.BANK_CALL_COLLECT_LOAN_ENDPOINT}" logger.info(f"Calling CollectLoan api_url==> : {api_url}") logger.info(f"Calling CollectLoan endpoint with data: {data}") # Check if the repayment exists logger.info(f"Checking if repayment exists") repayment = RepaymentService.get_repayment_by_id(id=data['Id']) logger.info(f"Repayment Response From Database ** : {repayment}") if not repayment: logger.info(f"Repayment with id: {data['Id']}, was not found") return ResponseHelper.error("Repayment not found") logger.info(f"Repayment Response From Database ** : {repayment.to_dict()}") repayment_data = repayment.to_dict() loan = LoanService.get_loan_by_loan_id(loan_id=int(repayment_data['loanId'])) # If loan is not found if loan is None: logger.info(f"Loan with debtId: {repayment_data['loanId']}, was not found") return ResponseHelper.error("Loan not found") loan_data = loan.to_dict() logger.info(f"loan dict : {loan_data}") if repayment_data['repayDate'] is not None: logger.info( f"Please call verify collection : {data['transactionId']} repayment send for processing at {repayment_data['repayDate']}") return ResponseHelper.error("Repayment already processed") # let us set repay date RepaymentService.set_repay_date(repayment_data['Id'], repayment_data['customerId']) repayment = RepaymentService.get_repayment_by_transaction_id(transaction_id=data['transactionId']) repayment_data = repayment.to_dict() logger.info(f"Here is your repayment data after setting repay date: {repayment_data}") debtId = str(loan_data.get('debtId', "")).strip().zfill(6) collect_loan_data = { "transactionId": repayment_data['transactionId'], "fbnTransactionId": loan_data['transactionId'], "debtId": debtId, "customerId": repayment_data['customerId'], "accountId": loan_data['accountId'], "productId": repayment_data['productId'], "collectAmount": loan_data['repaymentAmount'] or 0, "penalCharge": 5, "channel": "USSD", "collectionMethod": collectionMethod, "lienAmount": 0, "countryId": "NG", "comment": "COLLECT LOAN" } try: logger.info(f"Here is your CollectLoan Request data ***** : {collect_loan_data}") response = requests.post(api_url, json=collect_loan_data,timeout=30, headers=get_headers()) logger.info(f"CollectLoan response: {response.json()}") RepaymentService.set_repay_result(repayment_data['Id'], response.json().get('responseCode', ''), response.json().get('responseMessage', '')) result = response.json() logger.info(f"this is the result {result}") data_to_add = { "transactionId": result.get('transactionId') or collect_loan_data.get('transactionId'), "fbnTransactionId": result.get('fbnTransactionId') or collect_loan_data.get('fbnTransactionId'), "accountId": result.get('accountId') or collect_loan_data.get('accountId'), "customerId": result.get('customerId') or collect_loan_data.get('customerId'), "amountCollected": result.get('amountCollected'), "repaymentAmount": collect_loan_data.get('collectAmount'), "responseCode": result.get('responseCode'), "responseDescr": result.get('responseMessage'), "balance":result.get('lienAmount') } new_repayment_data = RepaymentsData.add_repayment_data(data_to_add) logger.info(f"Repayment data added successfully: {new_repayment_data.to_dict()}") if not new_repayment_data: logger.info(f"Failed to add repayment data") return ResponseHelper.success(response.json(), "Successful") except Exception as e: logger.info(f"Failed to call CollectLoan endpoint: {e}") return ResponseHelper.error("Failed to call CollectLoan endpoint") @staticmethod def refresh_disbursement(data): try: logger.info(f"Here is your Disbursement Request data ***** : {data}") return ResponseHelper.success(data, "Successful") except Exception as e: logger.info(f"Failed to call Disbursement endpoint: {e}") raise @staticmethod def payment_callback(data): try: logger.info(f"Here is your Payment Callback Request data ***** : {data}") return ResponseHelper.success(data, "Successful") except Exception as e: logger.info(f"Failed to call Payment Callback endpoint: {e}") raise @staticmethod def penal_charge(data): api_url = f"{SimbrellaClient.BANK_CALL_BASE_URL}/PenalCharge" logger.info(f"Calling Penal Charge endpoint with data: {data}") try: logger.info(f"Here is your Penal Charge Request data ***** : {data}") try: logger.info(f"Here is your Penal Charge Request data ****** : {data}") response = requests.post(api_url, json=data, timeout=10, headers=get_headers()) logger.info(f"Penal Charge response: {response.json()}") return ResponseHelper.success(response.json(), "Successful") except Exception as e: logger.info(f"Failed to call Penal Charge endpoint: {e}") return ResponseHelper.error("An error occurred", 500) except Exception as e: logger.info(f"Failed to call Penal Charge endpoint: {e}") raise