diff --git a/app/routes/autocall.py b/app/routes/autocall.py
index 1f8d50e..8dc07fa 100644
--- a/app/routes/autocall.py
+++ b/app/routes/autocall.py
@@ -1,3 +1,4 @@
+from threading import Thread
 from flask import Blueprint, request, jsonify, current_app
 import requests
 from app.extensions import db
@@ -194,8 +195,16 @@ def direct_loan():
         "productId": str(loan_data.get('productId', "")),
         "provideAmount": loan_data.get('currentLoanAmount'),
     }
-    response = SimbrellaClient.disburse_loan(data_to_process)
-    return response
+
+    
+    logger.info(f"Starting  disbursement thread for {data_to_process['transactionId']}")
+    thread = Thread(target=SimbrellaClient.disburse_loan, args=(data_to_process,))
+    thread.start()
+
+    return jsonify({
+        "status": "success",
+        "message": f"Loan disbursement has been queued for processing."
+    }), 200
     
 @autocall_bp.route("/direct/repayment", methods=["POST"])
 def direct_repayment():