{
  "type": "object",
  "properties": {
    "customerId": {
      "type": "string",
      "example": "ZX48440946"
    },
    "transactionId": {
      "type": "string",
      "example": "TRCVIC49381378037"
    },
    "accountId": {
      "type": "string",
      "example": "361005323"
    },
    "loans": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "debtId": {
            "type": "integer",
            "example": 80
          },
          "loanDate": {
            "type": "string",
            "format": "date-time",
            "example": "2025-09-12T11:58:58"
          },
          "dueDate": {
            "type": "string",
            "format": "date-time",
            "example": "2025-12-11T11:58:58"
          },
          "currentLoanAmount": {
            "type": "number",
            "format": "float",
            "example": 30000.0
          },
          "initialLoanAmount": {
            "type": "number",
            "format": "float",
            "example": 30000.0
          },
          "defaultPenaltyFee": {
            "type": "number",
            "format": "float",
            "example": 0.0
          },
          "continuousFee": {
            "type": "number",
            "format": "float",
            "example": 0.0
          },
          "productId": {
            "type": "string",
            "example": "3MPC"
          },
          "installmentAmount": {
            "type": "number",
            "format": "float",
            "example": 10900.0
          },
          "repaymentAmount": {
            "type": "number",
            "format": "float",
            "example": 32700.0
          },
          "loanRef": {
            "type": "string",
            "example": "TRCVIC73089465966USSD3MPC"
          },
          "status": {
            "type": "string",
            "example": "active"
          },
          "tenor": {
            "type": "integer",
            "example": 90
          },
          "transactionId": {
            "type": "string",
            "example": "TRCVIC73089465966"
          },
          "upfrontFee": {
            "type": "number",
            "format": "float",
            "example": 622.5
          }
        }
      }
    },
    "resultCode": {
      "type": "string",
      "example": "00"
    },
    "resultDescription": {
      "type": "string",
      "example": "Successful"
    },
    "totalDebtAmount": {
      "type": "number",
      "format": "float",
      "example": 30000.0
    },
    "summary": {
      "type": "object",
      "properties": {
        "totalOutstandingAmount": {
          "type": "number",
          "format": "float",
          "example": 114450.0,
          "description": "Total amount still owed across all unpaid loans."
        },
        "totalActiveLoanAmount": {
          "type": "number",
          "format": "float",
          "example": 40000.0,
          "description": "Total principal amount of currently active loans."
        },
        "totalSettledAmount": {
          "type": "number",
          "format": "float",
          "example": 80000.0,
          "description": "Total amount that has been fully repaid."
        }
      }
    }
  },
  "xml": {
    "name": "LoanStatusResponse"
  }
}