[add]: routes and defaults

app/api/routes/routes.py

@@ -158,7 +158,7 @@ def health_check():
 
 
     except Exception as e:
-        events_service_status = "Connection Successful"
+        events_service_status = "Connection Failed"
         status = "failed"
         errors.append(f"Events Service connection failed: {str(e)}")
 

app/api/services/provide_loan.py

@@ -143,10 +143,10 @@ class ProvideLoanService(BaseService):
 
                     db.session.flush()
                     current_product_id = offer.product_id
-                    schedule = LoanRepaymentSchedule.add_repayment_schedule(loan = loan, num_schedules = num_schedules, transaction_id = transaction_id)
+                    schedules = LoanRepaymentSchedule.add_repayment_schedule(loan = loan, num_schedules = num_schedules, transaction_id = transaction_id)
 
 
-                    if not schedule:
+                    if not schedules:
                         logger.error(f"Failed to create repayment schedule for loan ID {loan.id}")
                         return ResponseHelper.error(result_description="Failed to generate loan repayment schedule.")
 
@@ -162,16 +162,15 @@ class ProvideLoanService(BaseService):
                 else: 
                     return ResponseHelper.error(result_description="Invalid Customer or Account")
             
-                charge_schedule_items = []
-                for idx, charge in enumerate(loan_charges, start=len(charge_schedule_items) + 1):
-                    charge_schedule_items.append({
-                        "id": idx,
-                        "dueDate": charge.due_date.isoformat(),
-                        "amountDue": float(charge.amount),
-                        "componentName": charge.code.upper(),  # e.g. INTEREST, MGMT_FEE, VAT_FEE
-                        "startDate": charge.created_at.isoformat(),
-                    })
-            
+
+                charge_schedule_items = ProvideLoanService.get_charge_schedule_items(
+                    loan_charges=loan_charges,
+                    offer=offer,
+                    loan_ref=loan_ref,
+                    amount=amount,
+                    schedules=schedules
+                    )
+               
                 response_data = {
                     "requestId": request_id,
                     "transactionId": transaction_id,
@@ -215,4 +214,48 @@ class ProvideLoanService(BaseService):
         response = EventServiceIntegration.direct_loan(transaction_id=transaction_id)
         return response
     
-    
+    @classmethod
+    def get_charge_schedule_items(cls, loan_charges, offer, loan_ref, amount, schedules):
+        now = datetime.now(timezone.utc)
+        due_date = now + timedelta(days=offer.tenor)
+
+        charge_schedule_items = []
+        
+        charge_schedule_items.append({
+                "id": 1,
+                "dueDate": due_date.isoformat(),
+                "amountDue": amount,
+                "componentName": "PRINCIPAL",
+                "startDate": now.isoformat(),
+        })
+        
+
+        for idx, charge in enumerate(loan_charges, start=len(charge_schedule_items) + 1):
+            item = {
+                "id": idx,
+                "dueDate": charge.due_date.isoformat(),
+                "amountDue": float(charge.amount),
+                "componentName": charge.code.upper(),  # e.g. INTEREST, MGMT_FEE, VAT_FEE
+                "startDate": charge.created_at.isoformat(),
+            }
+
+            if charge.code.upper() == "INTEREST":
+                item["loanRef"] = loan_ref
+
+            charge_schedule_items.append(item)
+
+
+        for idx, schedule in enumerate(schedules, start=len(charge_schedule_items) + 1):
+            item = {
+                "id": idx,
+                "dueDate": schedule.due_date.isoformat(),
+                "amountDue": float(schedule.installment_amount),
+                "componentName": "DEFAULT",
+                "startDate": schedule.created_at.isoformat(),
+                "loanRef": loan_ref
+            }
+            charge_schedule_items.append(item)
+
+        return charge_schedule_items
+
+