diff --git a/app/models/loan.py b/app/models/loan.py
index fc29e1e..1a9de17 100644
--- a/app/models/loan.py
+++ b/app/models/loan.py
@@ -47,6 +47,9 @@ class Loan(db.Model):
     verify_description = db.Column(db.String(100), nullable=True)
     reference = db.Column(db.String(50), nullable=True)
 
+    # total_penal_charge = db.Column(db.Float, default=0.0)
+    # last_penal_date = db.Column(db.DateTime, nullable=True)
+
     customer = relationship(
         "Customer",
         primaryjoin="Customer.id == Loan.customer_id",
diff --git a/app/models/loan_repayment_schedule.py b/app/models/loan_repayment_schedule.py
index b9af20b..d4175a6 100644
--- a/app/models/loan_repayment_schedule.py
+++ b/app/models/loan_repayment_schedule.py
@@ -29,6 +29,9 @@ class LoanRepaymentSchedule(db.Model):
     created_at = db.Column(db.DateTime, default=datetime.now(timezone.utc))
     updated_at = db.Column(db.DateTime, default=datetime.now(timezone.utc), onupdate=datetime.now(timezone.utc))
 
+    # penal_charge = db.Column(db.Float, default=0.0)
+    # penal_count = db.Column(db.Integer, default=0)
+
 
 
     def to_dict(self):