diff --git a/app/integrations/kafka.py b/app/integrations/kafka.py
index 85bee8b..6aa1d95 100644
--- a/app/integrations/kafka.py
+++ b/app/integrations/kafka.py
@@ -3,6 +3,7 @@ import json
 from app.utils.logger import logger
 from app.config import settings
 import requests
+from app.routes.loan import disbursement as disbursement_endpoint
 
 
 class KafkaIntegration:
@@ -86,15 +87,13 @@ class KafkaIntegration:
         logger.info("Kafka consumer closed")
 
     @staticmethod
-    def _call_disbursement_endpoint(message, endpoint_url=f"{BASE_URL}/Disbursement"):
-        """Call an HTTP endpoint with the received message"""
+    def _call_disbursement_endpoint(message):
+        """Call the disbursement endpoint with the received message"""
         try:
-            response = requests.post(endpoint_url, json=message, timeout=5)
-            response.raise_for_status()
+            response = disbursement_endpoint(message)
             logger.info(
-                f"Successfully sent message to {endpoint_url}: {response.status_code}"
+                f"Successfully sent message to disbursement endpoint: {response.status_code}"
             )
-            print(response.json())
-        except requests.exceptions.RequestException as e:
-            logger.error(f"Failed to call endpoint {endpoint_url}: {e}")
+        except Exception as e:
+            logger.error(f"Failed to call disbursement endpoint: {e}")
             raise
diff --git a/app/routes/loan.py b/app/routes/loan.py
index 562ce22..64f82fd 100644
--- a/app/routes/loan.py
+++ b/app/routes/loan.py
@@ -153,14 +153,22 @@ def rac_check():
 
 
 @loan_bp.route("/disbursement", methods=["POST"])
-def disbursement():
-    data = request.json
+def disbursement(data=None):
+    if data is None:
+        data = request.json
+
     api_url = f"{BASE_URL}/Disbursement"
 
-    return jsonify({"requestId": data["requestId"]}), 200
-
-    # response = requests.post(api_url, json=data, headers=get_headers())
-    # return jsonify(response.json()), response.status_code
+    response = requests.post(
+        api_url,
+        json=data,
+        headers=get_headers(),
+        auth=(
+            settings.BANK_CALL_BASIC_AUTH_USERNAME,
+            settings.BANK_CALL_BASIC_AUTH_PASSWORD,
+        ),
+    )
+    return jsonify(response.json()), response.status_code
 
 
 @loan_bp.route("/collect-loan", methods=["POST"])
diff --git a/app/utils/auth.py b/app/utils/auth.py
index 0ef72b2..5666957 100644
--- a/app/utils/auth.py
+++ b/app/utils/auth.py
@@ -1,8 +1,9 @@
 import requests
 from flask import current_app
 
+
 def get_headers():
     return {
-        "Authorization": f"Bearer {current_app.config['JWT_SECRET_KEY']}",
-        "Content-Type": "application/json"
+        "Content-Type": "application/json",
+        "Accept": "application/json",
     }