diff --git a/app.py b/app.py
index 031e1d7..51efc32 100644
--- a/app.py
+++ b/app.py
@@ -3,4 +3,5 @@ from app import create_app
 app = create_app()
 
 if __name__ == "__main__":
-    app.run(host="0.0.0.0", port=5000, debug=True)
\ No newline at end of file
+
+    app.run(host="0.0.0.0", port=5000, debug=True)
diff --git a/app/__pycache__/config.cpython-310.pyc b/app/__pycache__/config.cpython-310.pyc
index b2fd6e9..9e2ef39 100644
Binary files a/app/__pycache__/config.cpython-310.pyc and b/app/__pycache__/config.cpython-310.pyc differ
diff --git a/app/config.py b/app/config.py
index 598d366..74abe6d 100644
--- a/app/config.py
+++ b/app/config.py
@@ -1,9 +1,17 @@
 import os
 
+
 class Config:
     """Base configuration for Flask app"""
 
     SECRET_KEY = os.getenv("SECRET_KEY", "supersecretkey")
     API_BASE_URL = "https://coreapi.dev.simbrellang.net/v1/api/salary"
     JWT_SECRET_KEY = os.getenv("JWT_SECRET_KEY", "your_jwt_secret")
-    DEBUG = True
\ No newline at end of file
+    DEBUG = True
+
+    KAFKA_BROKER = "dev-events.simbrellang.net:9085"
+    KAFKA_PAYMENT_TOPIC = "PROCESS_PAYMENT"
+    KAFKA_TIMEOUT = 5.0
+
+
+settings = Config()
diff --git a/app/integrations/__init__.py b/app/integrations/__init__.py
new file mode 100644
index 0000000..f19ae60
--- /dev/null
+++ b/app/integrations/__init__.py
@@ -0,0 +1 @@
+from .kafka import KafkaIntegration
diff --git a/app/integrations/kafka.py b/app/integrations/kafka.py
new file mode 100644
index 0000000..4d3ed85
--- /dev/null
+++ b/app/integrations/kafka.py
@@ -0,0 +1,101 @@
+from confluent_kafka import Consumer, Producer
+import json
+import logging
+from app.config import settings
+import requests
+
+logger = logging.getLogger(__name__)
+
+
+class KafkaIntegration:
+    _consumer = None
+
+    _consumer_config = {
+        "bootstrap.servers": settings.KAFKA_BROKER,
+        "group.id": "loan-service-consumer",
+        "auto.offset.reset": "earliest",
+        "enable.auto.commit": True,
+    }
+
+    @staticmethod
+    def _get_consumer():
+        """Kafka consumer"""
+        if not KafkaIntegration._consumer:
+            KafkaIntegration._consumer = Consumer(KafkaIntegration._consumer_config)
+            logger.info(
+                f"Consumer connected to Kafka broker at {KafkaIntegration._consumer_config['bootstrap.servers']}"
+            )
+        return KafkaIntegration._consumer
+
+    @staticmethod
+    def delivery_report(err, msg):
+        """Called once for each message produced"""
+        if err is not None:
+            logger.error(f"Message delivery failed: {err}")
+            raise RuntimeError(f"Message delivery failed: {err}")
+
+        else:
+            logger.debug(
+                f"Message delivered to {msg.topic()} [{msg.partition()}] @ offset {msg.offset()}"
+            )
+
+    @staticmethod
+    def receive_disbursement_messages(topic, timeout=1.0):
+        """
+        Receive messages from a Kafka topic.
+
+        :param topic: The Kafka topic to subscribe to
+        :param timeout: Time to wait for a message (in seconds)
+        :return: The message value (decoded) or None if no message is received
+        """
+        consumer = KafkaIntegration._get_consumer()
+        consumer.subscribe([topic])
+
+        try:
+            msg = consumer.poll(timeout=timeout)
+            if msg is None:
+                logger.debug(f"No message received from topic {topic} within timeout")
+                return None
+            if msg.error():
+                logger.error(f"Consumer error: {msg.error()}")
+                raise RuntimeError(f"Consumer error: {msg.error()}")
+
+            # Decode and return the message value
+            message_value = msg.value().decode("utf-8")
+            logger.debug(
+                f"Received message from {msg.topic()} [{msg.partition()}] @ offset {msg.offset()}: {message_value}"
+            )
+            message = json.loads(message_value) if message_value else None
+
+            # Call the endpoint if provided
+            if message:
+                KafkaIntegration._call_disbursement_endpoint(message)
+
+            return message
+
+        except Exception as e:
+            logger.error(f"Error while receiving message: {e}")
+            raise
+
+    @staticmethod
+    def close_consumer():
+        """Shutdown consumer"""
+        consumer = KafkaIntegration._get_consumer()
+        consumer.close()
+        logger.info("Kafka consumer closed")
+
+    @staticmethod
+    def _call_disbursement_endpoint(
+        message, endpoint_url="http://localhost:8000/loans/disbursement"
+    ):
+        """Call an HTTP endpoint with the received message"""
+        try:
+            response = requests.post(endpoint_url, json=message, timeout=5)
+            response.raise_for_status()
+            logger.info(
+                f"Successfully sent message to {endpoint_url}: {response.status_code}"
+            )
+            print(response.json())
+        except requests.exceptions.RequestException as e:
+            logger.error(f"Failed to call endpoint {endpoint_url}: {e}")
+            raise
diff --git a/app/routes/__pycache__/authentication.cpython-310.pyc b/app/routes/__pycache__/authentication.cpython-310.pyc
index 84c1669..b1dd047 100644
Binary files a/app/routes/__pycache__/authentication.cpython-310.pyc and b/app/routes/__pycache__/authentication.cpython-310.pyc differ
diff --git a/app/routes/loan.py b/app/routes/loan.py
index f13a5fa..5c80968 100644
--- a/app/routes/loan.py
+++ b/app/routes/loan.py
@@ -1,6 +1,8 @@
 from flask import Blueprint, request, jsonify, current_app
 import requests
 from app.utils.auth import get_headers
+from app.integrations import KafkaIntegration
+from threading import Thread
 
 loan_bp = Blueprint("loan", __name__)
 
@@ -154,8 +156,10 @@ def disbursement():
     data = request.json
     api_url = f"{current_app.config['API_BASE_URL']}/Disbursement"
 
-    response = requests.post(api_url, json=data, headers=get_headers())
-    return jsonify(response.json()), response.status_code
+    return jsonify({"requestId": data["requestId"]}), 200
+
+    # response = requests.post(api_url, json=data, headers=get_headers())
+    # return jsonify(response.json()), response.status_code
 
 
 @loan_bp.route("/collect-loan", methods=["POST"])
diff --git a/requirements.txt b/requirements.txt
index ae70549..a5968da 100644
--- a/requirements.txt
+++ b/requirements.txt
@@ -4,4 +4,5 @@ Flask-Marshmallow==0.15.0
 marshmallow==3.19.0
 Flask-Cors==3.0.10
 gunicorn
-requests
\ No newline at end of file
+requests
+confluent-kafka==1.9.2
\ No newline at end of file
diff --git a/wsgi.py b/wsgi.py
index 49f70e1..7137082 100644
--- a/wsgi.py
+++ b/wsgi.py
@@ -1,7 +1,24 @@
 from app import create_app
+from app.integrations import KafkaIntegration
+from app.config import settings
+import logging
 
 app = create_app()
+logger = logging.getLogger(__name__)
 
 if __name__ != "__main__":
+
+    kafka = KafkaIntegration()
+
+    while True:
+        message = kafka.receive_disbursement_messages(
+            topic=settings.KAFKA_PAYMENT_TOPIC, timeout=settings.KAFKA_TIMEOUT
+        )
+
+        if message:
+            logger.info(f"Processed message: {message}")
+        else:
+            logger.info("No message received within timeout")
+
     # Expose WSGI app instance for Gunicorn
-    wsgi_app = app  
+    wsgi_app = app