diff --git a/app/api/services/provide_loan.py b/app/api/services/provide_loan.py
index 49c7e19..aeeb575 100644
--- a/app/api/services/provide_loan.py
+++ b/app/api/services/provide_loan.py
@@ -90,7 +90,7 @@ class ProvideLoanService(BaseService):
                             ]
                     loan_id = loan.id
 
-                    loan_charges = LoanCharge.create_charges_for_loan(loan_id = loan_id, transaction_id = transaction_id, charges = charges)
+                    loan_charges = LoanCharge.create_charges_for_loan(loan_id = loan_id, transaction_id = transaction_id, referenced_amount = 800, charges = charges)
 
 
                     # logger.error(f"********* We need to develop the fee array here")             
diff --git a/app/models/loan_charge.py b/app/models/loan_charge.py
index e00002b..00b3606 100644
--- a/app/models/loan_charge.py
+++ b/app/models/loan_charge.py
@@ -26,7 +26,7 @@ class LoanCharge(db.Model):
     )
 
     @classmethod
-    def create_charges_for_loan(cls, loan_id, transaction_id, referenced_amount = 0.0, charges):
+    def create_charges_for_loan(cls, loan_id, transaction_id, charges, referenced_amount = 0.0):
         """
         Create loan charges for a given loan.