{ "type": "object", "properties": { "transactionId": { "type": "string", "example": "T001" }, "customerId": { "type": "string", "example": "CN621868" }, "accountId": { "type": "string", "example": "2017821799" }, "racResponse": { "type": "object", "properties": { "PROCESS_DATE": { "type": "string", "format": "date", "example": "2025-06-05" }, "CIF_ID": { "type": "string", "example": "123456789" }, "CUSTOMER_id": { "type": "string", "example": "987654321" }, "SALACCT_1": { "type": "string", "example": "34567831" }, "ALERT_PHONE": { "type": "string", "example": "2348031234567" }, "AVERAGE_SALARY": { "type": "number", "format": "decimal", "example": 50000 }, "LOAN_OUSTANDING_BAL": { "type": "number", "format": "decimal", "example": 0 }, "EMI": { "type": "number", "format": "decimal", "example": 10000 }, "ELIG_AMT": { "type": "number", "format": "decimal", "example": 25000 }, "rule1-45day-sal": { "type": "boolean", "example": true }, "rule2-2m-sal": { "type": "boolean", "example": true }, "rule3-no-bounced-check": { "type": "boolean", "example": true }, "rule4-current-loan-payments": { "type": "boolean", "example": true }, "rule5-no-past-due-fadv-loan": { "type": "boolean", "example": true }, "rule6--no-past-due-other-loan": { "type": "boolean", "example": true }, "rule7-consistent-salary-amount": { "type": "boolean", "example": true }, "rule8-whitelisted": { "type": "boolean", "example": true }, "rule9-regular-account": { "type": "boolean", "example": true }, "rule10-bvn-validation": { "type": "boolean", "example": true }, "rule11-CRC-no-delinquency": { "type": "boolean", "example": true }, "rule12-CRMS-no-delinquency": { "type": "boolean", "example": true }, "rule13-BVN-ignore": { "type": "boolean", "example": true }, "rule14-no-lien": { "type": "boolean", "example": true }, "rule15-null-ignore": { "type": "boolean", "example": true }, "OVERALL_ELIG": { "type": "boolean", "example": true }, "SALARYPAYMENT_1": { "type": "number", "format": "decimal", "example": 50000 }, "SALARYPAYMENT_2": { "type": "number", "format": "decimal", "example": 50000 }, "SALARYPAYMENT_3": { "type": "number", "format": "decimal", "example": 50000 }, "SALARYPAYMENT_4": { "type": "number", "format": "decimal", "example": 50000 }, "SALARYPAYMENT_5": { "type": "number", "format": "decimal", "example": 50000 }, "SALARYPAYMENT_6": { "type": "number", "format": "decimal", "example": 50000 } } } }, "required": [ "transactionId", "customerId", "accountId", "racResponse" ], "xml": { "name": "RACCheckResponse" } }