from datetime import datetime, timezone from app.extensions import db from app.models.customer import Customer from app.models.account import Account class Loan(db.Model): __tablename__ = 'loans' id = db.Column(db.String(50), primary_key=True) customer_id = db.Column(db.String(50), nullable=False) account_id = db.Column(db.String(50), nullable=False) product_id = db.Column(db.String(20), nullable=False) principal_amount = db.Column(db.Float, nullable=False) status = db.Column(db.String(20), default='pending') created_at = db.Column(db.DateTime, default=datetime.now(timezone.utc)) updated_at = db.Column(db.DateTime, default=datetime.now(timezone.utc), onupdate=datetime.now(timezone.utc)) @classmethod def create_loan(cls, id, customer_id, account_id, product_id, principal_amount, status='pending'): # Check if customer exists is_valid = Customer.is_valid_customer(customer_id) if not is_valid: raise ValueError("Customer does not exist") # # Check for active loans # has_active_loans = cls.has_active_loans(customer_id) # if has_active_loans: # raise ValueError("Customer has active loans") # Create and save the loan loan = cls( id=id, customer_id=customer_id, account_id=account_id, product_id=product_id, principal_amount=principal_amount, status=status ) db.session.add(loan) db.session.commit() return loan @classmethod def has_active_loans(cls, customer_id): active_loans = cls.query.filter_by( customer_id=customer_id, status='active' ).count() if active_loans > 0: return False return True def __repr__(self): return f''