diff --git a/app/config.py b/app/config.py
index abfd996..db761e8 100644
--- a/app/config.py
+++ b/app/config.py
@@ -57,6 +57,7 @@ class Config:
     BANK_CALL_DISBURSE_LOAN_ENDPOINT = os.getenv("BANK_CALL_DISBURSE_LOAN_ENDPOINT","/DisburseLoan")
     BANK_CALL_COLLECT_LOAN_ENDPOINT = os.getenv("BANK_CALL_COLLECT_LOAN_ENDPOINT","/CollectLoan")
     BANK_CALL_TRANSACTION_VERIFY = os.getenv("BANK_CALL_TRANSACTION_VERIFY", "/TransactionVerify")
+    BANK_HEALTH_CHECK_ENDPOINT = os.getenv("BANK_HEALTH_CHECK_ENDPOINT", "/system-health-check")
     TEST_NO = os.getenv("TEST_NO", "2347038224367")
 
 settings = Config()
diff --git a/app/integrations/__init__.py b/app/integrations/__init__.py
index 7e9a8e2..5327474 100644
--- a/app/integrations/__init__.py
+++ b/app/integrations/__init__.py
@@ -1,2 +1,3 @@
 from .kafka import KafkaIntegration
-from .simbrella import SimbrellaClient
\ No newline at end of file
+from .simbrella import SimbrellaClient
+from .bank_service import BankService
\ No newline at end of file
diff --git a/app/integrations/bank_service.py b/app/integrations/bank_service.py
new file mode 100644
index 0000000..f9e8ad3
--- /dev/null
+++ b/app/integrations/bank_service.py
@@ -0,0 +1,25 @@
+import requests
+from app.config import settings
+from app.utils.auth import get_headers
+from app.utils.logger import logger
+
+
+class BankService:
+    BANK_CALL_BASE_URL = settings.BANK_CALL_BASE_URL
+    BANK_HEALTH_CHECK_ENDPOINT = settings.BANK_HEALTH_CHECK_ENDPOINT
+    BANK_CALL_APP_ID = settings.BANK_CALL_APP_ID
+    
+    @staticmethod
+    def health_check():
+        api_url = f"{BankService.BANK_CALL_BASE_URL}{BankService.BANK_HEALTH_CHECK_ENDPOINT}"
+        logger.info(f"Calling Health Check endpoint: {api_url}")
+
+        try:
+            response = requests.get(api_url, timeout=5, headers=get_headers())
+            logger.info(f"Health Check response status code: {response.status_code}")
+           
+            return response.json()
+            
+        except Exception as e:
+            logger.error(f"Health Check API call failed: {str(e)}", exc_info=True)
+            raise
\ No newline at end of file
diff --git a/app/integrations/simbrella.py b/app/integrations/simbrella.py
index 4a12dc3..6d701bb 100644
--- a/app/integrations/simbrella.py
+++ b/app/integrations/simbrella.py
@@ -32,6 +32,7 @@ class SimbrellaClient:
     BANK_CALL_DISBURSE_LOAN_ENDPOINT =  settings.BANK_CALL_DISBURSE_LOAN_ENDPOINT
     BANK_CALL_COLLECT_LOAN_ENDPOINT =  settings.BANK_CALL_COLLECT_LOAN_ENDPOINT
     BANK_CALL_TRANSACTION_VERIFY = settings.BANK_CALL_TRANSACTION_VERIFY
+    BANK_HEALTH_CHECK_ENDPOINT = settings.BANK_HEALTH_CHECK_ENDPOINT
 
     @staticmethod
     def disburse_loan(data):
@@ -399,4 +400,6 @@ class SimbrellaClient:
 
         except Exception as e:
             logger.info(f"Failed to call Penal Charge endpoint: {e}")
-            raise
\ No newline at end of file
+            raise
+        
+    
\ No newline at end of file
diff --git a/app/routes/authentication.py b/app/routes/authentication.py
index e050368..3b364b2 100644
--- a/app/routes/authentication.py
+++ b/app/routes/authentication.py
@@ -5,6 +5,7 @@ from sqlalchemy import text
 from app.utils.auth import get_headers
 from app.config import settings
 from app.utils.logger import logger
+from app.integrations.bank_service import BankService
 
 auth_bp = Blueprint("auth", __name__)
 
@@ -14,30 +15,60 @@ BASE_URL = settings.BANK_CALL_BASE_URL
 @auth_bp.route("/health", methods=["GET"])
 def health():
     logger.info("Health check endpoint called")
+    errors = []  # collect all errors
+
     try:
         # Detect database type
         dialect = db.engine.dialect.name.lower()
-        logger.info(f"the database dialect {dialect}")
+        logger.info(f"Database dialect detected: {dialect}")
 
+        # Build correct query based on DB type
         if "oracle" in dialect:
             query = text("SELECT 1 FROM dual")
-        else:  # Postgres, MySQL, SQLite, etc.
+        else:
             query = text("SELECT 1")
 
-        db.session.execute(query)
+        # Test database connection
+        try:
+            db.session.execute(query)
+            logger.info("Database connection successful.")
+        except Exception as db_err:
+            logger.error(f"Database connection failed: {str(db_err)}")
+            errors.append(f"Database connection failed: {str(db_err)}")
+
+        # Check Bank Service health
+        try:
+            bank_response = BankService.health_check()
+            logger.info(f"Bank Service health check response: {bank_response}")
+        except Exception as bank_err:
+            logger.error(f"Bank Service health check failed: {str(bank_err)}")
+            errors.append(f"Bank Service health check failed: {str(bank_err)}")
+
+        # Build final response
+        if errors:
+            return jsonify({
+                "status": "error",
+                "database": dialect,
+                "errors": errors
+            }), 500
+
         return jsonify({
             "status": "success",
             "database": dialect,
-            "message": "Database connection successful"
+            "db_status": "connected",
+            "bank_service_status": "operational",
+            "message": "All systems operational"
         }), 200
 
     except Exception as e:
+        logger.exception("Unexpected error during health check")
         return jsonify({
             "status": "error",
-            "message": str(e)
+            "errors": [str(e)]
         }), 500
 
 
+
 @auth_bp.route("/login", methods=["POST"])
 def login():
     data = request.get_json()