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added repayment_schedule

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This commit is contained in:
Chinenye Nmoh
2025-08-25 10:06:35 +01:00
parent ecd488fb79
commit cd754e5b15
4 changed files with 131 additions and 55 deletions
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app/integrations/simbrella.py
+39 -2
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@@ -274,7 +274,11 @@ class SimbrellaClient:
"customerId": repayment_data['customerId'],
"accountId": loan_data['accountId'],
"productId": repayment_data['productId'],
"collectAmount": loan_data['balance'] or 0,
"collectAmount": (
data['overdueLoanScheduleAmount']
if data.get('overdueLoanScheduleAmount') is not None
else loan_data.get('balance', 0)
),
"penalCharge": 0,
"channel": "USSD",
"collectionMethod": collectionMethod,
@@ -353,12 +357,45 @@ class SimbrellaClient:
repaid = LoanService.update_status(updated_loan['debtId'], LoanStatus.REPAID)
logger.info(f'Updated loan with repaid status: {repaid}')
updated_loan = repaid
else:
logger.info('Loan partially repaid')
partial = LoanService.update_status(updated_loan['debtId'], LoanStatus.ACTIVE_PARTIAL)
logger.info(f'Updated loan with partial status: {partial}')
updated_loan = partial
try:
schedule_to_update = LoanRepaymentScheduleService.get_repayment_schedule_by_id_and_transaction_id(
data["overdueLoanScheduleId"], data["transactionId"]
)
logger.info(f"Schedule to update: {schedule_to_update}")
if schedule_to_update is None:
logger.warning(
f"Repayment schedule not found for ID {data['overdueLoanScheduleId']} "
f"and transaction ID {loan_data['transactionId']}"
)
else:
# Use DB installment amount as the reference
installment_amount = Decimal(str(schedule_to_update.installment_amount)).quantize(Decimal("0.01"))
if amount_collected >= installment_amount:
LoanRepaymentScheduleService.update_repayment_schedule_status(
schedule_to_update.id, paid=True)
logger.info(
f"Installment {data['overdueLoanScheduleId']} fully covered "
f"with {amount_collected}, marked as paid"
)
else:
logger.info(
f"Installment {data['overdueLoanScheduleId']} not fully covered. "
f"Collected={amount_collected}, "
f"Installment={installment_amount}"
)
except Exception as e:
logger.error(f"Failed to update repayment schedule installment: {e}")
except Exception as e:
db.session.rollback()
logger.error(f"Error while updating loan status for debtId {updated_loan['debtId']}: {e}")