diff --git a/app/models/loan.py b/app/models/loan.py
index 40688e5..1b6c914 100644
--- a/app/models/loan.py
+++ b/app/models/loan.py
@@ -52,6 +52,9 @@ class Loan(db.Model):
     verify_result = db.Column(db.String(10), nullable=True)
     verify_description = db.Column(db.String(100), nullable=True)
 
+    # total_penal_charge = db.Column(db.Float, default=0.0)
+    # last_penal_date = db.Column(db.DateTime, nullable=True)
+
     customer = relationship(
         "Customer",
         primaryjoin="Customer.id == Loan.customer_id",
diff --git a/app/models/loan_repayment_schedule.py b/app/models/loan_repayment_schedule.py
index df0969e..63a504c 100644
--- a/app/models/loan_repayment_schedule.py
+++ b/app/models/loan_repayment_schedule.py
@@ -26,6 +26,11 @@ class LoanRepaymentSchedule(db.Model):
 
     created_at = db.Column(db.DateTime(timezone=True), server_default=func.now())
     updated_at = db.Column(db.DateTime(timezone=True), server_default=func.now(), onupdate=func.now())
+
+    # penal_charge = db.Column(db.Float, default=0.0)
+    # penal_count = db.Column(db.Integer, default=0)
+
+
     loan = relationship(
         "Loan",
         primaryjoin="LoanRepaymentSchedule.loan_id == Loan.id",