added repayment_schedule

2025-08-27 12:00:42 +01:00
parent 524836f52a
commit fb460471fb
9 changed files with 330 additions and 131 deletions
@@ -0,0 +1,48 @@
+import random
+import string
+from app.services.repayment import RepaymentService
+from app.services.loan import LoanService
+from app.helpers.response_helper import ResponseHelper
+from app.utils.logger import logger
+
+class CollectLoanHelper:
+    @staticmethod
+    def _validate_repayment_and_loan(data):
+        repayment = RepaymentService.get_repayment_by_id(id=data['Id'])
+        if not repayment:
+            logger.info(f"Repayment id: {data['Id']}, was not found")
+            return None, None, ResponseHelper.error("Repayment not found")
+
+        repayment_data = repayment.to_dict()
+        loan = LoanService.get_loan_by_loan_id(loan_id=int(repayment_data['loanId']))
+        if not loan:
+            logger.info(f"Loan id: {repayment_data['loanId']}, was not found")
+            return None, None, ResponseHelper.error("Loan not found")
+
+        loan
+        return repayment_data, loan, None
+
+    @staticmethod
+    def _build_collect_loan_payload(loan_data, repayment_data, data, collectionMethod):
+        debtId = str(loan_data.get('debtId', "")).strip().zfill(6)
+        t_id = ''.join(random.choices(string.ascii_uppercase, k=22))
+        
+        return {
+            "transactionId": t_id,
+            "fbnTransactionId": loan_data['transactionId'],
+            "debtId": debtId,
+            "customerId": repayment_data['customerId'],
+            "accountId": loan_data['accountId'],
+            "productId": repayment_data['productId'],
+            "collectAmount": (
+                data['overdueLoanScheduleAmount'] 
+                if data.get('overdueLoanScheduleAmount') 
+                is not None else loan_data.get('balance', 0)
+            ),
+            "penalCharge": 0,
+            "channel": "USSD",
+            "collectionMethod": collectionMethod,
+            "lienAmount": 0,
+            "countryId": "NG",
+            "comment": "COLLECT LOAN"
+        }