diff --git a/app/config.py b/app/config.py
index 41a4a3f..248bc57 100644
--- a/app/config.py
+++ b/app/config.py
@@ -10,7 +10,7 @@ class Config:
     DEBUG = True
 
     KAFKA_BROKER = os.getenv("KAFKA_BROKER", "dev-events.simbrellang.net:9085")
-    KAFKA_TOPICS = [topic.strip() for topic in os.getenv("KAFKA_TOPICS", "").split(",") if topic.strip()]
+    KAFKA_TOPICS = [topic.strip() for topic in os.getenv("KAFKA_TOPICS", "PROCESS_PAYMENT,LOAN_REPAYMENT").split(",") if topic.strip()]
     KAFKA_TIMEOUT = float( os.getenv("KAFKA_TIMEOUT", 1000.0) )
 
     JWT_ACCESS_TOKEN_EXPIRES = os.getenv("JWT_ACCESS_TOKEN_EXPIRES", timedelta(hours=1))
diff --git a/app/integrations/simbrella.py b/app/integrations/simbrella.py
index 5fff2a2..b0ff9eb 100644
--- a/app/integrations/simbrella.py
+++ b/app/integrations/simbrella.py
@@ -46,6 +46,14 @@ class SimbrellaClient:
         loan_data = loan.to_dict()
         logger.info(f"Here is your loan data: {loan_data}")
 
+        if loan_data['disburseDate'] is not None:
+            logger.info(f"Please call verify loan : {data['transactionId']}  loan send for processing at {loan_data['disburseDate']}")
+            return 0
+        logger.info(f"Here are your cal 111 : *********************************************************")
+        # let us set disbursement date
+        LoanService.set_disbursement_date(loan_data['debtId'], loan_data['customerId']) # toda this must return something
+        logger.info(f"Here are your cal 000 : *********************************************************")
+
         loan_charges = preprocess_loan_charges_data([loan_charge.to_dict() for loan_charge in loan.loan_charges])
         logger.info(f"Here are your loan_charges: {loan_charges}")
 
diff --git a/app/models/loan.py b/app/models/loan.py
index 3dcc6df..a358089 100644
--- a/app/models/loan.py
+++ b/app/models/loan.py
@@ -6,6 +6,7 @@ from datetime import timedelta
 import logging
 from sqlalchemy import and_, or_, not_
 from sqlalchemy.sql import func
+from app.utils.logger import logger
 
 class Loan(db.Model):
     __tablename__ = "loans"
@@ -62,6 +63,7 @@ class Loan(db.Model):
         """
         return {
             'debtId': self.id,
+            "customerId": self.customer_id,
             'initialLoanAmount': self.initial_loan_amount,
             'currentLoanAmount': self.current_loan_amount,
             'defaultPenaltyFee': self.default_penalty_fee,
@@ -70,7 +72,10 @@ class Loan(db.Model):
             'status': self.status,
             'productId': self.product_id,
             'dueDate': self.due_date.isoformat() if self.due_date else None,
-            'loanDate': self.created_at.isoformat if self.created_at else None
+            'loanDate': self.created_at.isoformat if self.created_at else None,
+            'disburseDate': self.disburse_date.isoformat() if self.disburse_date else None,
+            'disburseVerify': self.disburse_verify.isoformat if self.disburse_verify else None,
+            'reference': self.reference
         }
 
     @classmethod
@@ -91,9 +96,8 @@ class Loan(db.Model):
 
         if not loan:
             raise ValueError(f"Loan with ID {loan_id} does not exist.")
-
-        if loan.status == status:
-            return
-
+        current_time = datetime.now().strftime('%Y-%m-%d %H:%M:%S')
+        logger.info(f"What is now    ======= ==== ==> : {current_time}")
         # Update loan disburse_date and  timestamp  datetime.today().strftime('%Y-%m-%d %H:%M:%S')
-        loan.disburse_date = datetime.today().strftime('%Y-%m-%d %H:%M:%S')
\ No newline at end of file
+        loan.disburse_date = current_time # datetime.today().strftime('%Y-%m-%d %H:%M:%S')
+