diff --git a/app/integrations/simbrella.py b/app/integrations/simbrella.py
index 18b443e..e49c3df 100644
--- a/app/integrations/simbrella.py
+++ b/app/integrations/simbrella.py
@@ -1,5 +1,6 @@
 import requests
 from app.config import settings
+from app.helpers.response_helper import ResponseHelper
 from app.services.loan import LoanService
 from app.utils.auth import get_headers
 from app.utils.extras import preprocess_loan_charges_data
@@ -156,11 +157,26 @@ class SimbrellaClient:
     @staticmethod
     def penal_charge(data):
 
+        api_url = f"{SimbrellaClient.BANK_CALL_BASE_URL}/PenalCharge"
+        logger.info(f"Calling Penal Charge endpoint with data: {data}")
+
         try:
             logger.info(f"Here is your Penal Charge Request data ***** : {data}")
 
-            return data
+            try:
+                logger.info(f"Here is your Penal Charge Request data ****** : {data}")
+                response = requests.post(api_url, json=data, timeout=10, headers=get_headers())
+                logger.info(f"Penal Charge response: {response.json()}")
+
+            except Exception as e:
+                logger.info(f"Failed to call Penal Charge endpoint: {e}")
+                return ResponseHelper.error("An error occurred", 500)
+
+            return ResponseHelper.success({
+                  "resultCode": "00",
+                  "resultDescription": "Penal charge debited successfully"
+                }, "Successful")
 
         except Exception as e:
-            logger.info(f"Failed to call Payment Callback endpoint: {e}")
+            logger.info(f"Failed to call Penal Charge endpoint: {e}")
             raise
\ No newline at end of file