from datetime import datetime, timezone from app.extensions import db class Loan(db.Model): __tablename__ = 'loans' id = db.Column(db.String(50), primary_key=True) customer_id = db.Column(db.String(50), nullable=False) account_id = db.Column(db.String(50), nullable=False) product_id = db.Column(db.String(20), nullable=False) principal_amount = db.Column(db.Float, nullable=False) status = db.Column(db.String(20), default='pending') created_at = db.Column(db.DateTime, default=datetime.now(timezone.utc)) updated_at = db.Column(db.DateTime, default=datetime.now(timezone.utc), onupdate=datetime.now(timezone.utc)) @classmethod def has_active_loans(cls, customer_id): active_loans = cls.query.filter_by( customer_id=customer_id, status='active' ).count() if active_loans > 0: return False, "Customer has active loans" return True, "No active loans" @classmethod def get_customer_loan(cls, loan_id, customer_id): """ Check if a loan with the given ID exists and if the loan belongs to the specified customer_id. """ loan = cls.query.filter_by(id=loan_id, customer_id=customer_id).first() if not loan: raise ValueError(f"Loan with ID {loan_id} does not exist or does not belong to customer {customer_id}.") return loan def __repr__(self): return f''