diff --git a/app/routes/loan.py b/app/routes/loan.py
index 3f06551..f95ca5b 100644
--- a/app/routes/loan.py
+++ b/app/routes/loan.py
@@ -117,3 +117,33 @@ def repayment():
     }
 
     return jsonify(response), 200
+
+
+@loan_bp.route("/rac-check", methods=["POST"])
+def rac_check():
+    data = request.json
+    api_url = f"{current_app.config['API_BASE_URL']}/RACCheck"
+
+    # response = requests.post(api_url, json=data, headers=get_headers())
+    # return jsonify(response.json()), response.status_code
+    response = {
+        "transactionId": "T001",
+        "customerId": "CN621868",
+        "accountId": "2017821799",
+        "RACResponse": {
+            "Salary account": "1",
+            "BVN": "1",
+            "BVNAttachedToAccount": "1",
+            "CRMS": "1",
+            "CRC": "1",
+            "AccountStatus": "1",
+            "Lien": "1",
+            "NoBouncedCheck": "1",
+            "Whitelist": "1",
+            "NoPastDueSalaryLoan": "1",
+            "NoPastDueOtherLoan": "1",
+        },
+        "resultDescription": "RAC Check Successful",
+    }
+
+    return jsonify(response), 200
diff --git a/openapi.yml b/openapi.yml
index 041e69f..6901425 100644
--- a/openapi.yml
+++ b/openapi.yml
@@ -212,3 +212,44 @@ paths:
       responses:
         200:
           description: A successful response
+  /loans/raccheck:
+    post:
+      summary: Performs RAC check on a user
+      requestBody:
+        required: true
+        content:
+          application/json:
+            schema:
+              type: object
+              properties:
+                transactionId:
+                  type: string
+                  example: "T001"
+                fbnTransactionId:
+                  type: string
+                  example: "Tr201712RK9232P115"
+                customerId:
+                  type: string
+                  example: "CN621868"
+                accountId:
+                  type: string
+                  example: "2017821799"
+                RAC_Array:
+                  type: array
+                  items:
+                    type: string
+                  example:
+                    - "SalaryAccount"
+                    - "BVN"
+                    - "BVNAttachedtoAccount"
+                    - "CRC"
+                    - "CRMS"
+                    - "AccountStatus"
+                    - "Lien"
+                    - "NoBouncedCheck"
+                    - "Whitelist"
+                    - "NoPastDueSalaryLoan"
+                    - "NoPastDueOtherLoan"
+      responses:
+        200:
+          description: A successful response