diff --git a/app/models/loan.py b/app/models/loan.py
index 2bf0359..2c3739a 100644
--- a/app/models/loan.py
+++ b/app/models/loan.py
@@ -247,9 +247,9 @@ class Loan(db.Model):
         """
         Get customer's active loans and sum by customer_id.
         """
-        customer_loans = cls.query.filter_by( customer_id = customer_id).all()
+        customer_loans = cls.query.filter_by( customer_id = customer_id, status='active').all()
         if not customer_loans:
-            raise ValueError(f"Customer with Id {customer_id} does not have any loan.")
+            raise ValueError(f"Customer with Id {customer_id} does not have any active loan.")
 
         total_amount = (
             cls.query.with_entities(func.coalesce(func.sum(cls.balance), 0.0))
diff --git a/app/routes/autocall.py b/app/routes/autocall.py
index a156181..a11ec43 100644
--- a/app/routes/autocall.py
+++ b/app/routes/autocall.py
@@ -168,7 +168,7 @@ def process_salary_list():
 
         # Step 3.2: Get loans
         try:
-            loans, total_amount = LoanService.get_customer_loans(pending_salary.customer_id)
+            loans, total_amount = LoanService.get_customer_active_loans(pending_salary.customer_id)
             if not loans:
                 logger.warning(f"No loans found for customer ID: {pending_salary.customer_id}")
                 continue
diff --git a/app/services/loan.py b/app/services/loan.py
index 293b1be..ecf0de5 100644
--- a/app/services/loan.py
+++ b/app/services/loan.py
@@ -77,6 +77,13 @@ class LoanService:
         Get customer's active loans by customer_id.
         """
                
+        return Loan.get_customer_loans(customer_id=customer_id)
+    @classmethod
+    def get_customer_active_loans(cls,  customer_id):
+        """
+        Get customer's active loans by customer_id.
+        """
+               
         return Loan.get_customer_loans(customer_id=customer_id)
 
     @classmethod