diff --git a/app/models/loan.py b/app/models/loan.py
index ac42b43..6de1522 100644
--- a/app/models/loan.py
+++ b/app/models/loan.py
@@ -146,6 +146,8 @@ class Loan(db.Model):
         loan = cls.query.filter_by( customer_id = customer_id).first()
         logger.info(f" Active Loan ==>>>> RESULT************************ AMEYE")
         if not loan:
+            return None
+
             loan = {
                 "eligible_amount": 0,
                 "loan_amount": 0,
@@ -153,8 +155,8 @@ class Loan(db.Model):
                 "transaction_id": "",
                 "resultDescription": "No Active Loan"
             }
-            logger.info(f" Active Loan ==>>>> RESULT*********************")
-            logger.info(f" Active Loan ==>>>>  {loan}")
+        logger.info(f" Active Loan ==>>>> RESULT*********************")
+        logger.info(f" Active Loan ==>>>>  {loan}")
 
         return loan