Azeez Muibi
75 lines
3.3 KiB
Python
75 lines
3.3 KiB
Python
from flask import request, jsonify
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from marshmallow import ValidationError
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from app.utils.logger import logger
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from app.api.schemas.select_offer import SelectOfferSchema, SelectOfferResponseSchema
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class SelectOfferService:
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@staticmethod
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def process_request(data):
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"""
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Process the SelectOffer request.
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Args:
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data (dict): The request data.
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Returns:
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dict: A standardized response.
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"""
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try:
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logger.info("Processing SelectOffer request")
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# Validate input data using SelectOfferSchema
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schema = SelectOfferSchema()
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validated_data = schema.load(data) # Raises ValidationError if invalid
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# Simulated processing logic
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# In a real implementation, this would interact with your business logic
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# to determine eligible loan offers based on the requested amount and product
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response_data = {
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"requestId": validated_data.get('requestId'),
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"transactionId": validated_data.get('transactionId'),
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"customerId": validated_data.get('customerId'),
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"accountId": validated_data.get('accountId'),
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"outstandingDebtAmount": 0,
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"loan": [
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{
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"offerId": "14451",
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"productId": "2030",
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"amount": validated_data.get('requestedAmount'),
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"upfrontPayment": validated_data.get('requestedAmount') * 0.1, # 10% upfront
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"interestRate": 3.0,
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"Interest": validated_data.get('requestedAmount') * 0.03, # 3% interest
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"ManagementRate": 1.0,
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"ManagementFee": validated_data.get('requestedAmount') * 0.01, # 1% management fee
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"InsuranceRate": 1.0,
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"InsuranceFee": validated_data.get('requestedAmount') * 0.01, # 1% insurance
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"VATRate": 7.5,
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"VATamount": (validated_data.get('requestedAmount') * 0.01) * 0.075, # 7.5% VAT on management fee
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"recommendedRepaymentDates": ["2023-12-30"], # Example date
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"installmentAmount": validated_data.get('requestedAmount') * 1.1, # Principal + 10% fees
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"totalRepaymentAmount": validated_data.get('requestedAmount') * 1.1 # Principal + 10% fees
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}
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],
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"resultCode": "00",
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"resultDescription": "Successful"
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}
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# Validate the response using the response schema
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response_schema = SelectOfferResponseSchema()
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validated_response = response_schema.dump(response_data)
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return jsonify(validated_response)
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except ValidationError as err:
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logger.error(f"Validation Error: {err.messages}")
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return jsonify({
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"resultCode": "01",
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"resultDescription": f"Validation error: {err.messages}"
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}), 422
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except Exception as e:
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logger.error(f"An error occurred: {str(e)}", exc_info=True)
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return jsonify({
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"resultCode": "08",
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"resultDescription": f"Error occurred: {str(e)}"
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}), 500 |