diff --git a/app/api/services/offer_analysis.py b/app/api/services/offer_analysis.py
index 11ec0a1..750af01 100644
--- a/app/api/services/offer_analysis.py
+++ b/app/api/services/offer_analysis.py
@@ -67,7 +67,7 @@ class OfferAnalysis:
                 failed_false_rules.append(rule)
 
 
-        # Expects false
+        # Salary rules
         for key in RAC_SALARY_PAYMENTS:
             value = rack_response.get(key)
             if isinstance(value, Decimal):
@@ -95,13 +95,23 @@ class OfferAnalysis:
         # Check consistency rule
         consistent_income = rack_response.get("rule7-consistent-salary-amount", False)
 
-        if consistent_income:
-            eligible_amount = min_salary * Decimal("0.5") 
-        else:
-            eligible_amount = min_salary * Decimal("0.75") 
+         # Determine percentage based on offer tenure
+        tenure = getattr(offer, "tenure", 30) 
+        if tenure == 30:
+            eligible_amount = min_salary * Decimal("0.5")
+           
+        elif tenure == 90 and consistent_income:
+            eligible_amount = min_salary * Decimal("0.75")
+           
+        else:  # Income is not consistent
+            eligible_amount = min_salary * Decimal("0.5")
+            
+
 
         logger.info(f"Calculated eligible amount from RAC: {eligible_amount} based on {'stable' if consistent_income else 'unstable'} income.")
+        
         return eligible_amount.quantize(Decimal("1.00"))  
+    
         # "racResponse": {
         #     "accountStatus": true,
         #     "bvnValidated": true,