Merge branch 'master' of https://gitlab.chiefsoft.net/DigiFi/digifi-BankToProductCore

app/api/schemas/provide_loan.py

@@ -8,8 +8,8 @@ class ProvideLoanSchema(Schema):
     customerId = fields.Str(required=True)
     accountId = fields.Str(required=True)
     msisdn = fields.Str(required=False)
- #   productId = fields.Str(required=True)
+    # productId = fields.Str(required=True)
-  #  lienAmount = fields.Float(required=True)
+    # lienAmount = fields.Float(required=True)
     requestedAmount = fields.Float(required=True)
     collectionType = fields.Int(required=True)
     offerId = fields.Int(required=True)

app/api/services/provide_loan.py

@@ -6,6 +6,7 @@ from app.api.enums import TransactionType
 from app.utils.logger import logger
 from app.api.schemas.provide_loan import ProvideLoanSchema
 from threading import Thread
+from app.models.loan import Loan
 
 
 class ProvideLoanService(BaseService):
@@ -31,6 +32,7 @@ class ProvideLoanService(BaseService):
             transaction_id = validated_data.get('transactionId')
 
             if (ProvideLoanService.validate_account_ownership(account_id = account_id, customer_id = customer_id)):
+
                 transaction = ProvideLoanService.log_transaction(validated_data = validated_data)
 
                 if not transaction:
@@ -38,6 +40,25 @@ class ProvideLoanService(BaseService):
                     return jsonify({
                         "message": "Failed to log transaction."
                     }), 400
+
+                # Save the loan details
+                loan_id = f"loan_{transaction_id}"
+                
+                loan = Loan.create_loan(
+                    customer_id=customer_id,
+                    account_id=account_id,
+                    offer_id=validated_data.get('offerId'),
+                    principal_amount=validated_data.get('requestedAmount'),
+                    status="active"
+                )
+
+                if not loan:
+                    logger.error(f"Failed to save loan details")
+                    return jsonify({
+                        "message": "Failed to save loan details."
+                    }), 400
+            
+                
             else: 
                 return jsonify({
                         "message": "Invalid Customer or Account"
@@ -86,4 +107,3 @@ class ProvideLoanService(BaseService):
     
  
 
-

app/api/services/repayment.py

@@ -22,7 +22,6 @@ class RepaymentService(BaseService):
         """
         try:
             validated_data = RepaymentService.validate_data(data, RepaymentSchema())
-            account_id = validated_data.get('accountId')
             customer_id =  validated_data.get('customerId')
             customer = RepaymentService.get_or_create_customer(validated_data)
             account = customer.accounts[0]
@@ -30,7 +29,7 @@ class RepaymentService(BaseService):
             request_id =  validated_data.get('requestId')
 
 
-            if (RepaymentService.validate_account_ownership(account_id = account_id, customer_id = customer_id)):
+            if (RepaymentService.validate_account_ownership(account_id = account.id, customer_id = customer_id)):
                 transaction = RepaymentService.log_transaction(validated_data = validated_data)
 
                 if not transaction:

app/api/services/select_offer.py

@@ -3,7 +3,7 @@ from marshmallow import ValidationError
 from app.api.services.base_service import BaseService
 from app.api.enums import TransactionType   
 from app.utils.logger import logger
-from app.api.schemas.select_offer import SelectOfferSchema   
+from app.api.schemas.select_offer import SelectOfferSchema
 
 class SelectOfferService(BaseService):
     TRANSACTION_TYPE = TransactionType.SELECT_OFFER 

app/models/customer.py

@@ -20,11 +20,11 @@ class Customer(db.Model):
     )
 
     @classmethod
-    def is_eligible(cls, customer_id):
+    def is_valid_customer(cls, customer_id):
         customer = cls.query.filter_by(id=customer_id).first()
         if not customer:
-            return False, "Customer not found"
+            return False
-        return True, "Customer is eligible"
+        return True
 
     @classmethod
     def create_customer(cls, id, msisdn, country_code, account_id, account_type='savings'):

app/models/loan.py

@@ -1,20 +1,54 @@
 from datetime import datetime, timezone
 from app.extensions import db
+from app.models.customer import Customer
+from app.models.account import Account
 
 
 class Loan(db.Model):
     __tablename__ = 'loans'
 
-    id = db.Column(db.String(50), primary_key=True) 
+    id = db.Column(
+        db.Integer,
+        primary_key=True,
+        autoincrement=True,
+    )
     customer_id = db.Column(db.String(50), nullable=False)
     account_id = db.Column(db.String(50), nullable=False)
-    product_id = db.Column(db.String(20), nullable=False)
+    offer_id = db.Column(db.String(20), nullable=False)
     principal_amount = db.Column(db.Float, nullable=False)
     status = db.Column(db.String(20), default='pending')
     created_at = db.Column(db.DateTime, default=datetime.now(timezone.utc))
     updated_at = db.Column(db.DateTime, default=datetime.now(timezone.utc), onupdate=datetime.now(timezone.utc))
 
 
+    @classmethod
+    def create_loan(cls, customer_id, account_id, offer_id, principal_amount, status='pending'):
+
+        # Check if customer exists
+        is_valid = Customer.is_valid_customer(customer_id)
+        if not is_valid:
+            raise ValueError("Customer does not exist")
+        
+        # # Check for active loans
+        # has_active_loans = cls.has_active_loans(customer_id)
+        # if has_active_loans:
+        #     raise ValueError("Customer has active loans")
+
+
+        # Create and save the loan
+        loan = cls(
+            customer_id=customer_id,
+            account_id=account_id,
+            offer_id=offer_id,
+            principal_amount=principal_amount,
+            status=status
+        )
+
+        db.session.add(loan)
+        db.session.commit()
+        return loan
+
+
     @classmethod
     def has_active_loans(cls, customer_id):
         active_loans = cls.query.filter_by(
@@ -23,8 +57,8 @@ class Loan(db.Model):
         ).count()
 
         if active_loans > 0:
-            return False, "Customer has active loans"
+            return False
-        return True, "No active loans"
+        return True
     
     @classmethod
     def get_customer_loan(cls, loan_id, customer_id):

app/swagger/schemas/ProvideLoanRequest.json

@@ -21,15 +21,6 @@
             "type": "string",
             "example": "3451342"
         },
-        "productId": {
-            "type": "string",
-            "example": "101"
-        },
-        "lienAmount": {
-            "type": "number",
-            "format": "decimal",
-            "example": 400
-        },
         "requestedAmount": {
             "type": "number",
             "format": "decimal",