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overdue loans

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This commit was merged in pull request #45.
This commit is contained in:
Chinenye Nmoh
2025-08-27 15:49:17 +01:00
parent fb460471fb
commit a174340b2f
4 changed files with 42 additions and 44 deletions
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app/integrations/simbrella.py
+2 -42
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@@ -308,48 +308,8 @@ class SimbrellaClient:
amount_collected = Decimal(str(result.get('amountCollected', 0))).quantize(Decimal('0.01'), rounding=ROUND_HALF_UP)
logger.info(f"Amount collected: {amount_collected}")
if loan.balance is None or loan.balance <= 0:
logger.warning(f"Loan ID {loan.id} has no balance. Skipping loan update.")
updated_loan = loan.to_dict()
#return ResponseHelper.error("Loan has no balance. Skipping.")
else:
try:
logger.info(f"Updating loan balance for loan ID {loan_data['debtId']} with amount collected: {amount_collected}")
updated_loan = LoanService.update_loan_balance(int(loan_data['debtId']), amount_collected)
logger.info(f"Updated loan: {updated_loan}")
except Exception as ex:
db.session.rollback()
logger.error(f"Error updating loan balance for loan ID {loan.id}: {ex}")
return ResponseHelper.error("Error updating loan balance")
try:
updated_balance = Decimal(str(updated_loan['balance'])).quantize(Decimal('0.01'))
logger.info(f"Updated balance: {updated_balance}")
if updated_balance <= Decimal('0.00'):
logger.info('Loan fully repaid')
repaid = LoanService.update_status(updated_loan['debtId'], LoanStatus.REPAID)
logger.info(f'Updated loan with repaid status: {repaid}')
updated_loan = repaid
else:
logger.info('Loan partially repaid')
partial = LoanService.update_status(updated_loan['debtId'], LoanStatus.ACTIVE_PARTIAL)
logger.info(f'Updated loan with partial status: {partial}')
updated_loan = partial
except Exception as e:
db.session.rollback()
logger.error(f"Error while updating loan status for debtId {updated_loan['debtId']}: {e}")
# lets update the loan repayment schedule when full payment has been made
# get the repayment schedule by loan_id
logger.info(f"Updated loan status: {updated_loan.get('status')}")
LoanRepaymentScheduleService.handle_schedule_updates(
updated_loan=updated_loan,
data=data,
amount_collected=amount_collected,
message=response_message,
loan_data=loan_data
updated_loan = LoanService._update_loan_after_collection(
loan, loan_data, updated_loan, amount_collected, data, response_message=response_message
)
return ResponseHelper.success(result, "Successful")