DigiFi/digifi-BankToProductCore
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[add]: loan charges and offers. Fix RACCheck

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This commit is contained in:
VivianDee
2025-04-16 21:36:26 +01:00
parent 359621dc9d
commit 93ed8b3d17
12 changed files with 161 additions and 71 deletions
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app/api/integrations/simbrella.py
+5 -6
View File
@@ -36,6 +36,7 @@ class SimbrellaIntegration:
}
logger.error(f"This is PayLoad: {str(payload)}",exc_info=True)
headers = {
'Content-Type': 'application/json',
'x-api-key': f'{settings.VALID_API_KEY}',
@@ -44,12 +45,10 @@ class SimbrellaIntegration:
try:
response = requests.post(url, json=payload, timeout=10, headers=headers)
logger.error(f"This is Response: {str(response)}", exc_info=True)
# Raise an error for non-200 responses
if response.status_code != 200:
response.raise_for_status()
return response.json()
except requests.exceptions.RequestException as err:
logger.error(f"RACCheck API call failed: {str(err)}", exc_info=True)
return {"error": "RACCheck API error"}
except Exception as e:
logger.error(f"RACCheck API call failed: {str(e)}", exc_info=True)
raise Exception(f"RACCheck API call failed: {str(e)}")
app/api/schemas/provide_loan.py
+1 -1
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@@ -12,5 +12,5 @@ class ProvideLoanSchema(Schema):
# lienAmount = fields.Float(required=True)
requestedAmount = fields.Float(required=True)
collectionType = fields.Int(required=True)
offerId = fields.Int(required=True)
offerId = fields.Str(required=True)
channel = fields.Str(required=True)
app/api/services/eligibility_check.py
+3 -19
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@@ -58,26 +58,10 @@ class EligibilityCheckService(BaseService):
logger.error(f"This is Response Returned ****** : {str(response)}")
# this chck for error is not valid
logger.error(f"Check for ERROR is not valid ****** FIX THIS !!!!!")
#if "error" in response or response.get("status") != 200:
# return jsonify({"message": "RACCheck failed"}), 400
if response.get("status") != 200:
return jsonify({"message": "RACCheck failed"}), 400
offers = [
{
"offerId": "SAL90",
"productId": "2030",
"minAmount": 5000,
"maxAmount": 100000,
"tenor": 30
},
{
"offerId": "SAL30",
"productId": "2090",
"minAmount": 5000,
"maxAmount": 500000,
"tenor": 90
}
]
offers = [offer.to_dict() for offer in Offer.get_all_offers()]
# Simulate processing
response_data = {
app/api/services/provide_loan.py
+59 -34
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@@ -3,10 +3,12 @@ from marshmallow import ValidationError
from app.api.integrations.kafka import KafkaIntegration
from app.api.services.base_service import BaseService
from app.api.enums import TransactionType
from app.models.customer import Customer
from app.models.loan_charge import LoanCharge
from app.utils.logger import logger
from app.api.schemas.provide_loan import ProvideLoanSchema
from threading import Thread
from app.models.loan import Loan
from app.models import Loan, Offer
from app.api.enums import LoanStatus
from app.extensions import db
@@ -34,13 +36,20 @@ class ProvideLoanService(BaseService):
collection_type = validated_data.get('collectionType')
transaction_id = validated_data.get('transactionId')
offer_id = validated_data.get('offerId')
product_id = validated_data.get('productrId')
customer = Customer.is_valid_customer(customer_id)
if (ProvideLoanService.validate_account_ownership(account_id = account_id, customer_id = customer_id)):
offer = Offer.is_valid_offer(offer_id)
if not offer:
logger.error(f"Invalid Offer")
return jsonify({
"message": "Invalid Offer."
}), 400
# Log Transaction
transaction = ProvideLoanService.log_transaction(validated_data=validated_data)
@@ -56,52 +65,68 @@ class ProvideLoanService(BaseService):
customer_id = customer_id,
account_id = account_id,
offer_id = offer_id,
product_id = product_id,
product_id = offer.product_id,
collection_type = collection_type,
transaction_id = validated_data.get('transactionId'),
initial_loan_amount = validated_data.get('requestedAmount'),
status= LoanStatus.ACTIVE
)
db.session.flush()
if not loan:
logger.error(f"Failed to save loan details")
return jsonify({
"message": "Failed to save loan details."
}), 400
logger.error(f"********* We need to develop the fee array here")
loan_def = {
"offers": [
{
"offerId": "SAL90",
"productId": "2030",
"minAmount": 5000,
"maxAmount": 100000,
"tenor": 30
},
{
"offerId": "SAL30",
"productId": "2090",
"minAmount": 3000,
"maxAmount": 500000,
"tenor": 90
}
],
"loan_fee": {
"SAL30": [
{"code": "INTEREST", "percent": 1.1, "due": 0, "description": "This is fee 000"},
{"code": "MGTFEE", "percent": 2.5, "due": 0, "description": "This is fee 001"},
{"code": "INSURANCE", "percent": 3.5, "due": 0, "description": "This is fee 001"},
{"code": "VAT", "percent": 1.0, "due": 0, "description": "This is fee 001"},
],
"SAL90": [
charges = [
{"code": "INTEREST", "percent": 1.1, "due": 0, "description": "This is fee 9000"},
{"code": "MGTFEE", "percent": 1.5, "due": 0, "description": "This is fee 90002"},
{"code": "INSURANCE", "percent": 1.5, "due": 30, "description": "This is fee 90003"},
{"code": "VAT", "percent": 1.5, "due": 60, "description": "This is fee 90004"},
]
}
}
loan_id = loan.id
loan_charges = LoanCharge.create_charges_for_loan(loan_id = loan_id, charges = charges)
# logger.error(f"********* We need to develop the fee array here")
# loan_def = {
# "offers": [
# {
# "offerId": "SAL90",
# "productId": "2030",
# "minAmount": 5000,
# "maxAmount": 100000,
# "tenor": 30
# },
# {
# "offerId": "SAL30",
# "productId": "2090",
# "minAmount": 3000,
# "maxAmount": 500000,
# "tenor": 90
# }
# ],
# "loan_fee": {
# "SAL30": [
# {"code": "INTEREST", "percent": 1.1, "due": 0, "description": "This is fee 000"},
# {"code": "MGTFEE", "percent": 2.5, "due": 0, "description": "This is fee 001"},
# {"code": "INSURANCE", "percent": 3.5, "due": 0, "description": "This is fee 001"},
# {"code": "VAT", "percent": 1.0, "due": 0, "description": "This is fee 001"},
# ],
# "SAL90": [
# {"code": "INTEREST", "percent": 1.1, "due": 0, "description": "This is fee 9000"},
# {"code": "MGTFEE", "percent": 1.5, "due": 0, "description": "This is fee 90002"},
# {"code": "INSURANCE", "percent": 1.5, "due": 30, "description": "This is fee 90003"},
# {"code": "VAT", "percent": 1.5, "due": 60, "description": "This is fee 90004"},
# ]
# }
# }
# Log Transaction
@@ -124,7 +149,7 @@ class ProvideLoanService(BaseService):
"transactionId": transaction_id,
"customerId": customer_id,
"accountId": account_id,
"msisdn": "3451342",
"msisdn": customer.msisdn,
"resultCode": "00",
"resultDescription": "Successful"
}
app/api/services/select_offer.py
+1 -1
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@@ -44,7 +44,7 @@ class SelectOfferService(BaseService):
offers = [
{
"offerId": "14451",
"offerId": "SAL90",
"productId": "2030",
"amount": 10000.0,
"upfrontPayment": 1000.0,