from datetime import datetime, timezone from app.extensions import db class Loan(db.Model): __tablename__ = 'loans' id = db.Column(db.String(50), primary_key=True) customer_id = db.Column(db.String(50), nullable=False) account_id = db.Column(db.String(50), nullable=False) product_id = db.Column(db.String(20), nullable=False) principal_amount = db.Column(db.Float, nullable=False) status = db.Column(db.String(20), default='pending') created_at = db.Column(db.DateTime, default=datetime.now(timezone.utc)) updated_at = db.Column(db.DateTime, default=datetime.now(timezone.utc), onupdate=datetime.now(timezone.utc)) @classmethod def has_active_loans(cls, customer_id): active_loans = cls.query.filter_by( customer_id=customer_id, status='active' ).count() if active_loans > 0: return False, "Customer has active loans" return True, "No active loans" def __repr__(self): return f''