[update]: Loan Status

app/api/services/loan_status.py

@@ -1,5 +1,6 @@
 from flask import request, jsonify
 from marshmallow import ValidationError
+from app.api.enums.loan_status import LoanStatus
 from app.models import Customer
 from app.utils.logger import logger
 from app.api.schemas.loan_status import LoanStatusSchema 
@@ -33,7 +34,7 @@ class LoanStatusService(BaseService):
                 transactionId = validated_data.get('transactionId')
 
                 # Get loans
-                loans = [loan.to_dict() for loan in customer.loans]
+                loans = [loan.to_dict() for loan in customer.loans if loan.status == LoanStatus.ACTIVE]
 
                 transaction = LoanStatusService.log_transaction(validated_data = validated_data)
 
@@ -57,12 +58,17 @@ class LoanStatusService(BaseService):
                 #     }
                 # ]
 
+                total_debt_amount = sum(
+                    loan.get("currentLoanAmount") or 0
+                    for loan in loans
+                    )
+
                 # Simulated processing logic
                 response_data = {
                     "customerId": customer_id,
                     "transactionId": transactionId,
                     "loans": loans,
-                    "totalDebtAmount": 8500,
+                    "totalDebtAmount": total_debt_amount,
                     "resultCode": "00",
                     "resultDescription": "Successful"
                 }

app/api/services/provide_loan.py

@@ -31,6 +31,7 @@ class ProvideLoanService(BaseService):
                 account_id = validated_data.get('accountId')
                 customer_id =  validated_data.get('customerId')
                 request_id =  validated_data.get('requestId')
+                collection_type =  validated_data.get('collectionType')
                 transaction_id = validated_data.get('transactionId')
 
                 if (ProvideLoanService.validate_account_ownership(account_id = account_id, customer_id = customer_id)):
@@ -38,11 +39,13 @@ class ProvideLoanService(BaseService):
                 
                     # Save the loan details  
                     loan = Loan.create_loan(
-                        customer_id=customer_id,
-                        account_id=account_id,
-                        offer_id=validated_data.get('offerId'),
-                        principal_amount=validated_data.get('requestedAmount'),
-                        status=LoanStatus.ACTIVE
+                        customer_id = customer_id,
+                        account_id = account_id,
+                        offer_id = validated_data.get('offerId'),
+                        collection_type = collection_type,
+                        transaction_id = validated_data.get('transactionId'),
+                        initial_loan_amount = validated_data.get('requestedAmount'),
+                        status= LoanStatus.ACTIVE
                     )
 
                     if not loan:

app/config.py

@@ -32,7 +32,6 @@ class Config:
     )
 
     KAFKA_BROKER = 'dev-events.simbrellang.net:9085'
-    KAFKA_PAYMENT_TOPIC = 'PROCESS_PAYMENT'
 
 
 settings = Config()

app/models/loan.py

@@ -16,10 +16,16 @@ class Loan(db.Model):
         autoincrement=True,
     )
     customer_id = db.Column(db.String(50), nullable=False)
+    transaction_id = db.Column(db.String(50), nullable=True)
     account_id = db.Column(db.String(50), nullable=False)
     offer_id = db.Column(db.String(20), nullable=False)
-    principal_amount = db.Column(db.Float, nullable=False)
+    collection_type = db.Column(db.String(20), nullable=True) 
+    current_loan_amount = db.Column(db.Float, nullable=True)  
+    initial_loan_amount = db.Column(db.Float, nullable=False) 
+    default_penalty_fee = db.Column(db.Float, default=0)  
+    continuous_fee = db.Column(db.Float, default=0)
     status = db.Column(db.String(20), default='pending')
+    due_date = db.Column(db.DateTime, nullable=True) 
     created_at = db.Column(db.DateTime, default=datetime.now(timezone.utc))
     updated_at = db.Column(db.DateTime, default=datetime.now(timezone.utc), onupdate=datetime.now(timezone.utc))
 
@@ -31,26 +37,26 @@ class Loan(db.Model):
     )
 
     @classmethod
-    def create_loan(cls, customer_id, account_id, offer_id, principal_amount, status='pending'):
+    def create_loan(cls, customer_id, account_id, offer_id, initial_loan_amount, collection_type, transaction_id, status='pending'):
 
         # Check if customer exists
         is_valid = Customer.is_valid_customer(customer_id)
         if not is_valid:
             raise ValueError("Customer does not exist")
-        
-        # # Check for active loans
-        # has_active_loans = cls.has_active_loans(customer_id)
-        # if has_active_loans:
-        #     raise ValueError("Customer has active loans")
 
+        now = datetime.now(timezone.utc)
 
         # Create and save the loan
         loan = cls(
-            customer_id=customer_id,
-            account_id=account_id,
-            offer_id=offer_id,
-            principal_amount=principal_amount,
-            status=status
+            customer_id = customer_id,
+            account_id = account_id,
+            offer_id = offer_id,
+            collection_type = collection_type,
+            transaction_id = transaction_id,
+            initial_loan_amount = initial_loan_amount,
+            current_loan_amount = initial_loan_amount,
+            due_date=now, 
+            status = status
         )
 
         try:
@@ -104,14 +110,15 @@ class Loan(db.Model):
         Convert the Loan object to a dictionary format for JSON serialization.
         """
         return {
-            'id': self.id,
-            'customer_id': self.customer_id,
-            'account_id': self.account_id,
-            'offer_id': self.offer_id,
-            'principal_amount': self.principal_amount,
+            'debtId': self.id,
+            'initialLoanAmount': self.initial_loan_amount,
+            'currentLoanAmount': self.current_loan_amount,
+            'defaultPenaltyFee': self.default_penalty_fee,
+            'continuousFee': self.continuous_fee,
+            'collectionType': self.collection_type,
             'status': self.status,
-            'created_at': self.created_at.isoformat() if self.created_at else None,
-            'updated_at': self.updated_at.isoformat() if self.updated_at else None
+            'dueDate': self.due_date.isoformat() if self.due_date else None,
+            'loanDate': self.created_at.isoformat() if self.created_at else None,
         }
     
     def __repr__(self):