diff --git a/app/api/services/provide_loan.py b/app/api/services/provide_loan.py
index 30da2ca..aeeb575 100644
--- a/app/api/services/provide_loan.py
+++ b/app/api/services/provide_loan.py
@@ -90,7 +90,7 @@ class ProvideLoanService(BaseService):
                             ]
                     loan_id = loan.id
 
-                    loan_charges = LoanCharge.create_charges_for_loan(loan_id = loan_id, charges = charges)
+                    loan_charges = LoanCharge.create_charges_for_loan(loan_id = loan_id, transaction_id = transaction_id, referenced_amount = 800, charges = charges)
 
 
                     # logger.error(f"********* We need to develop the fee array here")             
diff --git a/app/models/loan_charge.py b/app/models/loan_charge.py
index 3e71030..a9ed283 100644
--- a/app/models/loan_charge.py
+++ b/app/models/loan_charge.py
@@ -1,4 +1,4 @@
-from datetime import datetime, timezone
+from datetime import datetime, timezone, timedelta
 from app.extensions import db
 from sqlalchemy.orm import relationship
 
@@ -8,11 +8,13 @@ class LoanCharge(db.Model):
 
     id = db.Column(db.Integer, primary_key=True, autoincrement=True)
     loan_id = db.Column(db.Integer, nullable=False)
+    transaction_id = db.Column(db.String(50), nullable=True)
     code = db.Column(db.String(50), nullable=False) 
     amount = db.Column(db.Float, default=0.0)
     percent = db.Column(db.Float, default=0.0)
     description = db.Column(db.Text, nullable=True)
     due = db.Column(db.Integer, nullable=False)
+    due_date = db.Column(db.DateTime, nullable=True)
     created_at = db.Column(db.DateTime, default=datetime.now(timezone.utc))
     updated_at = db.Column(db.DateTime, default=datetime.now(timezone.utc), onupdate=datetime.now(timezone.utc))
 
@@ -24,7 +26,7 @@ class LoanCharge(db.Model):
     )
 
     @classmethod
-    def create_charges_for_loan(cls, loan_id, charges):
+    def create_charges_for_loan(cls, loan_id, transaction_id, charges, referenced_amount = 0.0):
         """
         Create loan charges for a given loan.
 
@@ -40,15 +42,27 @@ class LoanCharge(db.Model):
             raise ValueError("loan_id cannot be None")
 
         loan_charges = []
+        now = datetime.now(timezone.utc)
+
         for charge in charges:
+            due_days = charge.get("due", 0)
+            amount = charge.get("amount", 0.0)
+            percent = charge.get("percent", 0.0)
+
+            if amount == 0.0:
+                amount = (percent / 100.0) * referenced_amount
+
             charge_obj = cls(
-                loan_id=loan_id,
-                code=charge.get("code"),
-                amount=charge.get("amount", 0.0),
-                percent=charge.get("percent", 0.0),
-                description=charge.get("description", ""),
-                due=charge.get("due", 0)
+                loan_id = loan_id,
+                transaction_id = transaction_id,
+                code = charge.get("code"),
+                amount = amount,
+                percent = percent,
+                description = charge.get("description", ""),
+                due = due_days,
+                due_date = now + timedelta(days=due_days)
             )
+
             db.session.add(charge_obj)
             loan_charges.append(charge_obj)
 
diff --git a/migrations/versions/ec8d97f9b584_migration_on_thu_apr_17_10_40_05_utc_.py b/migrations/versions/ec8d97f9b584_migration_on_thu_apr_17_10_40_05_utc_.py
new file mode 100644
index 0000000..1cf6d46
--- /dev/null
+++ b/migrations/versions/ec8d97f9b584_migration_on_thu_apr_17_10_40_05_utc_.py
@@ -0,0 +1,34 @@
+"""Migration on Thu Apr 17 10:40:05 UTC 2025
+
+Revision ID: ec8d97f9b584
+Revises: 287ecb02d3d7
+Create Date: 2025-04-17 10:40:34.751272
+
+"""
+from alembic import op
+import sqlalchemy as sa
+
+
+# revision identifiers, used by Alembic.
+revision = 'ec8d97f9b584'
+down_revision = '287ecb02d3d7'
+branch_labels = None
+depends_on = None
+
+
+def upgrade():
+    # ### commands auto generated by Alembic - please adjust! ###
+    with op.batch_alter_table('loan_charges', schema=None) as batch_op:
+        batch_op.add_column(sa.Column('transaction_id', sa.String(length=50), nullable=True))
+        batch_op.add_column(sa.Column('due_date', sa.DateTime(), nullable=True))
+
+    # ### end Alembic commands ###
+
+
+def downgrade():
+    # ### commands auto generated by Alembic - please adjust! ###
+    with op.batch_alter_table('loan_charges', schema=None) as batch_op:
+        batch_op.drop_column('due_date')
+        batch_op.drop_column('transaction_id')
+
+    # ### end Alembic commands ###